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  1. 🏠
  2. Medicare Advantage Plans
  3. Iowa
  4. Black Hawk County

2027 Medicare Advantage Plans in Black Hawk County, IA

Last update: October 4, 2026.

In Black Hawk County, IA, there are 21 Medicare Advantage plans available for 2027. Of these, 15 offer a $0 monthly premium, and about 76% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$15.86/mo
Plans with $0 Premium
15
Average MOOP Limit
$6,357 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 76% · 3 Stars: 24% · Below 3: 0%
Average Part D Deductible
$568.44
Total MA/MAPD Enrollment
6,047
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Aetna Medicare Signature (HMO-POS) — 1,906 enrollees
2. Humana Gold Plus H0028-053 (HMO) — 587 enrollees
3. Aetna Medicare Signature Classic (PPO) — 582 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Black Hawk County, IA. Or explore all Medicare Options available in Black Hawk County, IA. To understand how local plans fit into the broader market, visit our Iowa Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
10
Average Monthly Premium
$24.60/mo
Total PPO Enrollment
1,945
$0 Premium PPO Plans
6
Average MOOP
$6,770
Top PPO by Enrollment
Aetna Medicare Signature Classic (PPO) — 582 enrollees
PPO Plans Without Drug Coverage
2

PPO Medicare Advantage plan comparison – Black Hawk County, Iowa, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC IA-0003
☆☆☆☆☆
$45 $7,150 $685 H8768-017-2
AARP Medicare Advantage Patriot No Rx IA-MA01
☆☆☆☆☆
$0 $9,850 N/A H8768-018-0
Aetna Medicare Enhanced Classic Extra
☆☆☆☆☆
$75 $7,150 $700 H1608-117-0
Aetna Medicare Enhanced Extra
☆☆☆☆☆
$75 $7,150 $700 H5521-752-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $7,150 $500 H5521-751-0
Aetna Medicare Signature Classic
☆☆☆☆☆
$0 $7,150 $500 H1608-001-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
HumanaChoice Giveback H5216-340
☆☆☆☆☆
$0 $5,000 $700 H5216-340-0
HumanaChoice H5216-014
☆☆☆☆☆
$51 $7,500 $700 H5216-014-0
MercyOne Health Plan Choice
☆☆☆☆☆
$0 $4,900 $450 H1846-007-0
What is the total number of PPO plans offered in Black Hawk?

Black Hawk County has 10 PPO plans for 2027, with 1,945 enrolled.

How much do PPO plans cost in Black Hawk?

The typical PPO premium in Black Hawk is $24.60, and 6 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
5
Average Monthly Premium
$7.60/mo
Total HMO Enrollment
1,046
$0 Premium HMO Plans
4
Average MOOP
$5,780
Top HMO by Enrollment
Humana Gold Plus H0028-053 (HMO) — 587 enrollees
HMO Plans Without Drug Coverage
1

HMO Medicare Advantage plan comparison – Black Hawk County, Iowa, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H0028-053
☆☆☆☆☆
$0 $4,200 $700 H0028-053-1
MercyOne Health Plan Cash Back
☆☆☆☆☆
$0 $8,900 $375 H3668-031-0
MercyOne Health Plan Glory No RX
☆☆☆☆☆
$0 $6,500 N/A H3668-029-0
MercyOne Health Plan No Premium
☆☆☆☆☆
$0 $4,900 $500 H3668-025-0
MercyOne Health Plan Plus
☆☆☆☆☆
$38 $4,400 $400 H3668-026-0
What is the average monthly premium for HMO plans?
HMO plans in Black Hawk cost $7.60 per month on average.
Which HMO plan is most popular in Black Hawk?
The most popular HMO plan in Black Hawk is Humana Gold Plus H0028-053 (HMO), with 587 enrollees.
How many HMO plans in Black Hawk do not include drug coverage?
There are 1 HMO plans in Black Hawk without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 6
  • Average Monthly Premium $8.17/mo
  • Total HMO-POS Enrollment 3,056
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $6,150
  • Top HMO-POS by Enrollment Aetna Medicare Signature (HMO-POS) — 1,906 enrollees
  • HMO-POS Plans Without Drug Coverage 2

HMO-POS Medicare Advantage plan comparison – Black Hawk County, Iowa, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
$49 $5,900 $685 H5253-108-1
AARP Medicare Advantage Patriot No Rx IA-MA2
☆☆☆☆☆
$0 $9,850 N/A H5253-241-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $6,750 N/A H1609-058-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $4,450 $500 H1609-001-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,500 $700 H1609-069-0
Aetna Medicare Value Care
☆☆☆☆☆
$0 $4,450 $300 H1609-068-0
What is the total number of HMO-POS plans in Black Hawk?

There are 6 HMO-POS plans in 2027, covering 3,056 enrollees.

How much do HMO-POS plans cost in Black Hawk?

The average HMO-POS premium in Black Hawk is $8.17 per month, with 5 plans offering $0 premiums.

What is the leading HMO-POS plan in Black Hawk?

Aetna Medicare Signature (HMO-POS) is the top HMO-POS in Black Hawk, with 1,906 enrollees.

What is the number of HMO-POS plans without Part D coverage in Black Hawk?

2 HMO-POS plans in Black Hawk do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Black Hawk County, IA for 2027.

CMS Star Ratings for Medicare Advantage Plans in Black Hawk County, IA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 16 76%
3 Stars 5 24%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.88

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Black Hawk County, Iowa, including communities such as Cedar Falls, Dunkerton, Hudson, La Porte City, Waterloo, Evansdale, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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