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2027 Medicare Advantage Plans in Breckinridge County, KY

Last update: .

For 2027, Breckinridge County, KY includes 32 Medicare Advantage plans. Enrollment across these plans totals approximately 1,122, with 23 $0 premium options and 69% rated 4 stars or higher.

At a Glance

  • Average Monthly Premium: $16.31/mo
  • $0 Premium Plans: 23
  • Average MOOP: $7,605 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 69% · 3 Stars: 31% · Below 3: 0%
  • Average Part D Deductible: $571.96
  • Total MA/MAPD Enrollment: 1,122
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Anthem Medicare Advantage (HMO-POS) — 347 enrollees
    2. Humana Essentials Plus Giveback (PPO) — 105 enrollees
    3. Aetna Medicare Signature Extra (HMO-POS) — 101 enrollees

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Breckinridge County, KY are provided separately. Or you can discover all Medicare Options in Breckinridge County, KY. For a statewide view, browse Medicare Advantage plans in Kentucky to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
20
Average Monthly Premium
$20.20/mo
Total PPO Enrollment
548
$0 Premium PPO Plans
14
Average MOOP
$7,893
Top PPO by Enrollment
Humana Essentials Plus Giveback (PPO) — 105 enrollees
PPO Plans Without Drug Coverage
5

2027 PPO Medicare Advantage plans in Breckinridge County, Kentucky (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Anthem Medicare Advantage
☆☆☆☆☆
 $41 $9,250 $250 H4036-036-0
Anthem Medicare Advantage 3
☆☆☆☆☆
 $70 $5,900 $300 H4036-034-0
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $9,850 $700 H7617-049-0
Humana Value Choice
☆☆☆☆☆
 $0 $7,150 $700 H7617-050-0
AARP Medicare Advantage from UHC KY-0003
☆☆☆☆☆
 $57 $7,150 $685 H8768-013-0
AARP Medicare Advantage Patriot No Rx KY-MA01
☆☆☆☆☆
 $0 $7,150 N/A H8768-020-0
DEVOTED CHOICE 001 KY
☆☆☆☆☆
 $0 $6,050 $650 H5718-001-0
DEVOTED CHOICE GIVEBACK 002 KY
☆☆☆☆☆
 $0 $9,850 $461 H5718-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 011 KY
☆☆☆☆☆
 $0 $7,850 $700 H5718-011-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,150 N/A H5216-442-0
HumanaChoice Giveback H5216-322
☆☆☆☆☆
 $0 $9,850 $700 H5216-322-0
HumanaChoice H5216-188
☆☆☆☆☆
 $45 $7,150 $700 H5216-188-0
HumanaChoice H5216-226
☆☆☆☆☆
 $0 $6,600 $700 H5216-226-0
HumanaChoice H5216-317
☆☆☆☆☆
 $0 $7,150 $700 H5216-317-0
Anthem Medicare Advantage
☆☆☆☆☆
 $123 $9,250 $45 R5941-016-0
HumanaChoice R0110-011
☆☆☆☆☆
 $0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
 $68 $9,850 $450 R0110-012-0
Anthem Veteran
☆☆☆☆☆
 $0 $9,250 N/A H4909-023-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $7,500 $700 H3975-001-0

What is the typical premium for PPO plans available in Breckinridge?

PPO plans in Breckinridge cost $20.20 per month on average.

Which PPO plan do most beneficiaries choose in Breckinridge?

The most popular PPO plan in Breckinridge is Humana Essentials Plus Giveback (PPO), with 105 enrollees.

How many PPO options are offered without drug coverage in Breckinridge?

5 PPO plans in Breckinridge do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 1
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 0
  • $0 Premium HMO Plans 1
  • Average MOOP $6,700
  • Top HMO by Enrollment — 0 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Breckinridge County, Kentucky (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Plus H5619-188
☆☆☆☆☆
 $0 $6,700 $0 H5619-188-1
What is the total number of HMO plans offered in Breckinridge?

In 2027, Breckinridge County has 1 HMO plans with 0 enrollees.

How much do HMO plans cost in Breckinridge?

The typical HMO premium in Breckinridge is $0.00, and 1 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
10
Average Monthly Premium
$11.80/mo
Total HMO-POS Enrollment
574
$0 Premium HMO-POS Plans
7
Average MOOP
$6,895
Top HMO-POS by Enrollment
Anthem Medicare Advantage (HMO-POS) — 347 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Breckinridge County, Kentucky (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC KY-0002
☆☆☆☆☆
 $64 $6,700 $685 H5253-100-0
AARP Medicare Advantage from UHC KY-1
☆☆☆☆☆
 $0 $7,150 $685 H5253-099-0
AARP Medicare Advantage from UHC KY-5
☆☆☆☆☆
 $19 $7,150 $685 H5253-128-0
AARP Medicare Advantage Giveback from UHC KY-4
☆☆☆☆☆
 $0 $7,150 $685 H5253-127-0
AARP Medicare Advantage Patriot No Rx KY-MA2
☆☆☆☆☆
 $0 $7,150 N/A H5253-235-0
Aetna Medicare Signature Extra
☆☆☆☆☆
 $0 $5,200 $400 H0628-007-0
Anthem Medicare Advantage
☆☆☆☆☆
 $0 $7,150 $595 H9525-013-1
Anthem Medicare Advantage 2
☆☆☆☆☆
 $35 $4,450 $595 H9525-021-1
Wellcare Giveback
☆☆☆☆☆
 $0 $9,850 $700 H9730-007-0
Wellcare Simple
☆☆☆☆☆
 $0 $7,000 $700 H9730-009-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Breckinridge cost $11.80 per month on average.
Which HMO-POS plan is most popular in Breckinridge?
The most popular HMO-POS plan in Breckinridge is Anthem Medicare Advantage (HMO-POS), with 347 enrollees.
How many HMO-POS plans in Breckinridge do not include drug coverage?
There are 1 HMO-POS plans in Breckinridge without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $0.00/mo
  • Total PFFS Enrollment 0
  • $0 Premium PFFS Plans 1
  • Average MOOP $9,850
  • Top PFFS by Enrollment — 0 enrollees
  • PFFS Plans Without Drug Coverage 0

2027 PFFS Medicare Advantage plans in Breckinridge County, Kentucky (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-052
☆☆☆☆☆
 $0 $9,850 $700 H8145-052-0
What is the total number of PFFS plans in Breckinridge?

There are 1 PFFS plans in 2027, covering 0 enrollees.

How much do PFFS plans cost in Breckinridge?

The average PFFS premium in Breckinridge is $0.00 per month, with 1 plans offering $0 premiums.

What is the top PFFS plan in Breckinridge?

is the top PFFS in Breckinridge, with 0 enrollees.

What is the number of PFFS plans without Part D coverage in Breckinridge?

0 PFFS plans in Breckinridge do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Breckinridge County, KY (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Breckinridge County, KY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 22 69%
3 Stars 10 31%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.84

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Breckinridge County, Kentucky, including communities such as Cloverport, Hardinsburg, Harned, Irvington, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .