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2027 Medicare Advantage Plans in Bell County, KY

Last update: .

In Bell County, KY, there are 34 Medicare Advantage plans available for 2027. Of these, 24 offer a $0 monthly premium, and about 71% are rated 4 stars or higher based on CMS quality ratings.

At a Glance

Average Monthly Premium
$15.63/mo
Plans with $0 Premium
24
Average MOOP Limit
$7,481 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 71% · 3 Stars: 29% · Below 3: 0%
Average Part D Deductible
$561.89
Total MA/MAPD Enrollment
1,386
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Anthem Medicare Advantage (HMO-POS) — 304 enrollees
2. HumanaChoice H5216-317 (PPO) — 174 enrollees
3. Wellcare Simple (HMO-POS) — 110 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Bell County, KY. Or explore all Medicare Options available in Bell County, KY. To understand how local plans fit into the broader market, visit our Kentucky Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
23
Average Monthly Premium
$17.98/mo
Total PPO Enrollment
702
$0 Premium PPO Plans
16
Average MOOP
$7,713
Top PPO by Enrollment
HumanaChoice H5216-317 (PPO) — 174 enrollees
PPO Plans Without Drug Coverage
6

PPO Medicare Advantage plan comparison – Bell County, Kentucky, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem Medicare Advantage
☆☆☆☆☆
 $41 $9,250 $250 H4036-036-0
Anthem Medicare Advantage 3
☆☆☆☆☆
 $70 $5,900 $300 H4036-034-0
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $9,850 $700 H7617-049-0
Humana Value Choice
☆☆☆☆☆
 $0 $7,150 $700 H7617-050-0
AARP Medicare Advantage from UHC KY-0003
☆☆☆☆☆
 $57 $7,150 $685 H8768-013-0
AARP Medicare Advantage Patriot No Rx KY-MA01
☆☆☆☆☆
 $0 $7,150 N/A H8768-020-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $6,900 N/A H5521-488-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $7,150 $500 H5521-085-0
Aetna Medicare Value Plus
☆☆☆☆☆
 $10 $5,500 $500 H5521-490-0
DEVOTED CHOICE 001 KY
☆☆☆☆☆
 $0 $6,050 $650 H5718-001-0
DEVOTED CHOICE GIVEBACK 002 KY
☆☆☆☆☆
 $0 $9,850 $461 H5718-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 011 KY
☆☆☆☆☆
 $0 $7,850 $700 H5718-011-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,500 N/A H5216-225-0
HumanaChoice Giveback H5216-322
☆☆☆☆☆
 $0 $9,850 $700 H5216-322-0
HumanaChoice H5216-188
☆☆☆☆☆
 $45 $7,150 $700 H5216-188-0
HumanaChoice H5216-226
☆☆☆☆☆
 $0 $6,600 $700 H5216-226-0
HumanaChoice H5216-317
☆☆☆☆☆
 $0 $7,150 $700 H5216-317-0
Anthem Medicare Advantage
☆☆☆☆☆
 $123 $9,250 $45 R5941-016-0
HumanaChoice R0110-011
☆☆☆☆☆
 $0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
 $68 $9,850 $450 R0110-012-0
Anthem Veteran
☆☆☆☆☆
 $0 $9,250 N/A H4909-023-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $7,500 $700 H3975-001-0
What is the total number of PPO plans offered in Bell?

Bell County has 23 PPO plans for 2027, with 702 enrolled.

How much do PPO plans cost in Bell?

The typical PPO premium in Bell is $17.98, and 16 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
1
Average MOOP
$6,700
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Bell County, Kentucky, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H5619-188
☆☆☆☆☆
 $0 $6,700 $0 H5619-188-1
What is the average monthly premium for HMO plans?
HMO plans in Bell cost $0.00 per month on average.
Which HMO plan is most popular in Bell?
The most popular HMO plan in Bell is , with 0 enrollees.
How many HMO plans in Bell do not include drug coverage?
There are 0 HMO plans in Bell without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 10
  • Average Monthly Premium $11.80/mo
  • Total HMO-POS Enrollment 684
  • $0 Premium HMO-POS Plans 7
  • Average MOOP $7,025
  • Top HMO-POS by Enrollment Anthem Medicare Advantage (HMO-POS) — 304 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Bell County, Kentucky, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC KY-0002
☆☆☆☆☆
 $64 $6,700 $685 H5253-100-0
AARP Medicare Advantage from UHC KY-1
☆☆☆☆☆
 $0 $7,150 $685 H5253-099-0
AARP Medicare Advantage from UHC KY-5
☆☆☆☆☆
 $19 $7,150 $685 H5253-128-0
AARP Medicare Advantage Giveback from UHC KY-4
☆☆☆☆☆
 $0 $7,150 $685 H5253-127-0
AARP Medicare Advantage Patriot No Rx KY-MA2
☆☆☆☆☆
 $0 $7,150 N/A H5253-235-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $6,500 $400 H0628-010-0
Anthem Medicare Advantage
☆☆☆☆☆
 $0 $7,150 $595 H9525-013-1
Anthem Medicare Advantage 2
☆☆☆☆☆
 $35 $4,450 $595 H9525-021-1
Wellcare Giveback
☆☆☆☆☆
 $0 $9,850 $700 H9730-007-0
Wellcare Simple
☆☆☆☆☆
 $0 $7,000 $700 H9730-009-0
What is the total number of HMO-POS plans in Bell?

There are 10 HMO-POS plans in 2027, covering 684 enrollees.

How much do HMO-POS plans cost in Bell?

The average HMO-POS premium in Bell is $11.80 per month, with 7 plans offering $0 premiums.

What is the leading HMO-POS plan in Bell?

Anthem Medicare Advantage (HMO-POS) is the top HMO-POS in Bell, with 304 enrollees.

What is the number of HMO-POS plans without Part D coverage in Bell?

1 HMO-POS plans in Bell do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Bell County, KY for 2027.

CMS Star Ratings for Medicare Advantage Plans in Bell County, KY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 24 71%
3 Stars 10 29%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.85

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Bell County, Kentucky, including communities such as Middlesboro, Pineville, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .