2026 Medicare Advantage Plans in Cherokee County, IA
Last update: . Enrollment data updated: June 13, 2026
For 2026, Cherokee County, IA includes 12 Medicare Advantage plans. Enrollment across these plans totals approximately 477, with 8 $0 premium options and 18% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Cherokee County, IA are summarized separately. Visit Medicare Options in Cherokee County, IA to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 7
- Average Monthly Premium
- $13.57/mo
- Total PPO Enrollment
- 338
- $0 Premium PPO Plans
- 5
- Average MOOP
- $5,514
- Top PPO by Enrollment
- Blue Medicare Advantage PPO (PPO) — 211 enrollees
- PPO Plans Without Drug Coverage
- 2
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Aetna Medicare Enhanced Extra | $57 | $4,500 | $615 | H1608-117-0 | |
| Blue Medicare Advantage PPO | $0 | $4,150 | $300 | H5900-001-0 | |
| Blue Medicare Advantage Valor PPO | $0 | $6,750 | N/A | H5900-006-0 | |
| Humana Full Access H5216-411 | $0 | $4,250 | $400 | H5216-411-0 | |
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H5216-278-1 | |
| HumanaChoice Giveback H5216-340 | $0 | $5,000 | $600 | H5216-340-0 | |
| HumanaChoice H5216-014 | $38 | $9,250 | $615 | H5216-014-0 |
What is the average monthly premium for PPO plans in Cherokee?
PPO plans in Cherokee cost $13.57 per month on average.
Which PPO plan has the highest enrollment in Cherokee?
The most popular PPO plan in Cherokee is Blue Medicare Advantage PPO (PPO), with 211 enrollees.
How many PPO plans in Cherokee do not include prescription drug coverage?
2 PPO plans in Cherokee do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 1
- Average Monthly Premium $0.00/mo
- Total HMO Enrollment 63
- $0 Premium HMO Plans 1
- Average MOOP $4,200
- Top HMO by Enrollment Humana Gold Plus H0028-053 (HMO) — 63 enrollees
- HMO Plans Without Drug Coverage 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Gold Plus H0028-053 | $0 | $4,200 | $615 | H0028-053-1 |
What is the top HMO by enrollment in Cherokee?
Humana Gold Plus H0028-053 (HMO) is the top HMO in Cherokee, with 63 enrollees.
What is the number of HMO plans without Part D coverage in Cherokee?
0 HMO plans in Cherokee do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 3
- Average Monthly Premium
- $13.67/mo
- Total HMO-POS Enrollment
- 76
- $0 Premium HMO-POS Plans
- 2
- Average MOOP
- $5,017
- Top HMO-POS by Enrollment
- Aetna Medicare Value Care (HMO-POS) — 64 enrollees
- HMO-POS Plans Without Drug Coverage
- 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle | $0 | $6,750 | N/A | H1609-058-0 | |
| Aetna Medicare Value Care | $41 | $3,900 | $615 | H1609-068-0 | |
| Wellcare Simple | $0 | $4,400 | $615 | H1862-005-0 |
What is the typical premium for HMO-POS plans in Cherokee?
HMO-POS plans in Cherokee cost $13.67 per month on average.
Which HMO-POS plan has the most members in Cherokee?
The most popular HMO-POS plan in Cherokee is Aetna Medicare Value Care (HMO-POS), with 64 enrollees.
How many HMO-POS options are offered without prescription drug coverage in Cherokee?
There are 1 HMO-POS plans in Cherokee without prescription drug coverage.
Medicare Advantage PFFS Plans
PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-006 | $37 | $6,800 | $615 | H8145-006-0 |
What is the total number of PFFS plans in Cherokee?
In 2026, Cherokee has 1 PFFS plans with 0 enrollees.
How much do PFFS plans cost in Cherokee?
The typical PFFS premium in Cherokee is $37.00, and 0 plans have no monthly premium.
CMS quality ratings for Medicare Advantage plans in Cherokee County, IA (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 2 | 18% |
| 3 Stars | 9 | 82% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 1 | 8% |
| Average Rating | 3.68 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.