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  1. 🏠
  2. Medicare Advantage Plans
  3. Indiana
  4. Hamilton County

2026 Medicare Advantage Plans in Hamilton County, IN

Last update: June 11, 2026. Enrollment data updated: June 13, 2026

In Hamilton County, IN, there are 48 Medicare Advantage plans available for 2026. Of these, 33 offer a $0 monthly premium, and about 33% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Hamilton County, IN. Or explore all Medicare Options available in Hamilton County, IN.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$12.54/mo
Plans with $0 Premium
33
Average MOOP Limit
$6,256 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 33% · 3 Stars: 65% · Below 3: 2%
Average Part D Deductible
$334.49
Total MA/MAPD Enrollment
20,454
Plans with the Highest Enrollment
(as of June 13, 2026)
1. AARP Medicare Advantage from UHC IN-0002 (PPO) — 3,934 enrollees
2. AARP Medicare Advantage Essentials from UHC IN-12 (HMO-POS) — 3,134 enrollees
3. Humana Gold Plus H5619-049 (HMO-POS) — 2,327 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
34
Average Monthly Premium
$12.09/mo
Total PPO Enrollment
11,363
$0 Premium PPO Plans
23
Average MOOP
$6,694
Top PPO by Enrollment
AARP Medicare Advantage from UHC IN-0002 (PPO) — 3,934 enrollees
PPO Plans Without Drug Coverage
9

PPO Medicare Advantage plan comparison – Hamilton County, Indiana, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $615 H5521-231-0
Aetna Medicare Value Care
☆☆☆☆☆
$33 $5,200 $615 H5521-302-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-073-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,900 $350 H7617-060-0
HumanaChoice Giveback H7617-003
☆☆☆☆☆
$0 $9,150 $0 H7617-003-0
AARP Medicare Advantage from UHC IN-0002
☆☆☆☆☆
$32 $3,900 $520 H2406-037-0
AARP Medicare Advantage from UHC IN-0007
☆☆☆☆☆
$0 $5,900 $600 H2406-067-0
AARP Medicare Advantage Patriot No Rx IN-MA01
☆☆☆☆☆
$0 $8,850 N/A H2406-074-0
Anthem Medicare Advantage
☆☆☆☆☆
$9 $6,750 $95 H7093-002-0
Anthem Medicare Advantage
☆☆☆☆☆
$97 $9,250 $45 R5941-016-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$26 $6,750 $250 H1607-015-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$55 $6,750 $150 H1607-012-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H7093-001-0
Humana Full Access H5216-192
☆☆☆☆☆
$0 $6,700 $615 H5216-192-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-441-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-218-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,900 $350 H5216-307-0
HumanaChoice Giveback H5216-309
☆☆☆☆☆
$0 $9,150 $0 H5216-309-0
HumanaChoice H5216-053
☆☆☆☆☆
$38 $6,550 $200 H5216-053-0
HumanaChoice H5216-114
☆☆☆☆☆
$0 $5,850 $250 H5216-114-0
HumanaChoice H5216-463
☆☆☆☆☆
$28 $6,350 $400 H5216-463-0
HumanaChoice R0110-011
☆☆☆☆☆
$0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
$20 $9,150 $350 R0110-012-0
MyTruAdvantage Choice Complete
☆☆☆☆☆
$35 $3,800 $200 H9042-004-0
MyTruAdvantage Choice Plus
☆☆☆☆☆
$0 $4,000 $300 H9042-007-0
Red, White and Tru
☆☆☆☆☆
$0 $5,500 N/A H9042-008-0
Wellcare Assist Open
☆☆☆☆☆
$38 $5,000 $380 H6348-009-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $8,500 $615 H6348-008-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $5,500 N/A H6348-005-0
Wellcare Simple Open
☆☆☆☆☆
$0 $4,300 $615 H6348-002-0
Zing Open Choice IN
☆☆☆☆☆
$0 $6,350 $0 H6876-004-0
DEVOTED CHOICE 011 IN
☆☆☆☆☆
$0 $4,200 $0 H7471-011-0
DEVOTED CHOICE GIVEBACK 012 IN
☆☆☆☆☆
$0 $9,250 $605 H7471-012-0
What is the total number of PPO plans offered in Hamilton?

