2027 Medicare Advantage Plans in Iowa by County
This 2027 Medicare Advantage research resource provides statewide plan statistics and comparisons for Iowa. Review plan counts, average premiums, out-of-pocket limits, CMS ratings, and enrollment-ranked plans organized by network type. For geographically specific coverage information, select your County using the directory below.
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Iowa Medicare Advantage Plan Research and Facts
How do Medicare Advantage plans compare across Iowa in 2027? CMS data identifies 41 distinct plans statewide, excluding Special Needs Plans. Among them, 26 have no monthly plan premium, and the average premium across all plans is $25.61. The statewide average maximum out-of-pocket (MOOP) limit is $6,209.76. Plans with published CMS star ratings average 3.85 out of 5. Below, we break down the available PPO, HMO, HMO-POS, and PFFS plans separately, highlighting those with the highest reported beneficiary enrollment.
Enrollment figures reflect reported beneficiary participation and should not be interpreted as a measure of plan quality or suitability. Enrollment is influenced by factors such as local plan availability, market competition, and historical participation. Higher enrollment does not necessarily indicate a better plan.
Most-Enrolled PPO Plans in Iowa
For 2027, Iowa has 15 PPO Medicare Advantage plans, including 7 with a $0 monthly plan premium. The average monthly premium is $34.20, and the average maximum out-of-pocket (MOOP) limit is $6,853.33. Among rated PPO plans, the average CMS star rating is 3.8 out of 5. The following table identifies up to 10 PPO plans with the highest reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Aetna Medicare | H1608-001-0 | Aetna Medicare Signature Classic | $0.00 | $7,150 | 4.0 / 5 | 18,212 |
| Humana | H5216-340-0 | HumanaChoice Giveback H5216-340 | $0.00 | $5,000 | 4.0 / 5 | 8,806 |
| Humana | H5216-278-1 | Humana USAA Honor Giveback | $0.00 | $4,700 | 4.0 / 5 | 4,193 |
| MediGold | H1846-007-0 | MercyOne Health Plan Choice | $0.00 | $4,900 | 3.0 / 5 | 4,127 |
| Aetna Medicare | H1608-117-0 | Aetna Medicare Enhanced Classic Extra | $75.00 | $7,150 | 4.0 / 5 | 3,461 |
| UnitedHealthcare | H8768-017-2 | AARP Medicare Advantage from UHC IA-0003 | $45.00 | $7,150 | 4.0 / 5 | 2,860 |
| UnitedHealthcare | H8768-017-1 | AARP Medicare Advantage from UHC IA-0003 | $46.00 | $7,150 | 4.0 / 5 | 2,775 |
| UnitedHealthcare | H8768-018-0 | AARP Medicare Advantage Patriot No Rx IA-MA01 | $0.00 | $9,850 | 4.0 / 5 | 2,606 |
| Humana | H5216-014-0 | HumanaChoice H5216-014 | $51.00 | $7,500 | 4.0 / 5 | 2,471 |
| UnitedHealthcare | H1278-018-0 | AARP Medicare Advantage Patriot No Rx NE-MA01 | $0.00 | $7,150 | 3.0 / 5 | 428 |
Most-Enrolled HMO Plans in Iowa
HMO Medicare Advantage plans account for 14 of the plans offered across Iowa in 2027. Of these, 10 have a $0 monthly plan premium. The average monthly premium is $27.07, with an average maximum out-of-pocket (MOOP) limit of $5,507.14. Rated HMO plans average 4 CMS stars out of 5. Below are the 10 most-enrolled HMO plans, or all available plans if fewer than 10 qualify.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Humana | H0028-053-1 | Humana Gold Plus H0028-053 | $0.00 | $4,200 | 4.5 / 5 | 9,094 |
