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  1. 🏠
  2. Medicare Advantage Plans
  3. Kentucky
  4. Campbell County

2026 Medicare Advantage Plans in Campbell County, KY

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Campbell County, KY, there are 45 Medicare Advantage plans available for 2026. Of these, 31 offer a $0 monthly premium, and about 40% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Campbell County, KY. Or explore all Medicare Options available in Campbell County, KY.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$14.38/mo
Plans with $0 Premium
31
Average MOOP Limit
$6,618 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 40% · 3 Stars: 60% · Below 3: 0%
Average Part D Deductible
$357.97
Total MA/MAPD Enrollment
7,123
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Humana Gold Plus H0292-003 (HMO) — 1,476 enrollees
2. Anthem Medicare Advantage (HMO-POS) — 1,127 enrollees
3. Humana Community (HMO) — 645 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 28
  • Average Monthly Premium $16.44/mo
  • Total PPO Enrollment 1,734
  • $0 Premium PPO Plans 19
  • Average MOOP $7,202
  • Top PPO by Enrollment HumanaChoice Giveback H7617-003 (PPO) — 301 enrollees
  • PPO Plans Without Drug Coverage 8

Comparison table of 2026 PPO Medicare Advantage Plans available in Campbell County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,900 N/A H5521-488-0
Aetna Medicare Premier
☆☆☆☆☆
$95 $4,900 $500 H5521-020-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H5521-085-0
Aetna Medicare Value Plus
☆☆☆☆☆
$38 $5,500 $615 H5521-490-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $9,150 $350 H7617-005-0
HumanaChoice Giveback H7617-003
☆☆☆☆☆
$0 $9,150 $0 H7617-003-0
HumanaChoice H7617-004
☆☆☆☆☆
$0 $5,500 $250 H7617-004-0
Anthem Medicare Advantage
☆☆☆☆☆
$15 $8,000 $250 H4036-036-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$44 $5,900 $300 H4036-034-0
AARP Medicare Advantage from UHC OH-0015
☆☆☆☆☆
$45 $6,700 $600 H8768-037-1
AARP Medicare Advantage Patriot No Rx OH-MA01
☆☆☆☆☆
$0 $8,500 N/A H8768-021-0
Anthem Medicare Advantage
☆☆☆☆☆
$97 $9,250 $45 R5941-016-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H4909-023-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,000 N/A H5216-105-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $9,150 $350 H5216-396-0
HumanaChoice Giveback H5216-309
☆☆☆☆☆
$0 $9,150 $0 H5216-309-0
HumanaChoice H5216-023
☆☆☆☆☆
$21 $6,550 $350 H5216-023-0
HumanaChoice H5216-285
☆☆☆☆☆
$0 $5,500 $250 H5216-285-0
HumanaChoice H5525-030
☆☆☆☆☆
$85 $3,950 $350 H5525-030-0
HumanaChoice R0110-011
☆☆☆☆☆
$0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
$20 $9,150 $350 R0110-012-0
HealthSpring True Choice
☆☆☆☆☆
$0 $9,250 $200 H7849-088-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $6,000 N/A H3975-002-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,500 $615 H3975-001-0
DEVOTED CHOICE 003 KY
☆☆☆☆☆
$0 $5,700 $375 H5718-003-0
DEVOTED CHOICE GIVEBACK 002 KY
☆☆☆☆☆
$0 $9,250 $605 H5718-002-0
What is the total number of PPO plans offered in Campbell?

There are 28 PPO plans in 2026, covering 1,734 beneficiaries.

How much do PPO plans cost in Campbell?

The average PPO premium in Campbell is $16.44 per month, with 19 plans offering $0 premiums.

What is the most popular PPO plan in Campbell?

HumanaChoice Giveback H7617-003 (PPO) is the top PPO in Campbell, with 301 enrollees.

What is the number of PPO plans without Part D coverage in Campbell?