Hamilton County has 34 PPO plans for 2026, with 11,363 enrolled.

How much do PPO plans cost in Hamilton?

The typical PPO premium in Hamilton is $12.09, and 23 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
836
$0 Premium HMO Plans
4
Average MOOP
$5,388
Top HMO by Enrollment
Anthem Medicare Advantage 4 (HMO) — 409 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Hamilton County, Indiana, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem Medicare Advantage 3
☆☆☆☆☆
$0 $9,250 $300 H7220-009-2
Anthem Medicare Advantage 4
☆☆☆☆☆
$0 $4,500 $300 H7220-010-0
MyTruAdvantage Select
☆☆☆☆☆
$0 $3,300 $200 H6529-004-0
Zing Select Care IN
☆☆☆☆☆
$0 $4,500 $0 H4624-003-0
What is the average monthly premium for HMO plans?
HMO plans in Hamilton cost $0.00 per month on average.
Which HMO plan is most popular in Hamilton?
The most popular HMO plan in Hamilton is Anthem Medicare Advantage 4 (HMO), with 409 enrollees.
How many HMO plans in Hamilton do not include drug coverage?
There are 0 HMO plans in Hamilton without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 9
  • Average Monthly Premium $17.10/mo
  • Total HMO-POS Enrollment 8,227
  • $0 Premium HMO-POS Plans 6
  • Average MOOP $5,244
  • Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC IN-12 (HMO-POS) — 3,134 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Hamilton County, Indiana, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC IN-12
☆☆☆☆☆
$0 $3,900 $440 H2802-010-0
AARP Medicare Advantage Extras from UHC IN-17
☆☆☆☆☆
$0 $6,700 $520 H2802-056-0
AARP Medicare Advantage Giveback from UHC IN-20
☆☆☆☆☆
$0 $6,700 $600 H2802-059-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$100 $6,850 $300 H7220-004-0
Anthem Extra Help
☆☆☆☆☆
$23 $4,900 $390 H3447-024-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $4,000 $150 H3447-042-3
Humana Gold Plus H5619-049
☆☆☆☆☆
$0 $4,250 $250 H5619-049-0
Wellcare Assist
☆☆☆☆☆
$31 $5,700 $560 H3499-008-0
Wellcare Simple
☆☆☆☆☆
$0 $4,200 $615 H3499-002-0
What is the total number of HMO-POS plans in Hamilton?

There are 9 HMO-POS plans in 2026, covering 8,227 enrollees.

How much do HMO-POS plans cost in Hamilton?

The average HMO-POS premium in Hamilton is $17.10 per month, with 6 plans offering $0 premiums.

What is the leading HMO-POS plan in Hamilton?

AARP Medicare Advantage Essentials from UHC IN-12 (HMO-POS) is the top HMO-POS in Hamilton, with 3,134 enrollees.

What is the number of HMO-POS plans without Part D coverage in Hamilton?

0 HMO-POS plans in Hamilton do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$37.00/mo
Total PFFS Enrollment
28
$0 Premium PFFS Plans
0
Average MOOP
$3,950
Top PFFS by Enrollment
Humana Gold Choice H8145-032 (PFFS) — 28 enrollees
PFFS Plans Without Drug Coverage
0

PFFS Medicare Advantage plan comparison – Hamilton County, Indiana, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-032
☆☆☆☆☆
$37 $3,950 $300 H8145-032-0

What is the average monthly premium for PFFS plans?

PFFS plans in Hamilton cost $37.00 per month on average.

Which PFFS plan is most popular in Hamilton?

The most popular PFFS plan in Hamilton is Humana Gold Choice H8145-032 (PFFS), with 28 enrollees.

How many PFFS plans in Hamilton do not include drug coverage?

There are 0 PFFS plans in Hamilton without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Hamilton County, IN for 2026.

CMS Star Ratings for Medicare Advantage Plans in Hamilton County, IN (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 15 33%
3 Stars 30 65%
Below 3 Stars 1 2%
Not Rated 2 4%
Average Rating 3.59

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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