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  1. 🏠
  2. Medicare Advantage Plans
  3. Indiana
  4. Madison County

2026 Medicare Advantage Plans in Madison County, IN

Last update: September 1, 2026.

In Madison County, IN, there are 46 Medicare Advantage plans available for 2026. Of these, 33 offer a $0 monthly premium, and about 32% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Madison County, IN. Or explore all Medicare Options available in Madison County, IN.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$10.11/mo
Plans with $0 Premium
33
Average MOOP Limit
$6,293 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 32% · 3 Stars: 66% · Below 3: 2%
Average Part D Deductible
$336.35
Total MA/MAPD Enrollment
9,423
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Humana Gold Plus H5619-049 (HMO-POS) — 1,480 enrollees
2. Anthem Medicare Advantage (HMO-POS) — 1,253 enrollees
3. AARP Medicare Advantage from UHC IN-0002 (PPO) — 1,238 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 34
  • Average Monthly Premium $12.09/mo
  • Total PPO Enrollment 4,782
  • $0 Premium PPO Plans 23
  • Average MOOP $6,694
  • Top PPO by Enrollment AARP Medicare Advantage from UHC IN-0002 (PPO) — 1,238 enrollees
  • PPO Plans Without Drug Coverage 9

Comparison table of 2026 PPO Medicare Advantage Plans available in Madison County, Indiana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $4,900 N/A H5521-286-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,900 $615 H5521-231-0
Aetna Medicare Value Care
☆☆☆☆☆
$33 $5,200 $615 H5521-302-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-073-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,900 $350 H7617-060-0
HumanaChoice Giveback H7617-003
☆☆☆☆☆
$0 $9,150 $0 H7617-003-0
AARP Medicare Advantage from UHC IN-0002
☆☆☆☆☆
$32 $3,900 $520 H2406-037-0
AARP Medicare Advantage from UHC IN-0007
☆☆☆☆☆
$0 $5,900 $600 H2406-067-0
AARP Medicare Advantage Patriot No Rx IN-MA01
☆☆☆☆☆
$0 $8,850 N/A H2406-074-0
Anthem Medicare Advantage
☆☆☆☆☆
$9 $6,750 $95 H7093-002-0
Anthem Medicare Advantage
☆☆☆☆☆
$97 $9,250 $45 R5941-016-0
Anthem Medicare Advantage 2
☆☆☆☆☆
$26 $6,750 $250 H1607-015-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$55 $6,750 $150 H1607-012-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H7093-001-0
Humana Full Access H5216-192
☆☆☆☆☆
$0 $6,700 $615 H5216-192-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-441-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-218-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,900 $350 H5216-307-0
HumanaChoice Giveback H5216-309
☆☆☆☆☆
$0 $9,150 $0 H5216-309-0
HumanaChoice H5216-053
☆☆☆☆☆
$38 $6,550 $200 H5216-053-0
HumanaChoice H5216-114
☆☆☆☆☆
$0 $5,850 $250 H5216-114-0
HumanaChoice H5216-463
☆☆☆☆☆
$28 $6,350 $400 H5216-463-0
HumanaChoice R0110-011
☆☆☆☆☆
$0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
$20 $9,150 $350 R0110-012-0
MyTruAdvantage Choice Complete
☆☆☆☆☆
$35 $3,800 $200 H9042-004-0
MyTruAdvantage Choice Plus
☆☆☆☆☆
$0 $4,000 $300 H9042-007-0
Red, White and Tru
☆☆☆☆☆
$0 $5,500 N/A H9042-008-0
Wellcare Assist Open
☆☆☆☆☆
$38 $5,000 $380 H6348-009-0
Wellcare Giveback Open
☆☆☆☆☆
$0 $8,500 $615 H6348-008-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $5,500 N/A H6348-005-0
Wellcare Simple Open
☆☆☆☆☆
$0 $4,300 $615 H6348-002-0
Zing Open Choice IN
☆☆☆☆☆
$0 $6,350 $0 H6876-004-0
DEVOTED CHOICE 011 IN
☆☆☆☆☆
$0 $4,200 $0 H7471-011-0
DEVOTED CHOICE GIVEBACK 012 IN
☆☆☆☆☆
$0 $9,250 $605 H7471-012-0
What is the total number of PPO plans offered in Madison?

There are 34 PPO plans in 2026, covering 4,782 beneficiaries.

How much do PPO plans cost in Madison?

The average PPO premium in Madison is $12.09 per month, with 23 plans offering $0 premiums.

What is the most popular PPO plan in Madison?

AARP Medicare Advantage from UHC IN-0002 (PPO) is the top PPO in Madison, with 1,238 enrollees.

What is the number of PPO plans without Part D coverage in Madison?

There are 9 PPO plans in Madison without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
308
$0 Premium HMO Plans
4
Average MOOP
$5,388
Top HMO by Enrollment
MyTruAdvantage Select (HMO) — 134 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Madison County, Indiana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem Medicare Advantage 3
☆☆☆☆☆
$0 $9,250 $300 H7220-009-2
Anthem Medicare Advantage 4
☆☆☆☆☆
$0 $4,500 $300 H7220-010-0
MyTruAdvantage Select
☆☆☆☆☆
$0 $3,300 $200 H6529-004-0
Zing Select Care IN
☆☆☆☆☆
$0 $4,500 $0 H4624-003-0

What is the average monthly premium for HMO plans?

HMO plans in Madison cost $0.00 per month on average.

Which HMO plan is most popular in Madison?

The most popular HMO plan in Madison is MyTruAdvantage Select (HMO), with 134 enrollees.

How many HMO plans in Madison do not include drug coverage?

There are 0 HMO plans in Madison without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
8
Average Monthly Premium
$6.74/mo
Total HMO-POS Enrollment
4,333
$0 Premium HMO-POS Plans
6
Average MOOP
$5,044
Top HMO-POS by Enrollment
Humana Gold Plus H5619-049 (HMO-POS) — 1,480 enrollees
HMO-POS Plans Without Drug Coverage
0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Madison County, Indiana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC IN-12
☆☆☆☆☆
$0 $3,900 $440 H2802-010-0
AARP Medicare Advantage Extras from UHC IN-17
☆☆☆☆☆
$0 $6,700 $520 H2802-056-0
AARP Medicare Advantage Giveback from UHC IN-20
☆☆☆☆☆
$0 $6,700 $600 H2802-059-0
Anthem Extra Help
☆☆☆☆☆
$23 $4,900 $390 H3447-024-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $4,000 $150 H3447-042-3
Humana Gold Plus H5619-049
☆☆☆☆☆
$0 $4,250 $250 H5619-049-0
Wellcare Assist
☆☆☆☆☆
$31 $5,700 $560 H3499-008-0
Wellcare Simple
☆☆☆☆☆
$0 $4,200 $615 H3499-002-0
What is the leading HMO-POS plan in Madison?

Humana Gold Plus H5619-049 (HMO-POS) is the top HMO-POS in Madison, with 1,480 enrollees.

What is the number of HMO-POS plans without Part D coverage in Madison?

0 HMO-POS plans in Madison do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Madison County, IN for 2026.

CMS Star Ratings for Medicare Advantage Plans in Madison County, IN (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 14 32%
3 Stars 29 66%
Below 3 Stars 1 2%
Not Rated 2 4%
Average Rating 3.58

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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