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2027 Medicare Advantage Plans in Palo Alto County, IA

Last update: .

For 2027, Palo Alto County, IA includes 7 Medicare Advantage plans. Enrollment across these plans totals approximately 96, with 4 $0 premium options and (2027 Star Ratings Coming Soon) rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Palo Alto County, IA are summarized separately. Visit Medicare Options in Palo Alto County, IA to see more options.

At a Glance

  • Average Monthly Premium: $20.71/mo
  • $0 Premium Plans: 4
  • Average MOOP: $7,136 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): (2027 Star Ratings Coming Soon)
  • Average Part D Deductible: $692.50
  • Total MA/MAPD Enrollment: 96
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 23 enrollees
    2. Humana USAA Honor Giveback (PPO) — 17 enrollees
    3. HumanaChoice H5216-014 (PPO) — 17 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
5
Average Monthly Premium
$19.20/mo
Total PPO Enrollment
73
$0 Premium PPO Plans
3
Average MOOP
$6,840
Top PPO by Enrollment
Humana USAA Honor Giveback (PPO) — 17 enrollees
PPO Plans Without Drug Coverage
2

2027 PPO Medicare Advantage plans in Palo Alto County, Iowa (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC IA-0003
☆☆☆☆☆
 $45 $7,150 $685 H8768-017-2
AARP Medicare Advantage Patriot No Rx IA-MA01
☆☆☆☆☆
 $0 $9,850 N/A H8768-018-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,700 N/A H5216-278-1
HumanaChoice Giveback H5216-340
☆☆☆☆☆
 $0 $5,000 $700 H5216-340-0
HumanaChoice H5216-014
☆☆☆☆☆
 $51 $7,500 $700 H5216-014-0

What is the average monthly premium for PPO plans in Palo Alto?

PPO plans in Palo Alto cost $19.20 per month on average.

Which PPO plan has the highest enrollment in Palo Alto?

The most popular PPO plan in Palo Alto is Humana USAA Honor Giveback (PPO), with 17 enrollees.

How many PPO plans in Palo Alto do not include prescription drug coverage?

2 PPO plans in Palo Alto do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
2
Average Monthly Premium
$24.50/mo
Total HMO-POS Enrollment
23
$0 Premium HMO-POS Plans
1
Average MOOP
$7,875
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC IA-0002 (HMO-POS) — 23 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Palo Alto County, Iowa (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
 $49 $5,900 $685 H5253-108-1
AARP Medicare Advantage Patriot No Rx IA-MA2
☆☆☆☆☆
 $0 $9,850 N/A H5253-241-0

What is the typical premium for HMO-POS plans in Palo Alto?

HMO-POS plans in Palo Alto cost $24.50 per month on average.

Which HMO-POS plan has the most members in Palo Alto?

The most popular HMO-POS plan in Palo Alto is AARP Medicare Advantage from UHC IA-0002 (HMO-POS), with 23 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Palo Alto?

There are 1 HMO-POS plans in Palo Alto without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Palo Alto County, IA (2027) are summarized below.

Medicare Advantage Plan Ratings in Palo Alto County, IA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
4 Stars (includes 5 Stars) (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Below 3 Stars (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Not Rated (2027 Star Ratings Coming Soon) (2027 Star Ratings Coming Soon)
Average Rating (2027 Star Ratings Coming Soon)

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .