2026 Medicare Advantage Plans in Lake County, IN
Last update: . Enrollment data updated: May 2, 2026
In Lake County, IN, there are 43 Medicare Advantage plans available for 2026. Of these, 31 offer a $0 monthly premium, and about 28% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Lake County, IN. Or explore all Medicare Options available in Lake County, IN.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 32
- Average Monthly Premium $11.52/mo
- Total PPO Enrollment 13,379
- $0 Premium PPO Plans 22
- Average MOOP $7,016
- Top PPO by Enrollment AARP Medicare Advantage from UHC IN-0004 (PPO) — 1,537 enrollees
- PPO Plans Without Drug Coverage 8
What is the total number of PPO plans offered in Lake?
There are 32 PPO plans in 2026, covering 13,379 beneficiaries.
How much do PPO plans cost in Lake?
The average PPO premium in Lake is $11.52 per month, with 22 plans offering $0 premiums.
What is the most popular PPO plan in Lake?
AARP Medicare Advantage from UHC IN-0004 (PPO) is the top PPO in Lake, with 1,537 enrollees.
What is the number of PPO plans without Part D coverage in Lake?
There are 8 PPO plans in Lake without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 2
- Average Monthly Premium
- $0.00/mo
- Total HMO Enrollment
- 270
- $0 Premium HMO Plans
- 2
- Average MOOP
- $3,750
- Top HMO by Enrollment
- Zing Elite Select IL-IN (HMO) — 183 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Zing Elite Select IL-IN | $0 | $3,000 | $0 | H4624-026-0 | |
| Zing Select Care IN | $0 | $4,500 | $0 | H4624-003-0 |
What is the average monthly premium for HMO plans?
HMO plans in Lake cost $0.00 per month on average.
Which HMO plan is most popular in Lake?
The most popular HMO plan in Lake is Zing Elite Select IL-IN (HMO), with 183 enrollees.
How many HMO plans in Lake do not include drug coverage?
There are 0 HMO plans in Lake without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC IN-19 | $0 | $6,700 | $600 | H2802-058-0 | |
| AARP Medicare Advantage Giveback from UHC IN-20 | $0 | $6,700 | $600 | H2802-059-0 | |
| Anthem Extra Help | $23 | $4,900 | $390 | H3447-024-0 | |
| Anthem Medicare Advantage | $0 | $4,150 | $150 | H3447-042-1 | |
| Aetna Medicare Signature | $0 | $6,750 | $615 | H3192-005-0 | |
| Humana Gold Plus H5619-049 | $0 | $4,250 | $250 | H5619-049-0 | |
| Humana Gold Plus H5619-053 | $0 | $4,850 | $250 | H5619-053-0 | |
| Wellcare Assist | $31 | $5,700 | $560 | H3499-008-0 | |
| Wellcare Simple | $0 | $4,200 | $615 | H3499-002-0 |
What is the leading HMO-POS plan in Lake?
Anthem Medicare Advantage (HMO-POS) is the top HMO-POS in Lake, with 3,166 enrollees.
What is the number of HMO-POS plans without Part D coverage in Lake?
0 HMO-POS plans in Lake do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Lake County, IN for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 11 | 28% |
| 3 Stars | 27 | 68% |
| Below 3 Stars | 2 | 5% |
| Not Rated | 3 | 7% |
| Average Rating | 3.55 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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