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2026 Medicare Advantage Plans in Winneshiek County, IA

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In Winneshiek County, IA, there are 14 Medicare Advantage plans available for 2026. Of these, 8 offer a $0 monthly premium, and about 57% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Winneshiek County, IA. Or explore all Medicare Options available in Winneshiek County, IA.

At a Glance

Average Monthly Premium
$32.21/mo
Plans with $0 Premium
8
Average MOOP Limit
$5,221 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 57% · 3 Stars: 43% · Below 3: 0%
Average Part D Deductible
$423.33
Total MA/MAPD Enrollment
578
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Aetna Medicare Enhanced Extra (PPO) — 218 enrollees
2. Aetna Medicare Value Care (HMO-POS) — 108 enrollees
3. HumanaChoice Giveback H5216-340 (PPO) — 59 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
6
Average Monthly Premium
$15.83/mo
Total PPO Enrollment
407
$0 Premium PPO Plans
4
Average MOOP
$5,742
Top PPO by Enrollment
Aetna Medicare Enhanced Extra (PPO) — 218 enrollees
PPO Plans Without Drug Coverage
2

PPO Medicare Advantage plan comparison – Winneshiek County, Iowa, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Enhanced Extra
☆☆☆☆☆
 $57 $4,500 $615 H1608-117-0
Blue Medicare Advantage Valor PPO
☆☆☆☆☆
 $0 $6,750 N/A H5900-006-0
Humana Full Access H5216-411
☆☆☆☆☆
 $0 $4,250 $400 H5216-411-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,700 N/A H5216-278-1
HumanaChoice Giveback H5216-340
☆☆☆☆☆
 $0 $5,000 $600 H5216-340-0
HumanaChoice H5216-014
☆☆☆☆☆
 $38 $9,250 $615 H5216-014-0
What is the total number of PPO plans offered in Winneshiek?

Winneshiek County has 6 PPO plans for 2026, with 407 enrolled.

How much do PPO plans cost in Winneshiek?

The typical PPO premium in Winneshiek is $15.83, and 4 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
6
Average Monthly Premium
$52.50/mo
Total HMO Enrollment
48
$0 Premium HMO Plans
3
Average MOOP
$4,667
Top HMO by Enrollment
Gundersen Quartz Med Advantage Value D (HMO) — 33 enrollees
HMO Plans Without Drug Coverage
2

HMO Medicare Advantage plan comparison – Winneshiek County, Iowa, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Gundersen Quartz Med Advantage Basic D
☆☆☆☆☆
 $0 $6,700 $270 H5262-032-0
Gundersen Quartz Med Advantage Core D
☆☆☆☆☆
 $29 $5,900 $270 H5262-021-0
Gundersen Quartz Med Advantage Elite
☆☆☆☆☆
 $0 $3,500 N/A H5262-005-0
Gundersen Quartz Med Advantage Elite D
☆☆☆☆☆
 $196 $3,500 $200 H5262-001-0
Gundersen Quartz Med Advantage Value
☆☆☆☆☆
 $0 $4,200 N/A H5262-004-0
Gundersen Quartz Med Advantage Value D
☆☆☆☆☆
 $90 $4,200 $225 H5262-003-0
What is the average monthly premium for HMO plans?
HMO plans in Winneshiek cost $52.50 per month on average.
Which HMO plan is most popular in Winneshiek?
The most popular HMO plan in Winneshiek is Gundersen Quartz Med Advantage Value D (HMO), with 33 enrollees.
How many HMO plans in Winneshiek do not include drug coverage?
There are 2 HMO plans in Winneshiek without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 2
  • Average Monthly Premium $20.50/mo
  • Total HMO-POS Enrollment 123
  • $0 Premium HMO-POS Plans 1
  • Average MOOP $5,325
  • Top HMO-POS by Enrollment Aetna Medicare Value Care (HMO-POS) — 108 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Winneshiek County, Iowa, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
 $0 $6,750 N/A H1609-058-0
Aetna Medicare Value Care
☆☆☆☆☆
 $41 $3,900 $615 H1609-068-0
What is the total number of HMO-POS plans in Winneshiek?

There are 2 HMO-POS plans in 2026, covering 123 enrollees.

How much do HMO-POS plans cost in Winneshiek?

The average HMO-POS premium in Winneshiek is $20.50 per month, with 1 plans offering $0 premiums.

What is the leading HMO-POS plan in Winneshiek?

Aetna Medicare Value Care (HMO-POS) is the top HMO-POS in Winneshiek, with 108 enrollees.

What is the number of HMO-POS plans without Part D coverage in Winneshiek?

1 HMO-POS plans in Winneshiek do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Winneshiek County, IA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Winneshiek County, IA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 8 57%
3 Stars 6 43%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.86

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .