2026 Medicare Advantage Plans in Louisa County, IA
Last update: . Enrollment data updated: May 2, 2026
For 2026, Louisa County, IA includes 24 Medicare Advantage plans. Enrollment across these plans totals approximately 593, with 17 $0 premium options and 43% rated 4 stars or higher.
Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Louisa County, IA are provided separately. Or you can discover all Medicare Options in Louisa County, IA.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 12
- Average Monthly Premium
- $11.00/mo
- Total PPO Enrollment
- 227
- $0 Premium PPO Plans
- 9
- Average MOOP
- $5,692
- Top PPO by Enrollment
- Blue Medicare Advantage PPO (PPO) — 90 enrollees
- PPO Plans Without Drug Coverage
- 3
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| MercyOne Health Plan Choice | $0 | $4,400 | $200 | H1846-007-0 | |
| AARP Medicare Advantage from UHC IA-0003 | $37 | $5,900 | $600 | H8768-017-2 | |
| AARP Medicare Advantage Patriot No Rx IA-MA01 | $0 | $8,900 | N/A | H8768-018-0 | |
| Aetna Medicare Elite | $0 | $5,500 | $615 | H1608-037-0 | |
| Aetna Medicare Enhanced Extra | $57 | $4,500 | $615 | H1608-117-0 | |
| Aetna Medicare Signature | $0 | $5,000 | $615 | H1608-001-0 | |
| Blue Medicare Advantage PPO | $0 | $4,150 | $300 | H5900-001-0 | |
| Blue Medicare Advantage Valor PPO | $0 | $6,750 | N/A | H5900-006-0 | |
| Humana Full Access H5216-411 | $0 | $4,250 | $400 | H5216-411-0 | |
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H5216-278-1 | |
| HumanaChoice Giveback H5216-340 | $0 | $5,000 | $600 | H5216-340-0 | |
| HumanaChoice H5216-014 | $38 | $9,250 | $615 | H5216-014-0 |
What is the typical premium for PPO plans available in Louisa?
PPO plans in Louisa cost $11.00 per month on average.
Which PPO plan do most beneficiaries choose in Louisa?
The most popular PPO plan in Louisa is Blue Medicare Advantage PPO (PPO), with 90 enrollees.
How many PPO options are offered without drug coverage in Louisa?
3 PPO plans in Louisa do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 5
- Average Monthly Premium $4.56/mo
- Total HMO Enrollment 104
- $0 Premium HMO Plans 4
- Average MOOP $5,020
- Top HMO by Enrollment Humana Gold Plus H0028-053 (HMO) — 104 enrollees
- HMO Plans Without Drug Coverage 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| MercyOne Health Plan Cash Back | $0 | $6,900 | $250 | H3668-031-0 | |
| MercyOne Health Plan Glory No RX | $0 | $5,900 | N/A | H3668-029-0 | |
| MercyOne Health Plan No Premium | $0 | $4,200 | $150 | H3668-025-0 | |
| MercyOne Health Plan Plus | $23 | $3,900 | $100 | H3668-026-0 | |
| Humana Gold Plus H0028-053 | $0 | $4,200 | $615 | H0028-053-1 |
What is the total number of HMO plans offered in Louisa?
In 2026, Louisa County has 5 HMO plans with 104 enrollees.
How much do HMO plans cost in Louisa?
The typical HMO premium in Louisa is $4.56, and 4 plans have no monthly premium.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 6
- Average Monthly Premium
- $16.00/mo
- Total HMO-POS Enrollment
- 262
- $0 Premium HMO-POS Plans
- 4
- Average MOOP
- $5,042
- Top HMO-POS by Enrollment
- Wellcare Simple (HMO-POS) — 128 enrollees
- HMO-POS Plans Without Drug Coverage
- 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle | $0 | $6,750 | N/A | H1609-058-0 | |
| Aetna Medicare Signature | $0 | $4,300 | $615 | H1609-001-0 | |
| Aetna Medicare Signature Extra | $0 | $5,000 | $615 | H1609-069-0 | |
| Aetna Medicare Value Care | $41 | $3,900 | $615 | H1609-068-0 | |
| AARP Medicare Advantage from UHC IA-0002 | $55 | $5,900 | $520 | H5253-108-2 | |
| Wellcare Simple | $0 | $4,400 | $615 | H1862-005-0 |
- What is the average monthly premium for HMO-POS plans?
- HMO-POS plans in Louisa cost $16.00 per month on average.
- Which HMO-POS plan is most popular in Louisa?
- The most popular HMO-POS plan in Louisa is Wellcare Simple (HMO-POS), with 128 enrollees.
- How many HMO-POS plans in Louisa do not include drug coverage?
- There are 1 HMO-POS plans in Louisa without prescription drug coverage.
Medicare Advantage PFFS Plans
Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.
- Total PFFS Plans 1
- Average Monthly Premium $37.00/mo
- Total PFFS Enrollment 0
- $0 Premium PFFS Plans 0
- Average MOOP $6,800
- Top PFFS by Enrollment — 0 enrollees
- PFFS Plans Without Drug Coverage 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-006 | $37 | $6,800 | $615 | H8145-006-0 |
What is the total number of PFFS plans in Louisa?
There are 1 PFFS plans in 2026, covering 0 enrollees.
How much do PFFS plans cost in Louisa?
The average PFFS premium in Louisa is $37.00 per month, with 0 plans offering $0 premiums.
What is the top PFFS plan in Louisa?
is the top PFFS in Louisa, with 0 enrollees.
What is the number of PFFS plans without Part D coverage in Louisa?
0 PFFS plans in Louisa do not include prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Louisa County, IA (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 10 | 43% |
| 3 Stars | 13 | 57% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 1 | 4% |
| Average Rating | 3.89 | |
* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.