2026 Medicare Advantage Plans in Des Moines County, IA
Last update: . Enrollment data updated: June 13, 2026
Des Moines County, IA has 18 Medicare Advantage plans available in 2026. These include 13 plans with no monthly premium, and roughly 29% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Des Moines County, IA. Or explore all Medicare Options available in Des Moines County, IA.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 11
- Average Monthly Premium $12.00/mo
- Total PPO Enrollment 1,037
- $0 Premium PPO Plans 8
- Average MOOP $5,809
- Top PPO by Enrollment Blue Medicare Advantage PPO (PPO) — 394 enrollees
- PPO Plans Without Drug Coverage 3
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC IA-0003 | $37 | $5,900 | $600 | H8768-017-2 | |
| AARP Medicare Advantage Patriot No Rx IA-MA01 | $0 | $8,900 | N/A | H8768-018-0 | |
| Aetna Medicare Elite | $0 | $5,500 | $615 | H1608-037-0 | |
| Aetna Medicare Enhanced Extra | $57 | $4,500 | $615 | H1608-117-0 | |
| Aetna Medicare Signature | $0 | $5,000 | $615 | H1608-001-0 | |
| Blue Medicare Advantage PPO | $0 | $4,150 | $300 | H5900-001-0 | |
| Blue Medicare Advantage Valor PPO | $0 | $6,750 | N/A | H5900-006-0 | |
| Humana Full Access H5216-411 | $0 | $4,250 | $400 | H5216-411-0 | |
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H5216-278-1 | |
| HumanaChoice Giveback H5216-340 | $0 | $5,000 | $600 | H5216-340-0 | |
| HumanaChoice H5216-014 | $38 | $9,250 | $615 | H5216-014-0 |
What is the most popular PPO plan in Des Moines?
Blue Medicare Advantage PPO (PPO) is the top PPO in Des Moines, with 394 enrollees.
What is the number of PPO plans without Part D coverage in Des Moines?
There are 3 PPO plans in Des Moines without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 1
- Average Monthly Premium
- $0.00/mo
- Total HMO Enrollment
- 390
- $0 Premium HMO Plans
- 1
- Average MOOP
- $4,200
- Top HMO by Enrollment
- Humana Gold Plus H0028-053 (HMO) — 390 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Plus H0028-053 | $0 | $4,200 | $615 | H0028-053-1 |
What is the typical premium for HMO plans in Des Moines?
HMO plans in Des Moines cost $0.00 per month on average.
Which HMO plan do most beneficiaries choose in Des Moines?
The most popular HMO plan in Des Moines is Humana Gold Plus H0028-053 (HMO), with 390 enrollees.
How many HMO options are offered without prescription drug coverage in Des Moines?
There are 0 HMO plans in Des Moines without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 6
- Average Monthly Premium $16.00/mo
- Total HMO-POS Enrollment 722
- $0 Premium HMO-POS Plans 4
- Average MOOP $5,042
- Top HMO-POS by Enrollment Wellcare Simple (HMO-POS) — 530 enrollees
- HMO-POS Plans Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle | $0 | $6,750 | N/A | H1609-058-0 | |
| Aetna Medicare Signature | $0 | $4,300 | $615 | H1609-001-0 | |
| Aetna Medicare Signature Extra | $0 | $5,000 | $615 | H1609-069-0 | |
| Aetna Medicare Value Care | $41 | $3,900 | $615 | H1609-068-0 | |
| AARP Medicare Advantage from UHC IA-0002 | $55 | $5,900 | $520 | H5253-108-2 | |
| Wellcare Simple | $0 | $4,400 | $615 | H1862-005-0 |
What is the total number of HMO-POS plans in Des Moines?
In 2026, Des Moines has 6 HMO-POS plans with 722 enrollees.
How much do HMO-POS plans cost in Des Moines?
The typical HMO-POS premium in Des Moines is $16.00, and 4 plans have no monthly premium.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Des Moines County, IA for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 5 | 29% |
| 3 Stars | 12 | 71% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 1 | 6% |
| Average Rating | 3.76 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.