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  1. 🏠
  2. Medicare Advantage Plans
  3. Iowa
  4. Clarke County

2026 Medicare Advantage Plans in Clarke County, IA

Last update: May 2, 2026. Enrollment data updated: May 2, 2026

For 2026, Clarke County, IA includes 18 Medicare Advantage plans. Enrollment across these plans totals approximately 654, with 14 $0 premium options and 50% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Clarke County, IA are summarized separately. Visit Medicare Options in Clarke County, IA to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $8.82/mo
  • $0 Premium Plans: 14
  • Average MOOP: $5,242 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 50% · 3 Stars: 50% · Below 3: 0%
  • Average Part D Deductible: $450.36
  • Total MA/MAPD Enrollment: 654
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. Blue Medicare Advantage PPO (PPO) — 430 enrollees
    2. Aetna Medicare Signature (HMO-POS) — 82 enrollees
    3. Aetna Medicare Signature (PPO) — 47 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
10
Average Monthly Premium
$9.50/mo
Total PPO Enrollment
535
$0 Premium PPO Plans
8
Average MOOP
$5,350
Top PPO by Enrollment
Blue Medicare Advantage PPO (PPO) — 430 enrollees
PPO Plans Without Drug Coverage
2

2026 PPO Medicare Advantage plans in Clarke County, Iowa (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
MercyOne Health Plan Choice
☆☆☆☆☆
$0 $4,400 $200 H1846-007-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $5,500 $615 H1608-037-0
Aetna Medicare Enhanced Extra
☆☆☆☆☆
$57 $4,500 $615 H1608-117-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,000 $615 H1608-001-0
Blue Medicare Advantage PPO
☆☆☆☆☆
$0 $4,150 $300 H5900-001-0
Blue Medicare Advantage Valor PPO
☆☆☆☆☆
$0 $6,750 N/A H5900-006-0
Humana Full Access H5216-411
☆☆☆☆☆
$0 $4,250 $400 H5216-411-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
HumanaChoice Giveback H5216-340
☆☆☆☆☆
$0 $5,000 $600 H5216-340-0
HumanaChoice H5216-014
☆☆☆☆☆
$38 $9,250 $615 H5216-014-0
What is the average monthly premium for PPO plans in Clarke?
PPO plans in Clarke cost $9.50 per month on average.
Which PPO plan has the highest enrollment in Clarke?
The most popular PPO plan in Clarke is Blue Medicare Advantage PPO (PPO), with 430 enrollees.
How many PPO plans in Clarke do not include prescription drug coverage?
2 PPO plans in Clarke do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
4
Average Monthly Premium
$5.70/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
3
Average MOOP
$5,225
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
1

2026 HMO Medicare Advantage plans in Clarke County, Iowa (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
MercyOne Health Plan Cash Back
☆☆☆☆☆
$0 $6,900 $250 H3668-031-0
MercyOne Health Plan Glory No RX
☆☆☆☆☆
$0 $5,900 N/A H3668-029-0
MercyOne Health Plan No Premium
☆☆☆☆☆
$0 $4,200 $150 H3668-025-0
MercyOne Health Plan Plus
☆☆☆☆☆
$23 $3,900 $100 H3668-026-0
What is the total number of HMO plans offered in Clarke?

There are 4 HMO plans in 2026, covering 0 enrollees.

How much do HMO plans cost in Clarke?

The average HMO premium in Clarke is $5.70 per month, with 3 plans offering $0 premiums.

What is the top HMO by enrollment in Clarke?

is the top HMO in Clarke, with 0 enrollees.

What is the number of HMO plans without Part D coverage in Clarke?

1 HMO plans in Clarke do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
4
Average Monthly Premium
$10.25/mo
Total HMO-POS Enrollment
119
$0 Premium HMO-POS Plans
3
Average MOOP
$4,988
Top HMO-POS by Enrollment
Aetna Medicare Signature (HMO-POS) — 82 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Clarke County, Iowa (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $6,750 N/A H1609-058-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $4,300 $615 H1609-001-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,000 $615 H1609-069-0
Aetna Medicare Value Care
☆☆☆☆☆
$41 $3,900 $615 H1609-068-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Clarke cost $10.25 per month on average.

Which HMO-POS plan is most popular in Clarke?

The most popular HMO-POS plan in Clarke is Aetna Medicare Signature (HMO-POS), with 82 enrollees.

How many HMO-POS plans in Clarke do not include drug coverage?

There are 1 HMO-POS plans in Clarke without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Clarke County, IA (2026) are summarized below.

Medicare Advantage Plan Ratings in Clarke County, IA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 9 50%
3 Stars 9 50%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.97

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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