There are 8 PPO plans in Campbell without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
6
Average Monthly Premium
$5.00/mo
Total HMO Enrollment
2,932
$0 Premium HMO Plans
4
Average MOOP
$4,725
Top HMO by Enrollment
Humana Gold Plus H0292-003 (HMO) — 1,476 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Campbell County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Community
☆☆☆☆☆
$0 $4,350 $150 H0292-001-0
Humana Gold Plus H0292-002
☆☆☆☆☆
$14 $4,300 $250 H0292-002-0
Humana Gold Plus H0292-003
☆☆☆☆☆
$0 $4,450 $250 H0292-003-0
Humana Gold Plus H6622-055
☆☆☆☆☆
$16 $6,550 $200 H6622-055-0
HealthSpring Preferred
☆☆☆☆☆
$0 $2,875 $200 H0672-013-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $5,825 $0 H0672-017-0

What is the average monthly premium for HMO plans?

HMO plans in Campbell cost $5.00 per month on average.

Which HMO plan is most popular in Campbell?

The most popular HMO plan in Campbell is Humana Gold Plus H0292-003 (HMO), with 1,476 enrollees.

How many HMO plans in Campbell do not include drug coverage?

There are 0 HMO plans in Campbell without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
10
Average Monthly Premium
$15.66/mo
Total HMO-POS Enrollment
2,438
$0 Premium HMO-POS Plans
7
Average MOOP
$6,070
Top HMO-POS by Enrollment
Anthem Medicare Advantage (HMO-POS) — 1,127 enrollees
HMO-POS Plans Without Drug Coverage
0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Campbell County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC OH-7
☆☆☆☆☆
$0 $5,400 $520 H5253-125-1
AARP Medicare Advantage Extras from UHC OH-13
☆☆☆☆☆
$0 $6,700 $520 H5253-134-0
AARP Medicare Advantage from UHC OH-0001
☆☆☆☆☆
$76 $3,900 $270 H5253-051-0
AARP Medicare Advantage from UHC OH-0003
☆☆☆☆☆
$49 $4,200 $440 H5253-109-2
AARP Medicare Advantage Giveback from UHC KY-4
☆☆☆☆☆
$0 $6,700 $600 H5253-127-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $6,700 $230 H9525-013-4
Humana Gold Plus H6622-021
☆☆☆☆☆
$0 $6,100 $250 H6622-021-1
Wellcare Assist
☆☆☆☆☆
$32 $5,000 $550 H9730-010-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,000 $615 H9730-007-0
Wellcare Simple
☆☆☆☆☆
$0 $7,000 $615 H9730-009-0
What is the leading HMO-POS plan in Campbell?

Anthem Medicare Advantage (HMO-POS) is the top HMO-POS in Campbell, with 1,127 enrollees.

What is the number of HMO-POS plans without Part D coverage in Campbell?

0 HMO-POS plans in Campbell do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Total PFFS Enrollment
19
$0 Premium PFFS Plans
1
Average MOOP
$7,100
Top PFFS by Enrollment
Humana Gold Choice H8145-052 (PFFS) — 19 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2026 PFFS Medicare Advantage Plans available in Campbell County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-052
☆☆☆☆☆
$0 $7,100 $615 H8145-052-0

What is the typical premium for PFFS plans in Campbell?

PFFS plans in Campbell cost $0.00 per month on average.

Which PFFS plan has the most enrollment in Campbell?

The most popular PFFS plan in Campbell is Humana Gold Choice H8145-052 (PFFS), with 19 enrollees.

How many PFFS options are available without prescription drug coverage in Campbell?

There are 0 PFFS plans in Campbell without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Campbell County, KY for 2026.

CMS Star Ratings for Medicare Advantage Plans in Campbell County, KY (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 17 40%
3 Stars 26 60%
Below 3 Stars 0 0%
Not Rated 2 4%
Average Rating 3.72

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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