| MediGold | H3668-025-0 | MercyOne Health Plan No Premium | $0.00 | $4,900 | 3.5 / 5 | 2,356 |
| MediGold | H3668-031-0 | MercyOne Health Plan Cash Back | $0.00 | $8,900 | 3.5 / 5 | 1,133 |
| Devoted Health | H7993-034-0 | DEVOTED CORE 034 IA | $0.00 | $4,750 | 4.5 / 5 | 154 |
| Devoted Health | H7993-035-0 | DEVOTED GIVEBACK 035 IA | $0.00 | $7,150 | 4.5 / 5 | 142 |
| Quartz Medicare Advantage (HMO) | H5262-003-0 | Gundersen Quartz Med Advantage Value D (w/Rx) | $97.00 | $4,900 | 4.0 / 5 | 138 |
| MediGold | H3668-026-0 | MercyOne Health Plan Plus | $38.00 | $4,400 | 3.5 / 5 | 104 |
| MediGold | H3668-029-0 | MercyOne Health Plan Glory No RX | $0.00 | $6,500 | 3.5 / 5 | 84 |
| Quartz Medicare Advantage (HMO) | H5262-021-0 | Gundersen Quartz Med Advantage Core D (w/Rx) | $42.00 | $5,900 | 4.0 / 5 | 33 |
| Quartz Medicare Advantage (HMO) | H5262-001-0 | Gundersen Quartz Med Advantage Elite D (w/Rx) | $202.00 | $4,000 | 4.0 / 5 | 24 |
Most-Enrolled HMO-POS Plans in Iowa
In 2027, Iowa offers 11 HMO-POS Medicare Advantage plans, which may allow certain out-of-network services under plan-specific rules. Among these plans, 9 have a $0 monthly premium. The average monthly premium is $8.91, and the average maximum out-of-pocket (MOOP) limit is $6,081.82. The average CMS star rating among rated HMO-POS plans is 3.73 out of 5. The table below ranks up to 10 plans by reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Aetna Medicare | H1609-001-0 | Aetna Medicare Signature | $0.00 | $4,450 | 4.0 / 5 | 34,138 |
| Aetna Medicare | H1609-068-0 | Aetna Medicare Value Care | $0.00 | $4,450 | 4.0 / 5 | 8,364 |
| Wellcare | H1862-005-0 | Wellcare Simple | $0.00 | $4,400 | 2.5 / 5 | 7,825 |
| UnitedHealthcare | H5253-108-2 | AARP Medicare Advantage from UHC IA-0002 | $49.00 | $4,900 | 4.0 / 5 | 3,859 |
| UnitedHealthcare | H5253-108-1 | AARP Medicare Advantage from UHC IA-0002 | $49.00 | $5,900 | 4.0 / 5 | 3,741 |
| Aetna Medicare | H1609-069-0 | Aetna Medicare Signature Extra | $0.00 | $5,500 | 4.0 / 5 | 3,174 |
| Aetna Medicare | H1609-058-0 | Aetna Medicare Eagle | $0.00 | $6,750 | 4.0 / 5 | 1,618 |
| UnitedHealthcare | H2802-001-0 | AARP Medicare Advantage Essentials from UHC NE-3 | $0.00 | $6,400 | 3.5 / 5 | 1,604 |
| UnitedHealthcare | H2802-074-0 | AARP Medicare Advantage Extras from UHC NE-5 | $0.00 | $7,150 | 3.5 / 5 | 769 |
| UnitedHealthcare | H2802-084-0 | AARP Medicare Advantage Patriot No Rx NE-MA2 | $0.00 | $7,150 | 3.5 / 5 | 0 |
Most-Enrolled PFFS Plans in Iowa
Iowa has 1 Private Fee-for-Service (PFFS) Medicare Advantage plans for 2027. Of these, 0 have a $0 monthly plan premium. The average monthly premium is $60.00, and the average maximum out-of-pocket (MOOP) limit is $7,800.00. Among rated plans, the average CMS star rating is 4 out of 5. The following table lists up to 10 PFFS plans ranked by reported statewide enrollment.
| Provider | Plan ID | Plan Name | Premium | MOOP | Stars | Enrollment |
|---|---|---|---|---|---|---|
| Humana | H8145-006-0 | Humana Gold Choice H8145-006 | $60.00 | $7,800 | 4.0 / 5 | 13 |
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10
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Data sources and methodology documentation.
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Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.
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