2026 Medicare Advantage Plans in Owen County, IN
Last update: . Enrollment data updated: May 2, 2026
For 2026, Owen County, IN includes 34 Medicare Advantage plans. Enrollment across these plans totals approximately 1,999, with 23 $0 premium options and 29% rated 4 stars or higher.
Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Owen County, IN are provided separately. Or you can discover all Medicare Options in Owen County, IN.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 23
- Average Monthly Premium
- $11.15/mo
- Total PPO Enrollment
- 927
- $0 Premium PPO Plans
- 16
- Average MOOP
- $7,313
- Top PPO by Enrollment
- AARP Medicare Advantage from UHC IN-0007 (PPO) — 218 enrollees
- PPO Plans Without Drug Coverage
- 7
What is the typical premium for PPO plans available in Owen?
PPO plans in Owen cost $11.15 per month on average.
Which PPO plan do most beneficiaries choose in Owen?
The most popular PPO plan in Owen is AARP Medicare Advantage from UHC IN-0007 (PPO), with 218 enrollees.
How many PPO options are offered without drug coverage in Owen?
7 PPO plans in Owen do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 2
- Average Monthly Premium $27.00/mo
- Total HMO Enrollment 190
- $0 Premium HMO Plans 1
- Average MOOP $4,825
- Top HMO by Enrollment Anthem Medicare Advantage 4 (HMO) — 147 enrollees
- HMO Plans Without Drug Coverage 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Anthem Medicare Advantage 3 | $54 | $5,150 | $300 | H7220-009-1 | |
| Anthem Medicare Advantage 4 | $0 | $4,500 | $300 | H7220-010-0 |
What is the total number of HMO plans offered in Owen?
In 2026, Owen County has 2 HMO plans with 190 enrollees.
How much do HMO plans cost in Owen?
The typical HMO premium in Owen is $27.00, and 1 plans have no monthly premium.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 8
- Average Monthly Premium
- $6.74/mo
- Total HMO-POS Enrollment
- 859
- $0 Premium HMO-POS Plans
- 6
- Average MOOP
- $5,063
- Top HMO-POS by Enrollment
- Humana Gold Plus H5619-049 (HMO-POS) — 260 enrollees
- HMO-POS Plans Without Drug Coverage
- 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC IN-12 | $0 | $3,900 | $440 | H2802-010-0 | |
| AARP Medicare Advantage Extras from UHC IN-17 | $0 | $6,700 | $520 | H2802-056-0 | |
| AARP Medicare Advantage Giveback from UHC IN-20 | $0 | $6,700 | $600 | H2802-059-0 | |
| Anthem Extra Help | $23 | $4,900 | $390 | H3447-024-0 | |
| Anthem Medicare Advantage | $0 | $4,150 | $150 | H3447-042-4 | |
| Humana Gold Plus H5619-049 | $0 | $4,250 | $250 | H5619-049-0 | |
| Wellcare Assist | $31 | $5,700 | $560 | H3499-008-0 | |
| Wellcare Simple | $0 | $4,200 | $615 | H3499-002-0 |
- What is the average monthly premium for HMO-POS plans?
- HMO-POS plans in Owen cost $6.74 per month on average.
- Which HMO-POS plan is most popular in Owen?
- The most popular HMO-POS plan in Owen is Humana Gold Plus H5619-049 (HMO-POS), with 260 enrollees.
- How many HMO-POS plans in Owen do not include drug coverage?
- There are 0 HMO-POS plans in Owen without prescription drug coverage.
Medicare Advantage PFFS Plans
Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.
- Total PFFS Plans 1
- Average Monthly Premium $37.00/mo
- Total PFFS Enrollment 23
- $0 Premium PFFS Plans 0
- Average MOOP $3,950
- Top PFFS by Enrollment Humana Gold Choice H8145-032 (PFFS) — 23 enrollees
- PFFS Plans Without Drug Coverage 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-032 | $37 | $3,950 | $300 | H8145-032-0 |
What is the total number of PFFS plans in Owen?
There are 1 PFFS plans in 2026, covering 23 enrollees.
How much do PFFS plans cost in Owen?
The average PFFS premium in Owen is $37.00 per month, with 0 plans offering $0 premiums.
What is the top PFFS plan in Owen?
Humana Gold Choice H8145-032 (PFFS) is the top PFFS in Owen, with 23 enrollees.
What is the number of PFFS plans without Part D coverage in Owen?
0 PFFS plans in Owen do not include prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Owen County, IN (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 10 | 29% |
| 3 Stars | 24 | 71% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.59 | |
* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.