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  1. 🏠
  2. Medicare Advantage Plans
  3. Iowa
  4. Clarke County

2026 Medicare Advantage Plans in Clarke County, IA

Last update: September 3, 2026.

Clarke County, IA has 18 Medicare Advantage plans available in 2026. These include 14 plans with no monthly premium, and roughly 50% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Clarke County, IA. Or explore all Medicare Options available in Clarke County, IA.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $8.82/mo
$0 Premium Plans: 14
Average MOOP: $5,242 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 50% · 3 Stars: 50% · Below 3: 0%
Average Part D Deductible: $450.36
Total MA/MAPD Enrollment: 653
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Blue Medicare Advantage PPO (PPO) — 422 enrollees
2. Aetna Medicare Signature (HMO-POS) — 85 enrollees
3. Aetna Medicare Signature (PPO) — 49 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 10
  • Average Monthly Premium $9.50/mo
  • Total PPO Enrollment 527
  • $0 Premium PPO Plans 8
  • Average MOOP $5,350
  • Top PPO by Enrollment Blue Medicare Advantage PPO (PPO) — 422 enrollees
  • PPO Plans Without Drug Coverage 2

Comparison table of 2026 PPO Medicare Advantage Plans available in Clarke County, Iowa
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
MercyOne Health Plan Choice
☆☆☆☆☆
$0 $4,400 $200 H1846-007-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $5,500 $615 H1608-037-0
Aetna Medicare Enhanced Extra
☆☆☆☆☆
$57 $4,500 $615 H1608-117-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,000 $615 H1608-001-0
Blue Medicare Advantage PPO
☆☆☆☆☆
$0 $4,150 $300 H5900-001-0
Blue Medicare Advantage Valor PPO
☆☆☆☆☆
$0 $6,750 N/A H5900-006-0
Humana Full Access H5216-411
☆☆☆☆☆
$0 $4,250 $400 H5216-411-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
HumanaChoice Giveback H5216-340
☆☆☆☆☆
$0 $5,000 $600 H5216-340-0
HumanaChoice H5216-014
☆☆☆☆☆
$38 $9,250 $615 H5216-014-0
What is the most popular PPO plan in Clarke?

Blue Medicare Advantage PPO (PPO) is the top PPO in Clarke, with 422 enrollees.

What is the number of PPO plans without Part D coverage in Clarke?

There are 2 PPO plans in Clarke without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$5.70/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
3
Average MOOP
$5,225
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Clarke County, Iowa
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
MercyOne Health Plan Cash Back
☆☆☆☆☆
$0 $6,900 $250 H3668-031-0
MercyOne Health Plan Glory No RX
☆☆☆☆☆
$0 $5,900 N/A H3668-029-0
MercyOne Health Plan No Premium
☆☆☆☆☆
$0 $4,200 $150 H3668-025-0
MercyOne Health Plan Plus
☆☆☆☆☆
$23 $3,900 $100 H3668-026-0

What is the typical premium for HMO plans in Clarke?

HMO plans in Clarke cost $5.70 per month on average.

Which HMO plan do most beneficiaries choose in Clarke?

The most popular HMO plan in Clarke is , with 0 enrollees.

How many HMO options are offered without prescription drug coverage in Clarke?

There are 1 HMO plans in Clarke without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 4
  • Average Monthly Premium $10.25/mo
  • Total HMO-POS Enrollment 126
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $4,988
  • Top HMO-POS by Enrollment Aetna Medicare Signature (HMO-POS) — 85 enrollees
  • HMO-POS Plans Without Drug Coverage 1

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Clarke County, Iowa
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $6,750 N/A H1609-058-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $4,300 $615 H1609-001-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,000 $615 H1609-069-0
Aetna Medicare Value Care
☆☆☆☆☆
$41 $3,900 $615 H1609-068-0
What is the total number of HMO-POS plans in Clarke?

In 2026, Clarke has 4 HMO-POS plans with 126 enrollees.

How much do HMO-POS plans cost in Clarke?

The typical HMO-POS premium in Clarke is $10.25, and 3 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Clarke County, IA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Clarke County, IA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 9 50%
3 Stars 9 50%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.97

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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