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  1. 🏠
  2. Medicare Advantage Plans
  3. Iowa
  4. Louisa County

2026 Medicare Advantage Plans in Louisa County, IA

Last update: September 1, 2026.

In Louisa County, IA, there are 24 Medicare Advantage plans available for 2026. Of these, 17 offer a $0 monthly premium, and about 43% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Louisa County, IA. Or explore all Medicare Options available in Louisa County, IA.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$11.99/mo
Plans with $0 Premium
17
Average MOOP Limit
$5,435 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 43% · 3 Stars: 57% · Below 3: 0%
Average Part D Deductible
$487.89
Total MA/MAPD Enrollment
610
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Wellcare Simple (HMO-POS) — 124 enrollees
2. Humana Gold Plus H0028-053 (HMO) — 118 enrollees
3. Blue Medicare Advantage PPO (PPO) — 90 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 12
  • Average Monthly Premium $11.00/mo
  • Total PPO Enrollment 224
  • $0 Premium PPO Plans 9
  • Average MOOP $5,692
  • Top PPO by Enrollment Blue Medicare Advantage PPO (PPO) — 90 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2026 PPO Medicare Advantage Plans available in Louisa County, Iowa
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
MercyOne Health Plan Choice
☆☆☆☆☆
$0 $4,400 $200 H1846-007-0
AARP Medicare Advantage from UHC IA-0003
☆☆☆☆☆
$37 $5,900 $600 H8768-017-2
AARP Medicare Advantage Patriot No Rx IA-MA01
☆☆☆☆☆
$0 $8,900 N/A H8768-018-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $5,500 $615 H1608-037-0
Aetna Medicare Enhanced Extra
☆☆☆☆☆
$57 $4,500 $615 H1608-117-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,000 $615 H1608-001-0
Blue Medicare Advantage PPO
☆☆☆☆☆
$0 $4,150 $300 H5900-001-0
Blue Medicare Advantage Valor PPO
☆☆☆☆☆
$0 $6,750 N/A H5900-006-0
Humana Full Access H5216-411
☆☆☆☆☆
$0 $4,250 $400 H5216-411-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
HumanaChoice Giveback H5216-340
☆☆☆☆☆
$0 $5,000 $600 H5216-340-0
HumanaChoice H5216-014
☆☆☆☆☆
$38 $9,250 $615 H5216-014-0
What is the total number of PPO plans offered in Louisa?

There are 12 PPO plans in 2026, covering 224 beneficiaries.

How much do PPO plans cost in Louisa?

The average PPO premium in Louisa is $11.00 per month, with 9 plans offering $0 premiums.

What is the most popular PPO plan in Louisa?

Blue Medicare Advantage PPO (PPO) is the top PPO in Louisa, with 90 enrollees.

What is the number of PPO plans without Part D coverage in Louisa?

There are 3 PPO plans in Louisa without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
5
Average Monthly Premium
$4.56/mo
Total HMO Enrollment
118
$0 Premium HMO Plans
4
Average MOOP
$5,020
Top HMO by Enrollment
Humana Gold Plus H0028-053 (HMO) — 118 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Louisa County, Iowa
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
MercyOne Health Plan Cash Back
☆☆☆☆☆
$0 $6,900 $250 H3668-031-0
MercyOne Health Plan Glory No RX
☆☆☆☆☆
$0 $5,900 N/A H3668-029-0
MercyOne Health Plan No Premium
☆☆☆☆☆
$0 $4,200 $150 H3668-025-0
MercyOne Health Plan Plus
☆☆☆☆☆
$23 $3,900 $100 H3668-026-0
Humana Gold Plus H0028-053
☆☆☆☆☆
$0 $4,200 $615 H0028-053-1

What is the average monthly premium for HMO plans?

HMO plans in Louisa cost $4.56 per month on average.

Which HMO plan is most popular in Louisa?

The most popular HMO plan in Louisa is Humana Gold Plus H0028-053 (HMO), with 118 enrollees.

How many HMO plans in Louisa do not include drug coverage?

There are 1 HMO plans in Louisa without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
6
Average Monthly Premium
$16.00/mo
Total HMO-POS Enrollment
268
$0 Premium HMO-POS Plans
4
Average MOOP
$5,042
Top HMO-POS by Enrollment
Wellcare Simple (HMO-POS) — 124 enrollees
HMO-POS Plans Without Drug Coverage
1

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Louisa County, Iowa
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $6,750 N/A H1609-058-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $4,300 $615 H1609-001-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,000 $615 H1609-069-0
Aetna Medicare Value Care
☆☆☆☆☆
$41 $3,900 $615 H1609-068-0
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
$55 $5,900 $520 H5253-108-2
Wellcare Simple
☆☆☆☆☆
$0 $4,400 $615 H1862-005-0
What is the leading HMO-POS plan in Louisa?

Wellcare Simple (HMO-POS) is the top HMO-POS in Louisa, with 124 enrollees.

What is the number of HMO-POS plans without Part D coverage in Louisa?

1 HMO-POS plans in Louisa do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$37.00/mo
Total PFFS Enrollment
0
$0 Premium PFFS Plans
0
Average MOOP
$6,800
Top PFFS by Enrollment
— 0 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2026 PFFS Medicare Advantage Plans available in Louisa County, Iowa
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-006
☆☆☆☆☆
$37 $6,800 $615 H8145-006-0

What is the typical premium for PFFS plans in Louisa?

PFFS plans in Louisa cost $37.00 per month on average.

Which PFFS plan has the most enrollment in Louisa?

The most popular PFFS plan in Louisa is , with 0 enrollees.

How many PFFS options are available without prescription drug coverage in Louisa?

There are 0 PFFS plans in Louisa without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Louisa County, IA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Louisa County, IA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 10 43%
3 Stars 13 57%
Below 3 Stars 0 0%
Not Rated 1 4%
Average Rating 3.89

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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