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  1. 🏠
  2. Medicare Advantage Plans
  3. Iowa
  4. Lucas County

2026 Medicare Advantage Plans in Lucas County, IA

Last update: September 2, 2026.

For 2026, Lucas County, IA includes 14 Medicare Advantage plans. Enrollment across these plans totals approximately 552, with 10 $0 premium options and 50% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Lucas County, IA are summarized separately. Visit Medicare Options in Lucas County, IA to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $11.34/mo
  • $0 Premium Plans: 10
  • Average MOOP: $5,325 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 50% · 3 Stars: 50% · Below 3: 0%
  • Average Part D Deductible: $384.50
  • Total MA/MAPD Enrollment: 552
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Aetna Medicare Value Care (HMO-POS) — 203 enrollees
    2. Blue Medicare Advantage PPO (PPO) — 130 enrollees
    3. HumanaChoice Giveback H5216-340 (PPO) — 64 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
8
Average Monthly Premium
$11.88/mo
Total PPO Enrollment
334
$0 Premium PPO Plans
6
Average MOOP
$5,375
Top PPO by Enrollment
Blue Medicare Advantage PPO (PPO) — 130 enrollees
PPO Plans Without Drug Coverage
2

2026 PPO Medicare Advantage plans in Lucas County, Iowa (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
MercyOne Health Plan Choice
☆☆☆☆☆
$0 $4,400 $200 H1846-007-0
Aetna Medicare Enhanced Extra
☆☆☆☆☆
$57 $4,500 $615 H1608-117-0
Blue Medicare Advantage PPO
☆☆☆☆☆
$0 $4,150 $300 H5900-001-0
Blue Medicare Advantage Valor PPO
☆☆☆☆☆
$0 $6,750 N/A H5900-006-0
Humana Full Access H5216-411
☆☆☆☆☆
$0 $4,250 $400 H5216-411-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
HumanaChoice Giveback H5216-340
☆☆☆☆☆
$0 $5,000 $600 H5216-340-0
HumanaChoice H5216-014
☆☆☆☆☆
$38 $9,250 $615 H5216-014-0
What is the average monthly premium for PPO plans in Lucas?
PPO plans in Lucas cost $11.88 per month on average.
Which PPO plan has the highest enrollment in Lucas?
The most popular PPO plan in Lucas is Blue Medicare Advantage PPO (PPO), with 130 enrollees.
How many PPO plans in Lucas do not include prescription drug coverage?
2 PPO plans in Lucas do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
4
Average Monthly Premium
$5.70/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
3
Average MOOP
$5,225
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
1

2026 HMO Medicare Advantage plans in Lucas County, Iowa (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
MercyOne Health Plan Cash Back
☆☆☆☆☆
$0 $6,900 $250 H3668-031-0
MercyOne Health Plan Glory No RX
☆☆☆☆☆
$0 $5,900 N/A H3668-029-0
MercyOne Health Plan No Premium
☆☆☆☆☆
$0 $4,200 $150 H3668-025-0
MercyOne Health Plan Plus
☆☆☆☆☆
$23 $3,900 $100 H3668-026-0
What is the total number of HMO plans offered in Lucas?

There are 4 HMO plans in 2026, covering 0 enrollees.

How much do HMO plans cost in Lucas?

The average HMO premium in Lucas is $5.70 per month, with 3 plans offering $0 premiums.

What is the top HMO by enrollment in Lucas?

is the top HMO in Lucas, with 0 enrollees.

What is the number of HMO plans without Part D coverage in Lucas?

1 HMO plans in Lucas do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
2
Average Monthly Premium
$20.50/mo
Total HMO-POS Enrollment
218
$0 Premium HMO-POS Plans
1
Average MOOP
$5,325
Top HMO-POS by Enrollment
Aetna Medicare Value Care (HMO-POS) — 203 enrollees
HMO-POS Plans Without Drug Coverage
1

2026 HMO-POS Medicare Advantage plans in Lucas County, Iowa (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $6,750 N/A H1609-058-0
Aetna Medicare Value Care
☆☆☆☆☆
$41 $3,900 $615 H1609-068-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Lucas cost $20.50 per month on average.

Which HMO-POS plan is most popular in Lucas?

The most popular HMO-POS plan in Lucas is Aetna Medicare Value Care (HMO-POS), with 203 enrollees.

How many HMO-POS plans in Lucas do not include drug coverage?

There are 1 HMO-POS plans in Lucas without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Lucas County, IA (2026) are summarized below.

Medicare Advantage Plan Ratings in Lucas County, IA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 7 50%
3 Stars 7 50%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.96

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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