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  1. 🏠
  2. Medicare Advantage Plans
  3. Indiana
  4. Vermillion County

2026 Medicare Advantage Plans in Vermillion County, IN

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Vermillion County, IN, there are 27 Medicare Advantage plans available for 2026. Of these, 20 offer a $0 monthly premium, and about 30% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Vermillion County, IN. Or explore all Medicare Options available in Vermillion County, IN.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$9.87/mo
Plans with $0 Premium
20
Average MOOP Limit
$6,804 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 30% · 3 Stars: 70% · Below 3: 0%
Average Part D Deductible
$303.75
Total MA/MAPD Enrollment
1,116
Plans with the Highest Enrollment
(as of May 2, 2026)
1. AARP Medicare Advantage Essentials from UHC IN-12 (HMO-POS) — 229 enrollees
2. AARP Medicare Advantage from UHC IN-0007 (PPO) — 180 enrollees
3. HumanaChoice Giveback H7617-003 (PPO) — 112 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
22
Average Monthly Premium
$11.08/mo
Total PPO Enrollment
771
$0 Premium PPO Plans
16
Average MOOP
$7,191
Top PPO by Enrollment
AARP Medicare Advantage from UHC IN-0007 (PPO) — 180 enrollees
PPO Plans Without Drug Coverage
7

PPO Medicare Advantage plan comparison – Vermillion County, Indiana, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H7617-073-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,900 $350 H7617-060-0
HumanaChoice Giveback H7617-003
☆☆☆☆☆
$0 $9,150 $0 H7617-003-0
AARP Medicare Advantage from UHC IN-0007
☆☆☆☆☆
$0 $5,900 $600 H2406-067-0
AARP Medicare Advantage Patriot No Rx IN-MA01
☆☆☆☆☆
$0 $8,850 N/A H2406-074-0
Anthem Medicare Advantage
☆☆☆☆☆
$97 $9,250 $45 R5941-016-0
Anthem Medicare Advantage
☆☆☆☆☆
$9 $6,750 $95 H7093-002-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$55 $6,750 $150 H1607-012-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H7093-001-0
Humana Full Access H5216-192
☆☆☆☆☆
$0 $6,700 $615 H5216-192-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-218-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $7,900 N/A H5216-441-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $7,900 $350 H5216-307-0
HumanaChoice Giveback H5216-309
☆☆☆☆☆
$0 $9,150 $0 H5216-309-0
HumanaChoice H5216-229
☆☆☆☆☆
$0 $6,200 $250 H5216-229-0
HumanaChoice H5216-463
☆☆☆☆☆
$28 $6,350 $400 H5216-463-0
HumanaChoice H5525-008
☆☆☆☆☆
$0 $6,550 $220 H5525-008-0
HumanaChoice R0110-011
☆☆☆☆☆
$0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
$20 $9,150 $350 R0110-012-0
MyTruAdvantage Choice Complete
☆☆☆☆☆
$35 $3,800 $200 H9042-004-0
MyTruAdvantage Choice Plus
☆☆☆☆☆
$0 $4,000 $300 H9042-007-0
Red, White and Tru
☆☆☆☆☆
$0 $5,500 N/A H9042-008-0
What is the total number of PPO plans offered in Vermillion?

Vermillion County has 22 PPO plans for 2026, with 771 enrolled.

How much do PPO plans cost in Vermillion?

The typical PPO premium in Vermillion is $11.08, and 16 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
31
$0 Premium HMO Plans
1
Average MOOP
$3,300
Top HMO by Enrollment
MyTruAdvantage Select (HMO) — 31 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Vermillion County, Indiana, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
MyTruAdvantage Select
☆☆☆☆☆
$0 $3,300 $200 H6529-004-0
What is the average monthly premium for HMO plans?
HMO plans in Vermillion cost $0.00 per month on average.
Which HMO plan is most popular in Vermillion?
The most popular HMO plan in Vermillion is MyTruAdvantage Select (HMO), with 31 enrollees.
How many HMO plans in Vermillion do not include drug coverage?
There are 0 HMO plans in Vermillion without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 4
  • Average Monthly Premium $5.70/mo
  • Total HMO-POS Enrollment 314
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $5,550
  • Top HMO-POS by Enrollment AARP Medicare Advantage Essentials from UHC IN-12 (HMO-POS) — 229 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Vermillion County, Indiana, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC IN-12
☆☆☆☆☆
$0 $3,900 $440 H2802-010-0
AARP Medicare Advantage Extras from UHC IN-17
☆☆☆☆☆
$0 $6,700 $520 H2802-056-0
AARP Medicare Advantage Giveback from UHC IN-20
☆☆☆☆☆
$0 $6,700 $600 H2802-059-0
Anthem Extra Help
☆☆☆☆☆
$23 $4,900 $390 H3447-024-0
What is the total number of HMO-POS plans in Vermillion?

There are 4 HMO-POS plans in 2026, covering 314 enrollees.

How much do HMO-POS plans cost in Vermillion?

The average HMO-POS premium in Vermillion is $5.70 per month, with 3 plans offering $0 premiums.

What is the leading HMO-POS plan in Vermillion?

AARP Medicare Advantage Essentials from UHC IN-12 (HMO-POS) is the top HMO-POS in Vermillion, with 229 enrollees.

What is the number of HMO-POS plans without Part D coverage in Vermillion?

0 HMO-POS plans in Vermillion do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Vermillion County, IN for 2026.

CMS Star Ratings for Medicare Advantage Plans in Vermillion County, IN (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 8 30%
3 Stars 19 70%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.65

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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