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  1. 🏠
  2. Medicare Advantage Plans
  3. Kansas
  4. Cowley County

2026 Medicare Advantage Plans in Cowley County, KS

Last update: May 9, 2026. Enrollment data updated: May 2, 2026

In Cowley County, KS, there are 23 Medicare Advantage plans available for 2026. Of these, 18 offer a $0 monthly premium, and about 35% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Cowley County, KS. Or explore all Medicare Options available in Cowley County, KS.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$8.40/mo
Plans with $0 Premium
18
Average MOOP Limit
$5,102 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 35% · 3 Stars: 57% · Below 3: 9%
Average Part D Deductible
$522.81
Total MA/MAPD Enrollment
1,756
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Aetna Medicare Signature (HMO-POS) — 396 enrollees
2. AARP Medicare Advantage from UHC KS-0003 (PPO) — 261 enrollees
3. AARP Medicare Advantage from UHC KS-0001 (HMO-POS) — 225 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
16
Average Monthly Premium
$6.75/mo
Total PPO Enrollment
924
$0 Premium PPO Plans
13
Average MOOP
$5,259
Top PPO by Enrollment
AARP Medicare Advantage from UHC KS-0003 (PPO) — 261 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Cowley County, Kansas, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H7617-012-0
HumanaChoice Giveback H7617-015
☆☆☆☆☆
$0 $5,500 $615 H7617-015-0
AARP Medicare Advantage from UHC KS-0003
☆☆☆☆☆
$0 $4,900 $520 H8768-024-0
AARP Medicare Advantage Patriot No Rx KS-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-025-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,200 $615 H1608-070-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $4,200 $615 H1608-017-0
Blue Medicare Advantage
☆☆☆☆☆
$10 $5,500 $300 H7063-006-0
Blue Medicare Advantage Choice
☆☆☆☆☆
$0 $3,700 $300 H7063-012-0
Blue Medicare Advantage Comprehensive
☆☆☆☆☆
$35 $5,000 $300 H7063-007-0
Blue Medicare Advantage Freedom
☆☆☆☆☆
$0 $5,400 N/A H7063-013-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,700 N/A H5216-278-1
Humana Value Choice H5216-318
☆☆☆☆☆
$0 $4,000 $615 H5216-318-3
HumanaChoice Giveback H5216-409
☆☆☆☆☆
$0 $5,500 $615 H5216-409-0
HumanaChoice H5216-032
☆☆☆☆☆
$63 $9,250 $615 H5216-032-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $5,400 N/A H9387-002-0
Wellcare Simple Open
☆☆☆☆☆
$0 $4,500 $615 H9387-001-0
What is the total number of PPO plans offered in Cowley?

Cowley County has 16 PPO plans for 2026, with 924 enrolled.

How much do PPO plans cost in Cowley?

The typical PPO premium in Cowley is $6.75, and 13 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$44.10/mo
Total HMO Enrollment
57
$0 Premium HMO Plans
0
Average MOOP
$4,500
Top HMO by Enrollment
Aetna Medicare Value Plus (HMO) — 57 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Cowley County, Kansas, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Value Plus
☆☆☆☆☆
$44 $4,500 $615 H2663-053-0
What is the average monthly premium for HMO plans?
HMO plans in Cowley cost $44.10 per month on average.
Which HMO plan is most popular in Cowley?
The most popular HMO plan in Cowley is Aetna Medicare Value Plus (HMO), with 57 enrollees.
How many HMO plans in Cowley do not include drug coverage?
There are 0 HMO plans in Cowley without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 6
  • Average Monthly Premium $6.83/mo
  • Total HMO-POS Enrollment 775
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $4,783
  • Top HMO-POS by Enrollment Aetna Medicare Signature (HMO-POS) — 396 enrollees
  • HMO-POS Plans Without Drug Coverage 2

HMO-POS Medicare Advantage plan comparison – Cowley County, Kansas, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC KS-0001
☆☆☆☆☆
$0 $4,100 $440 H2802-034-0
AARP Medicare Advantage from UHC KS-0002
☆☆☆☆☆
$41 $3,500 $355 H2802-035-0
AARP Medicare Advantage Patriot No Rx KS-MA2
☆☆☆☆☆
$0 $6,700 N/A H2802-077-0
Aetna Medicare Eagle
☆☆☆☆☆
$0 $5,500 N/A H2663-025-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $3,900 $615 H2663-028-0
Wellcare Simple
☆☆☆☆☆
$0 $5,000 $615 H6550-003-0
What is the total number of HMO-POS plans in Cowley?

There are 6 HMO-POS plans in 2026, covering 775 enrollees.

How much do HMO-POS plans cost in Cowley?

The average HMO-POS premium in Cowley is $6.83 per month, with 5 plans offering $0 premiums.

What is the leading HMO-POS plan in Cowley?

Aetna Medicare Signature (HMO-POS) is the top HMO-POS in Cowley, with 396 enrollees.

What is the number of HMO-POS plans without Part D coverage in Cowley?

2 HMO-POS plans in Cowley do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Cowley County, KS for 2026.

CMS Star Ratings for Medicare Advantage Plans in Cowley County, KS (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 8 35%
3 Stars 13 57%
Below 3 Stars 2 9%
Not Rated 0 0%
Average Rating 3.61

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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