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  1. 🏠
  2. Medicare Advantage Plans
  3. Iowa
  4. Appanoose County

2026 Medicare Advantage Plans in Appanoose County, IA

Last update: September 1, 2026.

In Appanoose County, IA, there are 15 Medicare Advantage plans available for 2026. Of these, 11 offer a $0 monthly premium, and about 50% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Appanoose County, IA. Or explore all Medicare Options available in Appanoose County, IA.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$10.59/mo
Plans with $0 Premium
11
Average MOOP Limit
$5,263 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 50% · 3 Stars: 50% · Below 3: 0%
Average Part D Deductible
$405.45
Total MA/MAPD Enrollment
997
Plans with the Highest Enrollment
(as of September 8, 2026)
1. MercyOne Health Plan Choice (PPO) — 248 enrollees
2. Blue Medicare Advantage PPO (PPO) — 184 enrollees
3. Aetna Medicare Enhanced Extra (PPO) — 144 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 8
  • Average Monthly Premium $11.88/mo
  • Total PPO Enrollment 678
  • $0 Premium PPO Plans 6
  • Average MOOP $5,375
  • Top PPO by Enrollment MercyOne Health Plan Choice (PPO) — 248 enrollees
  • PPO Plans Without Drug Coverage 2

Comparison table of 2026 PPO Medicare Advantage Plans available in Appanoose County, Iowa
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
MercyOne Health Plan Choice
☆☆☆☆☆
$0 $4,400 $200 H1846-007-0
Aetna Medicare Enhanced Extra
☆☆☆☆☆
$57 $4,500 $615 H1608-117-0
Blue Medicare Advantage PPO
☆☆☆☆☆
$0 $4,150 $300 H5900-001-0
Blue Medicare Advantage Valor PPO
☆☆☆☆☆
$0 $6,750 N/A H5900-006-0
Humana Full Access H5216-411
☆☆☆☆☆
$0 $4,250 $400 H5216-411-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
HumanaChoice Giveback H5216-340
☆☆☆☆☆
$0 $5,000 $600 H5216-340-0
HumanaChoice H5216-014
☆☆☆☆☆
$38 $9,250 $615 H5216-014-0
What is the total number of PPO plans offered in Appanoose?

There are 8 PPO plans in 2026, covering 678 beneficiaries.

How much do PPO plans cost in Appanoose?

The average PPO premium in Appanoose is $11.88 per month, with 6 plans offering $0 premiums.

What is the most popular PPO plan in Appanoose?

MercyOne Health Plan Choice (PPO) is the top PPO in Appanoose, with 248 enrollees.

What is the number of PPO plans without Part D coverage in Appanoose?

There are 2 PPO plans in Appanoose without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
4
Average Monthly Premium
$5.70/mo
Total HMO Enrollment
75
$0 Premium HMO Plans
3
Average MOOP
$5,225
Top HMO by Enrollment
MercyOne Health Plan No Premium (HMO) — 33 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2026 HMO Medicare Advantage Plans available in Appanoose County, Iowa
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
MercyOne Health Plan Cash Back
☆☆☆☆☆
$0 $6,900 $250 H3668-031-0
MercyOne Health Plan Glory No RX
☆☆☆☆☆
$0 $5,900 N/A H3668-029-0
MercyOne Health Plan No Premium
☆☆☆☆☆
$0 $4,200 $150 H3668-025-0
MercyOne Health Plan Plus
☆☆☆☆☆
$23 $3,900 $100 H3668-026-0

What is the average monthly premium for HMO plans?

HMO plans in Appanoose cost $5.70 per month on average.

Which HMO plan is most popular in Appanoose?

The most popular HMO plan in Appanoose is MercyOne Health Plan No Premium (HMO), with 33 enrollees.

How many HMO plans in Appanoose do not include drug coverage?

There are 1 HMO plans in Appanoose without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
3
Average Monthly Premium
$13.67/mo
Total HMO-POS Enrollment
244
$0 Premium HMO-POS Plans
2
Average MOOP
$5,017
Top HMO-POS by Enrollment
Aetna Medicare Value Care (HMO-POS) — 116 enrollees
HMO-POS Plans Without Drug Coverage
1

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Appanoose County, Iowa
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle
☆☆☆☆☆
$0 $6,750 N/A H1609-058-0
Aetna Medicare Value Care
☆☆☆☆☆
$41 $3,900 $615 H1609-068-0
Wellcare Simple
☆☆☆☆☆
$0 $4,400 $615 H1862-005-0
What is the leading HMO-POS plan in Appanoose?

Aetna Medicare Value Care (HMO-POS) is the top HMO-POS in Appanoose, with 116 enrollees.

What is the number of HMO-POS plans without Part D coverage in Appanoose?

1 HMO-POS plans in Appanoose do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Appanoose County, IA for 2026.

CMS Star Ratings for Medicare Advantage Plans in Appanoose County, IA (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 7 50%
3 Stars 7 50%
Below 3 Stars 0 0%
Not Rated 1 7%
Average Rating 3.96

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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