2026 Medicare Advantage Plans in Adams County, IA
Last update: . Enrollment data updated: May 2, 2026
For 2026, Adams County, IA includes 21 Medicare Advantage plans. Enrollment across these plans totals approximately 68, with 16 $0 premium options and 55% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Adams County, IA are summarized separately. Visit Medicare Options in Adams County, IA to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 9
- Average Monthly Premium
- $10.56/mo
- Total PPO Enrollment
- 24
- $0 Premium PPO Plans
- 7
- Average MOOP
- $5,483
- Top PPO by Enrollment
- Aetna Medicare Signature (PPO) — 13 enrollees
- PPO Plans Without Drug Coverage
- 2
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| MercyOne Health Plan Choice | $0 | $4,400 | $200 | H1846-007-0 | |
| Aetna Medicare Elite | $0 | $5,500 | $615 | H1608-037-0 | |
| Aetna Medicare Enhanced Extra | $57 | $4,500 | $615 | H1608-117-0 | |
| Aetna Medicare Signature | $0 | $5,000 | $615 | H1608-001-0 | |
| Blue Medicare Advantage Valor PPO | $0 | $6,750 | N/A | H5900-006-0 | |
| Humana Full Access H5216-411 | $0 | $4,250 | $400 | H5216-411-0 | |
| Humana USAA Honor Giveback | $0 | $4,700 | N/A | H5216-278-1 | |
| HumanaChoice Giveback H5216-340 | $0 | $5,000 | $600 | H5216-340-0 | |
| HumanaChoice H5216-014 | $38 | $9,250 | $615 | H5216-014-0 |
- What is the average monthly premium for PPO plans in Adams?
- PPO plans in Adams cost $10.56 per month on average.
- Which PPO plan has the highest enrollment in Adams?
- The most popular PPO plan in Adams is Aetna Medicare Signature (PPO), with 13 enrollees.
- How many PPO plans in Adams do not include prescription drug coverage?
- 2 PPO plans in Adams do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| DEVOTED CORE 034 IA | $0 | $3,900 | $375 | H7993-034-0 | |
| DEVOTED GIVEBACK 035 IA | $0 | $7,000 | $605 | H7993-035-0 | |
| MercyOne Health Plan Cash Back | $0 | $6,900 | $250 | H3668-031-0 | |
| MercyOne Health Plan Glory No RX | $0 | $5,900 | N/A | H3668-029-0 | |
| MercyOne Health Plan No Premium | $0 | $4,200 | $150 | H3668-025-0 | |
| MercyOne Health Plan Plus | $23 | $3,900 | $100 | H3668-026-0 |
What is the total number of HMO plans offered in Adams?
There are 6 HMO plans in 2026, covering 0 enrollees.
How much do HMO plans cost in Adams?
The average HMO premium in Adams is $3.80 per month, with 5 plans offering $0 premiums.
What is the top HMO by enrollment in Adams?
is the top HMO in Adams, with 0 enrollees.
What is the number of HMO plans without Part D coverage in Adams?
1 HMO plans in Adams do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 5
- Average Monthly Premium
- $8.20/mo
- Total HMO-POS Enrollment
- 44
- $0 Premium HMO-POS Plans
- 4
- Average MOOP
- $4,870
- Top HMO-POS by Enrollment
- Wellcare Simple (HMO-POS) — 29 enrollees
- HMO-POS Plans Without Drug Coverage
- 1
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Aetna Medicare Eagle | $0 | $6,750 | N/A | H1609-058-0 | |
| Aetna Medicare Signature | $0 | $4,300 | $615 | H1609-001-0 | |
| Aetna Medicare Signature Extra | $0 | $5,000 | $615 | H1609-069-0 | |
| Aetna Medicare Value Care | $41 | $3,900 | $615 | H1609-068-0 | |
| Wellcare Simple | $0 | $4,400 | $615 | H1862-005-0 |
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Adams cost $8.20 per month on average.
Which HMO-POS plan is most popular in Adams?
The most popular HMO-POS plan in Adams is Wellcare Simple (HMO-POS), with 29 enrollees.
How many HMO-POS plans in Adams do not include drug coverage?
There are 1 HMO-POS plans in Adams without prescription drug coverage.
Medicare Advantage PFFS Plans
Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.
- Total PFFS Plans 1
- Average Monthly Premium $37.00/mo
- Total PFFS Enrollment 0
- $0 Premium PFFS Plans 0
- Average MOOP $6,800
- Top PFFS by Enrollment — 0 enrollees
- PFFS Plans Without Drug Coverage 0
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Humana Gold Choice H8145-006 | $37 | $6,800 | $615 | H8145-006-0 |
What is the top PFFS plan in Adams?
is the top PFFS in Adams, with 0 enrollees.
What is the number of PFFS plans without Part D coverage in Adams?
0 PFFS plans in Adams do not include prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Adams County, IA (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | 2 | 10% |
| 4 Stars (includes 5 Stars) | 11 | 55% |
| 3 Stars | 9 | 45% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 1 | 5% |
| Average Rating | 4.08 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.