• Skip to main content
  • Skip to secondary menu
  • Skip to footer
Medicare Plans

Medicare Plans

We are Medicare Plans

  • Medicare Options
  • Costs
  • Answers
    • Eligibility
    • Options
    • Enrollment
    • Costs
    • Coverage
  • Medicare Advantage
  • Special Needs
  • Medicare Supplement
  • Prescription Drugs
  1. 🏠
  2. Medicare Advantage Plans
  3. Iowa
  4. Clayton County

2026 Medicare Advantage Plans in Clayton County, IA

Last update: September 1, 2026.

In Clayton County, IA, there are 21 Medicare Advantage plans available for 2026. Of these, 16 offer a $0 monthly premium, and about 50% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Clayton County, IA. Or explore all Medicare Options available in Clayton County, IA.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$10.13/mo
Plans with $0 Premium
16
Average MOOP Limit
$5,248 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 50% · 3 Stars: 50% · Below 3: 0%
Average Part D Deductible
$464.06
Total MA/MAPD Enrollment
767
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Blue Medicare Advantage PPO (PPO) — 167 enrollees
2. Aetna Medicare Signature (HMO-POS) — 157 enrollees
3. Aetna Medicare Signature (PPO) — 112 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 11
  • Average Monthly Premium $8.55/mo
  • Total PPO Enrollment 504
  • $0 Premium PPO Plans 9
  • Average MOOP $5,368
  • Top PPO by Enrollment Blue Medicare Advantage PPO (PPO) — 167 enrollees
  • PPO Plans Without Drug Coverage 3

Comparison table of 2026 PPO Medicare Advantage Plans available in Clayton County, Iowa
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
MercyOne Health Plan Choice
☆☆☆☆☆
$0 $4,400 $200 H1846-007-0
AARP Medicare Advantage from UHC IA-0003
☆☆☆☆☆
$37 $5,900 $600 H8768-017-2
AARP Medicare Advantage Patriot No Rx IA-MA01
☆☆☆☆☆
$0 $8,900 N/A H8768-018-0
Aetna Medicare Elite
☆☆☆☆☆
$0 $5,500 $615 H1608-037-0
Aetna Medicare Enhanced Extra
☆☆☆☆☆
$57 $4,500 $615 H1608-117-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,000 $615 H1608-001-0
Blue Medicare Advantage PPO
☆☆☆☆☆
$0 $4,150 $300 H5900-001-0
Blue Medicare Advantage Valor PPO
☆☆☆☆☆
$0 $6,750 N/A H5900-006-0
Humana Full Access H5216-411
☆☆☆☆☆
$0 $4,250 $400 H5216-411-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
HumanaChoice Giveback H5216-340
☆☆☆☆☆
$0 $5,000 $600 H5216-340-0
What is the total number of PPO plans offered in Clayton?

There are 11 PPO plans in 2026, covering 504 beneficiaries.

How much do PPO plans cost in Clayton?

The average PPO premium in Clayton is $8.55 per month, with 9 plans offering $0 premiums.

What is the most popular PPO plan in Clayton?

Blue Medicare Advantage PPO (PPO) is the top PPO in Clayton, with 167 enrollees.

What is the number of PPO plans without Part D coverage in Clayton?

There are 3 PPO plans in Clayton without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$5.70/mo
Total HMO Enrollment
11
$0 Premium HMO Plans
3
Average MOOP
$5,225
Top HMO by Enrollment
MercyOne Health Plan No Premium (HMO) — 11 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Clayton County, Iowa
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
MercyOne Health Plan Cash Back
☆☆☆☆☆
$0 $6,900 $250 H3668-031-0
MercyOne Health Plan Glory No RX
☆☆☆☆☆
$0 $5,900 N/A H3668-029-0
MercyOne Health Plan No Premium
☆☆☆☆☆
$0 $4,200 $150 H3668-025-0
MercyOne Health Plan Plus
☆☆☆☆☆
$23 $3,900 $100 H3668-026-0

What is the average monthly premium for HMO plans?

HMO plans in Clayton cost $5.70 per month on average.

Which HMO plan is most popular in Clayton?

The most popular HMO plan in Clayton is MercyOne Health Plan No Premium (HMO), with 11 enrollees.

How many HMO plans in Clayton do not include drug coverage?

There are 1 HMO plans in Clayton without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
6
Average Monthly Premium
$16.00/mo
Total HMO-POS Enrollment
252
$0 Premium HMO-POS Plans
4
Average MOOP
$5,042
Top HMO-POS by Enrollment
Aetna Medicare Signature (HMO-POS) — 157 enrollees
HMO-POS Plans Without Drug Coverage
1

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Clayton County, Iowa
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $6,750 N/A H1609-058-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $4,300 $615 H1609-001-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,000 $615 H1609-069-0
Aetna Medicare Value Care
☆☆☆☆☆
$41 $3,900 $615 H1609-068-0
AARP Medicare Advantage from UHC IA-0002
☆☆☆☆☆
$55 $5,900 $520 H5253-108-2
Wellcare Simple
☆☆☆☆☆
$0 $4,400 $615 H1862-005-0
What is the leading HMO-POS plan in Clayton?

Aetna Medicare Signature (HMO-POS) is the top HMO-POS in Clayton, with 157 enrollees.

What is the number of HMO-POS plans without Part D coverage in Clayton?

1 HMO-POS plans in Clayton do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Clayton County, IA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Clayton County, IA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 10 50%
3 Stars 10 50%
Below 3 Stars 0 0%
Not Rated 1 5%
Average Rating 3.95

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

Footer

About This Site

  • About MedicarePlans.com
  • How We Use CMS Data
  • How We Make Money
  • Editorial Policy
  • Why We Exist

Policies & Standards

    • Privacy Policy
    • Contact Us
    • Terms of Use
    • Medicare Publishing Excellence Standards
    • Medicare AI Visibility Study
    • 2027 Medicare Advantage Market Study

 

Trademark Notice

MedicarePlans.com uses U.S. trademarks, service marks, and registered trademarks solely for purposes of identification, description, and factual reference. All such use constitutes nominative fair use and does not imply affiliation, endorsement, or sponsorship by any trademark holder.

© 2026 MedicarePlans.com. All Rights Reserved
MedicarePlans.com is an independent, non-commercial Medicare data platform.
Editorial stewardship: David W. Bynon