Medicare Plans

Open Medicare Plan Data.

2027 Medicare Advantage Plans in Lake County, IN

Last update: .

In Lake County, IN, there are 40 Medicare Advantage plans available for 2027. Of these, 29 offer a $0 monthly premium, and about 47% are rated 4 stars or higher based on CMS quality ratings.

At a Glance

Average Monthly Premium
$12.84/mo
Plans with $0 Premium
29
Average MOOP Limit
$7,254 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 47% · 3 Stars: 47% · Below 3: 6%
Average Part D Deductible
$520.03
Total MA/MAPD Enrollment
16,979
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Anthem Medicare Advantage (HMO-POS) — 3,196 enrollees
2. AARP Medicare Advantage from UHC IN-0004 (PPO) — 1,477 enrollees
3. DEVOTED CHOICE 005 IN (PPO) — 1,365 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Lake County, IN. Or explore all Medicare Options available in Lake County, IN. To understand how local plans fit into the broader market, visit our Indiana Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
29
Average Monthly Premium
$16.24/mo
Total PPO Enrollment
10,666
$0 Premium PPO Plans
21
Average MOOP
$7,536
Top PPO by Enrollment
AARP Medicare Advantage from UHC IN-0004 (PPO) — 1,477 enrollees
PPO Plans Without Drug Coverage
7

PPO Medicare Advantage plan comparison – Lake County, Indiana, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $9,850 $700 H7617-144-1
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H7617-073-0
AARP Medicare Advantage from UHC IN-0004
☆☆☆☆☆
 $64 $7,150 $685 H2406-056-0
AARP Medicare Advantage Patriot No Rx IN-MA01
☆☆☆☆☆
 $0 $9,850 N/A H2406-074-0
Aetna Medicare Eagle
☆☆☆☆☆
 $0 $5,200 N/A H5521-286-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $6,350 $500 H5521-223-0
Aetna Medicare Signature Extra
☆☆☆☆☆
 $0 $6,350 $500 H5521-406-0
Aetna Medicare Value Care
☆☆☆☆☆
 $0 $6,750 $500 H5521-496-0
Humana Full Access
☆☆☆☆☆
 $0 $7,150 $700 H5216-192-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H5216-441-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $7,900 N/A H5216-218-0
Humana Value Choice
☆☆☆☆☆
 $0 $7,000 $700 H5216-229-0
HumanaChoice Giveback H5216-481
☆☆☆☆☆
 $0 $9,850 $700 H5216-481-1
HumanaChoice H5216-463
☆☆☆☆☆
 $43 $6,350 $500 H5216-463-0
HumanaChoice H5525-008
☆☆☆☆☆
 $0 $7,150 $700 H5525-008-0
Anthem Medicare Advantage
☆☆☆☆☆
 $123 $9,250 $45 R5941-016-0
Anthem Medicare Advantage
☆☆☆☆☆
 $45 $6,750 $95 H7093-002-0
Anthem Medicare Advantage 2
☆☆☆☆☆
 $50 $6,750 $250 H1607-015-0
Anthem Medicare Advantage 3
☆☆☆☆☆
 $68 $6,750 $150 H1607-012-0
Anthem Veteran
☆☆☆☆☆
 $0 $9,250 N/A H7093-001-0
HumanaChoice R0110-011
☆☆☆☆☆
 $0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
 $68 $9,850 $450 R0110-012-0
Zing Open Choice IN
☆☆☆☆☆
 $0 $7,900 $450 H6876-004-0
Wellcare Giveback Open
☆☆☆☆☆
 $0 $9,850 $700 H6348-008-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $6,200 $700 H6348-002-0
DEVOTED CHOICE 005 IN
☆☆☆☆☆
 $0 $4,800 $465 H7471-005-0
DEVOTED CHOICE GIVEBACK 006 IN
☆☆☆☆☆
 $0 $9,850 $461 H7471-006-0
DEVOTED CHOICE GIVEBACK EXTRAS 025 IN
☆☆☆☆☆
 $0 $7,350 $700 H7471-025-0
DEVOTED CHOICE PREMIUM 007 IN
☆☆☆☆☆
 $10 $5,900 $650 H7471-007-0
What is the total number of PPO plans offered in Lake?

Lake County has 29 PPO plans for 2027, with 10,666 enrolled.

How much do PPO plans cost in Lake?

The typical PPO premium in Lake is $16.24, and 21 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
325
$0 Premium HMO Plans
2
Average MOOP
$5,525
Top HMO by Enrollment
Zing Elite Select IL-IN (HMO) — 249 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Lake County, Indiana, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Zing Elite Select IL-IN
☆☆☆☆☆
 $0 $5,100 $350 H4624-026-0
Zing Select Care IN
☆☆☆☆☆
 $0 $5,950 $450 H4624-003-0
What is the average monthly premium for HMO plans?
HMO plans in Lake cost $0.00 per month on average.
Which HMO plan is most popular in Lake?
The most popular HMO plan in Lake is Zing Elite Select IL-IN (HMO), with 249 enrollees.
How many HMO plans in Lake do not include drug coverage?
There are 0 HMO plans in Lake without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 7
  • Average Monthly Premium $2.43/mo
  • Total HMO-POS Enrollment 5,988
  • $0 Premium HMO-POS Plans 6
  • Average MOOP $6,579
  • Top HMO-POS by Enrollment Anthem Medicare Advantage (HMO-POS) — 3,196 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Lake County, Indiana, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H5619-189
☆☆☆☆☆
 $0 $4,350 $600 H5619-189-2
AARP Medicare Advantage from UHC IN-19
☆☆☆☆☆
 $0 $7,150 $685 H2802-058-0
AARP Medicare Advantage Giveback from UHC IN-20
☆☆☆☆☆
 $0 $7,150 $685 H2802-059-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $6,750 $500 H3192-005-0
Anthem Extra Help
☆☆☆☆☆
 $17 $4,900 $700 H3447-024-0
Anthem Medicare Advantage
☆☆☆☆☆
 $0 $9,850 $150 H3447-042-1
Wellcare Simple
☆☆☆☆☆
 $0 $5,900 $700 H3499-002-0
What is the total number of HMO-POS plans in Lake?

There are 7 HMO-POS plans in 2027, covering 5,988 enrollees.

How much do HMO-POS plans cost in Lake?

The average HMO-POS premium in Lake is $2.43 per month, with 6 plans offering $0 premiums.

What is the leading HMO-POS plan in Lake?

Anthem Medicare Advantage (HMO-POS) is the top HMO-POS in Lake, with 3,196 enrollees.

What is the number of HMO-POS plans without Part D coverage in Lake?

0 HMO-POS plans in Lake do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Lake County, IN for 2027.

CMS Star Ratings for Medicare Advantage Plans in Lake County, IN (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 16 47%
3 Stars 16 47%
Below 3 Stars 2 6%
Not Rated 4 11%
Average Rating 3.66

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Lake County, Indiana, including communities such as Cedar Lake, Crown Point, Dyer, East Chicago, Griffith, Hammond, Munster, Highland, Hobart, Lowell, Saint John, Schererville, Whiting, Gary, Lake Station, Merrillville, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .