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  1. 🏠
  2. Medicare Advantage Plans
  3. Iowa
  4. Guthrie County

2027 Medicare Advantage Plans in Guthrie County, IA

Last update: October 4, 2026.

In Guthrie County, IA, there are 20 Medicare Advantage plans available for 2027. Of these, 16 offer a $0 monthly premium, and about (2027 Star Ratings Coming Soon) are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Guthrie County, IA. Or explore all Medicare Options available in Guthrie County, IA.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$11.95/mo
Plans with $0 Premium
16
Average MOOP Limit
$5,938 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
(2027 Star Ratings Coming Soon)
Average Part D Deductible
$560.94
Total MA/MAPD Enrollment
816
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Aetna Medicare Signature (HMO-POS) — 334 enrollees
2. Aetna Medicare Signature Classic (PPO) — 159 enrollees
3. Aetna Medicare Value Care (HMO-POS) — 76 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 8
  • Average Monthly Premium $25.13/mo
  • Total PPO Enrollment 332
  • $0 Premium PPO Plans 5
  • Average MOOP $6,338
  • Top PPO by Enrollment Aetna Medicare Signature Classic (PPO) — 159 enrollees
  • PPO Plans Without Drug Coverage 1

Comparison table of 2027 PPO Medicare Advantage Plans available in Guthrie County, Iowa
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Enhanced Classic Extra
☆☆☆☆☆
$75 $7,150 $700 H1608-117-0
Aetna Medicare Enhanced Extra
☆☆☆☆☆
$75 $7,150 $700 H5521-752-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $7,150 $500 H5521-751-0
Aetna Medicare Signature Classic
☆☆☆☆☆
$0 $7,150 $500 H1608-001-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
HumanaChoice Giveback H5216-340
☆☆☆☆☆
$0 $5,000 $700 H5216-340-0
HumanaChoice H5216-014
☆☆☆☆☆
$51 $7,500 $700 H5216-014-0
MercyOne Health Plan Choice
☆☆☆☆☆
$0 $4,900 $450 H1846-007-0
What is the total number of PPO plans offered in Guthrie?

There are 8 PPO plans in 2027, covering 332 beneficiaries.

How much do PPO plans cost in Guthrie?

The average PPO premium in Guthrie is $25.13 per month, with 5 plans offering $0 premiums.

What is the most popular PPO plan in Guthrie?

Aetna Medicare Signature Classic (PPO) is the top PPO in Guthrie, with 159 enrollees.

What is the number of PPO plans without Part D coverage in Guthrie?

There are 1 PPO plans in Guthrie without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
7
Average Monthly Premium
$5.43/mo
Total HMO Enrollment
11
$0 Premium HMO Plans
6
Average MOOP
$6,071
Top HMO by Enrollment
MercyOne Health Plan No Premium (HMO) — 11 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2027 HMO Medicare Advantage Plans available in Guthrie County, Iowa
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
DEVOTED CORE 034 IA
☆☆☆☆☆
$0 $4,750 $650 H7993-034-0
DEVOTED GIVEBACK 035 IA
☆☆☆☆☆
$0 $7,150 $461 H7993-035-0
DEVOTED GIVEBACK EXTRAS 108 IA
☆☆☆☆☆
$0 $5,900 $700 H7993-108-0
MercyOne Health Plan Cash Back
☆☆☆☆☆
$0 $8,900 $375 H3668-031-0
MercyOne Health Plan Glory No RX
☆☆☆☆☆
$0 $6,500 N/A H3668-029-0
MercyOne Health Plan No Premium
☆☆☆☆☆
$0 $4,900 $500 H3668-025-0
MercyOne Health Plan Plus
☆☆☆☆☆
$38 $4,400 $400 H3668-026-0

What is the average monthly premium for HMO plans?

HMO plans in Guthrie cost $5.43 per month on average.

Which HMO plan is most popular in Guthrie?

The most popular HMO plan in Guthrie is MercyOne Health Plan No Premium (HMO), with 11 enrollees.

How many HMO plans in Guthrie do not include drug coverage?

There are 1 HMO plans in Guthrie without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
5
Average Monthly Premium
$0.00/mo
Total HMO-POS Enrollment
473
$0 Premium HMO-POS Plans
5
Average MOOP
$5,110
Top HMO-POS by Enrollment
Aetna Medicare Signature (HMO-POS) — 334 enrollees
HMO-POS Plans Without Drug Coverage
1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Guthrie County, Iowa
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $6,750 N/A H1609-058-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $4,450 $500 H1609-001-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,500 $700 H1609-069-0
Aetna Medicare Value Care
☆☆☆☆☆
$0 $4,450 $300 H1609-068-0
Wellcare Simple
☆☆☆☆☆
$0 $4,400 $700 H1862-005-0
What is the leading HMO-POS plan in Guthrie?

Aetna Medicare Signature (HMO-POS) is the top HMO-POS in Guthrie, with 334 enrollees.

What is the number of HMO-POS plans without Part D coverage in Guthrie?

1 HMO-POS plans in Guthrie do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Guthrie County, IA for 2027.

CMS Star Ratings for Medicare Advantage Plans in Guthrie County, IA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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