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  1. 🏠
  2. Medicare Advantage Plans
  3. Kentucky
  4. Boone County

2027 Medicare Advantage Plans in Boone County, KY

Last update: October 5, 2026.

For 2027, Boone County, KY includes 43 Medicare Advantage plans. Enrollment across these plans totals approximately 8,568, with 28 $0 premium options and 72% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Boone County, KY are summarized separately. Visit Medicare Options in Boone County, KY to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $18.83/mo
  • $0 Premium Plans: 28
  • Average MOOP: $7,098 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 72% · 3 Stars: 23% · Below 3: 5%
  • Average Part D Deductible: $553.41
  • Total MA/MAPD Enrollment: 8,568
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Humana Gold Plus H0292-003 (HMO) — 1,835 enrollees
    2. Anthem Medicare Advantage (HMO-POS) — 1,272 enrollees
    3. HealthSpring Preferred (HMO) — 1,199 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
26
Average Monthly Premium
$23.29/mo
Total PPO Enrollment
1,453
$0 Premium PPO Plans
16
Average MOOP
$7,656
Top PPO by Enrollment
HumanaChoice H7617-004 (PPO) — 272 enrollees
PPO Plans Without Drug Coverage
6

2027 PPO Medicare Advantage plans in Boone County, Kentucky (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Anthem Medicare Advantage
☆☆☆☆☆
$41 $9,250 $250 H4036-036-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$70 $5,900 $300 H4036-034-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $9,850 $700 H7617-049-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $9,850 $700 H7617-144-2
HumanaChoice H7617-004
☆☆☆☆☆
$0 $6,750 $700 H7617-004-0
AARP Medicare Advantage from UHC OH-23
☆☆☆☆☆
$50 $7,150 $685 H8768-064-0
AARP Medicare Advantage Patriot No Rx OH-MA01
☆☆☆☆☆
$0 $8,900 N/A H8768-021-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,900 N/A H5521-488-0
Aetna Medicare Premier
☆☆☆☆☆
$105 $4,900 $500 H5521-020-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $7,150 $500 H5521-085-0
Aetna Medicare Value Plus
☆☆☆☆☆
$10 $5,500 $500 H5521-490-0
DEVOTED CHOICE 003 KY
☆☆☆☆☆
$0 $6,050 $650 H5718-003-0
DEVOTED CHOICE GIVEBACK 002 KY
☆☆☆☆☆
$0 $9,850 $461 H5718-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 010 KY
☆☆☆☆☆
$0 $7,850 $700 H5718-010-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-225-0
HumanaChoice Giveback H5216-481
☆☆☆☆☆
$0 $9,850 $700 H5216-481-2
HumanaChoice H5216-023
☆☆☆☆☆
$44 $6,000 $450 H5216-023-0
HumanaChoice H5216-285
☆☆☆☆☆
$0 $6,750 $700 H5216-285-0
HumanaChoice H5525-030
☆☆☆☆☆
$86 $4,450 $450 H5525-030-0
Anthem Medicare Advantage
☆☆☆☆☆
$123 $9,250 $45 R5941-016-0
HumanaChoice R0110-011
☆☆☆☆☆
$0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
$68 $9,850 $450 R0110-012-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H4909-023-0
HealthSpring True Choice
☆☆☆☆☆
$9 $9,250 $600 H7849-088-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,500 $700 H3975-001-0

What is the average monthly premium for PPO plans in Boone?

PPO plans in Boone cost $23.29 per month on average.

Which PPO plan has the highest enrollment in Boone?

The most popular PPO plan in Boone is HumanaChoice H7617-004 (PPO), with 272 enrollees.

How many PPO plans in Boone do not include prescription drug coverage?

6 PPO plans in Boone do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 6
  • Average Monthly Premium $8.83/mo
  • Total HMO Enrollment 4,425
  • $0 Premium HMO Plans 4
  • Average MOOP $5,413
  • Top HMO by Enrollment Humana Gold Plus H0292-003 (HMO) — 1,835 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Boone County, Kentucky (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Community
☆☆☆☆☆
$0 $4,350 $700 H0292-001-0
Humana Gold Plus H0292-002
☆☆☆☆☆
$26 $4,300 $350 H0292-002-0
Humana Gold Plus H0292-003
☆☆☆☆☆
$0 $4,450 $450 H0292-003-0
Humana Gold Plus H6622-055
☆☆☆☆☆
$27 $6,550 $300 H6622-055-0
HealthSpring Preferred
☆☆☆☆☆
$0 $5,875 $400 H0672-013-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,950 $400 H0672-017-0
What is the top HMO by enrollment in Boone?

Humana Gold Plus H0292-003 (HMO) is the top HMO in Boone, with 1,835 enrollees.

What is the number of HMO plans without Part D coverage in Boone?

0 HMO plans in Boone do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
10
Average Monthly Premium
$15.10/mo
Total HMO-POS Enrollment
2,668
$0 Premium HMO-POS Plans
7
Average MOOP
$6,385
Top HMO-POS by Enrollment
Anthem Medicare Advantage (HMO-POS) — 1,272 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Boone County, Kentucky (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Essentials from UHC OH-7
☆☆☆☆☆
$0 $5,900 $685 H5253-125-1
AARP Medicare Advantage Extras from UHC OH-13
☆☆☆☆☆
$0 $7,150 $685 H5253-134-0
AARP Medicare Advantage from UHC OH-0001
☆☆☆☆☆
$85 $4,200 $505 H5253-051-0
AARP Medicare Advantage from UHC OH-19
☆☆☆☆☆
$35 $3,900 $685 H5253-260-0
AARP Medicare Advantage Giveback from UHC KY-4
☆☆☆☆☆
$0 $7,150 $685 H5253-127-0
Humana Gold Plus H6622-021
☆☆☆☆☆
$0 $7,100 $600 H6622-021-1
Anthem Medicare Advantage
☆☆☆☆☆
$0 $7,150 $595 H9525-013-4
Anthem Medicare Advantage 2
☆☆☆☆☆
$31 $4,450 $595 H9525-021-4
Wellcare Giveback
☆☆☆☆☆
$0 $9,850 $700 H9730-007-0
Wellcare Simple
☆☆☆☆☆
$0 $7,000 $700 H9730-009-0

What is the typical premium for HMO-POS plans in Boone?

HMO-POS plans in Boone cost $15.10 per month on average.

Which HMO-POS plan has the most members in Boone?

The most popular HMO-POS plan in Boone is Anthem Medicare Advantage (HMO-POS), with 1,272 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Boone?

There are 0 HMO-POS plans in Boone without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Beneficiaries Enrolled
22
$0 Premium PFFS
1
Average MOOP
$9,850
PFFS with the Highest Enrollment
Humana Gold Choice H8145-052 (PFFS) with 22 enrollees
PFFS Without Drug Coverage
0

2027 PFFS Medicare Advantage plans in Boone County, Kentucky (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-052
☆☆☆☆☆
$0 $9,850 $700 H8145-052-0
What is the total number of PFFS plans in Boone?

In 2027, Boone has 1 PFFS plans with 22 enrollees.

How much do PFFS plans cost in Boone?

The typical PFFS premium in Boone is $0.00, and 1 plans have no monthly premium.

CMS quality ratings for Medicare Advantage plans in Boone County, KY (2027) are summarized below.

Medicare Advantage Plan Ratings in Boone County, KY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 31 72%
3 Stars 10 23%
Below 3 Stars 2 5%
Not Rated 0 0%
Average Rating 3.85

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
Medicare.gov Compare Original Medicare & Medicare Advantage 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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