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  1. 🏠
  2. Medicare Advantage Plans
  3. Kentucky
  4. Bracken County

2026 Medicare Advantage Plans in Bracken County, KY

Last update: September 1, 2026.

In Bracken County, KY, there are 35 Medicare Advantage plans available for 2026. Of these, 26 offer a $0 monthly premium, and about 36% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Bracken County, KY. Or explore all Medicare Options available in Bracken County, KY.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$10.54/mo
Plans with $0 Premium
26
Average MOOP Limit
$7,090 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 36% · 3 Stars: 64% · Below 3: 0%
Average Part D Deductible
$459.81
Total MA/MAPD Enrollment
699
Plans with the Highest Enrollment
(as of September 8, 2026)
1. Anthem Medicare Advantage (HMO-POS) — 235 enrollees
2. HumanaChoice H5216-317 (PPO) — 63 enrollees
3. Humana USAA Honor Giveback with Rx (PPO) — 54 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
26
Average Monthly Premium
$11.25/mo
Total PPO Enrollment
367
$0 Premium PPO Plans
19
Average MOOP
$7,304
Top PPO by Enrollment
HumanaChoice H5216-317 (PPO) — 63 enrollees
PPO Plans Without Drug Coverage
8

PPO Medicare Advantage plan comparison – Bracken County, Kentucky, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,900 N/A H5521-488-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H5521-085-0
Aetna Medicare Value Plus
☆☆☆☆☆
$38 $5,500 $615 H5521-490-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $9,150 $350 H7617-005-0
HumanaChoice Giveback H7617-049
☆☆☆☆☆
$0 $9,150 $615 H7617-049-0
HumanaChoice H7617-050
☆☆☆☆☆
$0 $6,250 $350 H7617-050-0
Anthem Medicare Advantage
☆☆☆☆☆
$15 $8,000 $250 H4036-036-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$44 $5,900 $300 H4036-034-0
AARP Medicare Advantage from UHC KY-0003
☆☆☆☆☆
$46 $6,700 $600 H8768-013-0
AARP Medicare Advantage Patriot No Rx KY-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-020-0
Anthem Medicare Advantage
☆☆☆☆☆
$97 $9,250 $45 R5941-016-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H4909-023-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,000 N/A H5216-105-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $9,150 $350 H5216-396-0
HumanaChoice Giveback H5216-226
☆☆☆☆☆
$0 $6,600 $615 H5216-226-0
HumanaChoice Giveback H5216-322
☆☆☆☆☆
$0 $9,150 $615 H5216-322-0
HumanaChoice H5216-188
☆☆☆☆☆
$32 $6,600 $300 H5216-188-0
HumanaChoice H5216-317
☆☆☆☆☆
$0 $6,250 $350 H5216-317-0
HumanaChoice R0110-011
☆☆☆☆☆
$0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
$20 $9,150 $350 R0110-012-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $6,000 N/A H3975-002-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,500 $615 H3975-001-0
DEVOTED CHOICE 003 KY
☆☆☆☆☆
$0 $5,700 $375 H5718-003-0
DEVOTED CHOICE GIVEBACK 002 KY
☆☆☆☆☆
$0 $9,250 $605 H5718-002-0
What is the total number of PPO plans offered in Bracken?

Bracken County has 26 PPO plans for 2026, with 367 enrolled.

How much do PPO plans cost in Bracken?

The typical PPO premium in Bracken is $11.25, and 19 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
54
$0 Premium HMO Plans
1
Average MOOP
$5,450
Top HMO by Enrollment
Humana Gold Plus H5619-071 (HMO) — 54 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Bracken County, Kentucky, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H5619-071
☆☆☆☆☆
$0 $5,450 $250 H5619-071-0
What is the average monthly premium for HMO plans?
HMO plans in Bracken cost $0.00 per month on average.
Which HMO plan is most popular in Bracken?
The most popular HMO plan in Bracken is Humana Gold Plus H5619-071 (HMO), with 54 enrollees.
How many HMO plans in Bracken do not include drug coverage?
There are 0 HMO plans in Bracken without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 8
  • Average Monthly Premium $9.58/mo
  • Total HMO-POS Enrollment 278
  • $0 Premium HMO-POS Plans 6
  • Average MOOP $6,600
  • Top HMO-POS by Enrollment Anthem Medicare Advantage (HMO-POS) — 235 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Bracken County, Kentucky, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC KY-1
☆☆☆☆☆
$0 $6,700 $520 H5253-099-0
AARP Medicare Advantage Extras from UHC KY-5
☆☆☆☆☆
$0 $6,700 $600 H5253-128-0
AARP Medicare Advantage from UHC KY-0002
☆☆☆☆☆
$45 $5,400 $520 H5253-100-0
AARP Medicare Advantage Giveback from UHC KY-4
☆☆☆☆☆
$0 $6,700 $600 H5253-127-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $6,300 $230 H9525-013-1
Wellcare Assist
☆☆☆☆☆
$32 $5,000 $550 H9730-010-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,000 $615 H9730-007-0
Wellcare Simple
☆☆☆☆☆
$0 $7,000 $615 H9730-009-0
What is the total number of HMO-POS plans in Bracken?

There are 8 HMO-POS plans in 2026, covering 278 enrollees.

How much do HMO-POS plans cost in Bracken?

The average HMO-POS premium in Bracken is $9.58 per month, with 6 plans offering $0 premiums.

What is the leading HMO-POS plan in Bracken?

Anthem Medicare Advantage (HMO-POS) is the top HMO-POS in Bracken, with 235 enrollees.

What is the number of HMO-POS plans without Part D coverage in Bracken?

0 HMO-POS plans in Bracken do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Bracken County, KY for 2026.

CMS Star Ratings for Medicare Advantage Plans in Bracken County, KY (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 12 36%
3 Stars 21 64%
Below 3 Stars 0 0%
Not Rated 2 6%
Average Rating 3.73

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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