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  1. 🏠
  2. Medicare Advantage Plans
  3. Kansas
  4. Cloud County

2026 Medicare Advantage Plans in Cloud County, KS

Last update: September 1, 2026.

In Cloud County, KS, there are 10 Medicare Advantage plans available for 2026. Of these, 8 offer a $0 monthly premium, and about 70% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Cloud County, KS. Or explore all Medicare Options available in Cloud County, KS.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$8.54/mo
Plans with $0 Premium
8
Average MOOP Limit
$5,320 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 70% · 3 Stars: 30% · Below 3: 0%
Average Part D Deductible
$549.29
Total MA/MAPD Enrollment
149
Plans with the Highest Enrollment
(as of September 8, 2026)
1. AARP Medicare Advantage Essentials from UHC KC-4 (PPO) — 81 enrollees
2. AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS) — 34 enrollees
3. AARP Medicare Advantage Essentials from UHC KC-6 (HMO-POS) — 19 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
3
Average Monthly Premium
$0.00/mo
Total PPO Enrollment
81
$0 Premium PPO Plans
3
Average MOOP
$6,117
Top PPO by Enrollment
AARP Medicare Advantage Essentials from UHC KC-4 (PPO) — 81 enrollees
PPO Plans Without Drug Coverage
1

PPO Medicare Advantage plan comparison – Cloud County, Kansas, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC KC-4
☆☆☆☆☆
$0 $4,900 $600 H8768-023-0
AARP Medicare Advantage Patriot No Rx KS-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-025-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H1608-072-0
What is the total number of PPO plans offered in Cloud?

Cloud County has 3 PPO plans for 2026, with 81 enrolled.

How much do PPO plans cost in Cloud?

The typical PPO premium in Cloud is $0.00, and 3 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$36.40/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
0
Average MOOP
$4,900
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Cloud County, Kansas, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Value Plus
☆☆☆☆☆
$36 $4,900 $615 H2663-052-0
What is the average monthly premium for HMO plans?
HMO plans in Cloud cost $36.40 per month on average.
Which HMO plan is most popular in Cloud?
The most popular HMO plan in Cloud is , with 0 enrollees.
How many HMO plans in Cloud do not include drug coverage?
There are 0 HMO plans in Cloud without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 6
  • Average Monthly Premium $8.17/mo
  • Total HMO-POS Enrollment 68
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $4,992
  • Top HMO-POS by Enrollment AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS) — 34 enrollees
  • HMO-POS Plans Without Drug Coverage 2

HMO-POS Medicare Advantage plan comparison – Cloud County, Kansas, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC KC-6
☆☆☆☆☆
$0 $3,900 $440 H2802-076-0
AARP Medicare Advantage Extras from UHC KC-2
☆☆☆☆☆
$0 $5,900 $520 H2802-032-0
AARP Medicare Advantage from UHC KC-0003
☆☆☆☆☆
$49 $3,800 $440 H2802-033-0
AARP Medicare Advantage Patriot No Rx KS-MA2
☆☆☆☆☆
$0 $6,700 N/A H2802-077-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H2663-025-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $4,150 $615 H2663-040-0
What is the total number of HMO-POS plans in Cloud?

There are 6 HMO-POS plans in 2026, covering 68 enrollees.

How much do HMO-POS plans cost in Cloud?

The average HMO-POS premium in Cloud is $8.17 per month, with 5 plans offering $0 premiums.

What is the leading HMO-POS plan in Cloud?

AARP Medicare Advantage Extras from UHC KC-2 (HMO-POS) is the top HMO-POS in Cloud, with 34 enrollees.

What is the number of HMO-POS plans without Part D coverage in Cloud?

2 HMO-POS plans in Cloud do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Cloud County, KS for 2026.

CMS Star Ratings for Medicare Advantage Plans in Cloud County, KS (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 7 70%
3 Stars 3 30%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.85

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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