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  1. 🏠
  2. Medicare Advantage Plans
  3. Kentucky
  4. Campbell County

2026 Medicare Advantage Plans in Campbell County, KY

Last update: September 2, 2026.

For 2026, Campbell County, KY includes 45 Medicare Advantage plans. Enrollment across these plans totals approximately 7,117, with 31 $0 premium options and 40% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Campbell County, KY are provided separately. Or you can discover all Medicare Options in Campbell County, KY.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $14.38/mo
  • $0 Premium Plans: 31
  • Average MOOP: $6,618 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 40% · 3 Stars: 60% · Below 3: 0%
  • Average Part D Deductible: $357.97
  • Total MA/MAPD Enrollment: 7,117
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. Humana Gold Plus H0292-003 (HMO) — 1,436 enrollees
    2. Anthem Medicare Advantage (HMO-POS) — 1,087 enrollees
    3. Humana Community (HMO) — 633 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
28
Average Monthly Premium
$16.44/mo
Total PPO Enrollment
1,777
$0 Premium PPO Plans
19
Average MOOP
$7,202
Top PPO by Enrollment
HumanaChoice Giveback H7617-003 (PPO) — 344 enrollees
PPO Plans Without Drug Coverage
8

2026 PPO Medicare Advantage plans in Campbell County, Kentucky (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,900 N/A H5521-488-0
Aetna Medicare Premier
☆☆☆☆☆
$95 $4,900 $500 H5521-020-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H5521-085-0
Aetna Medicare Value Plus
☆☆☆☆☆
$38 $5,500 $615 H5521-490-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $9,150 $350 H7617-005-0
HumanaChoice Giveback H7617-003
☆☆☆☆☆
$0 $9,150 $0 H7617-003-0
HumanaChoice H7617-004
☆☆☆☆☆
$0 $5,500 $250 H7617-004-0
Anthem Medicare Advantage
☆☆☆☆☆
$15 $8,000 $250 H4036-036-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$44 $5,900 $300 H4036-034-0
AARP Medicare Advantage from UHC OH-0015
☆☆☆☆☆
$45 $6,700 $600 H8768-037-1
AARP Medicare Advantage Patriot No Rx OH-MA01
☆☆☆☆☆
$0 $8,500 N/A H8768-021-0
Anthem Medicare Advantage
☆☆☆☆☆
$97 $9,250 $45 R5941-016-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H4909-023-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,000 N/A H5216-105-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $9,150 $350 H5216-396-0
HumanaChoice Giveback H5216-309
☆☆☆☆☆
$0 $9,150 $0 H5216-309-0
HumanaChoice H5216-023
☆☆☆☆☆
$21 $6,550 $350 H5216-023-0
HumanaChoice H5216-285
☆☆☆☆☆
$0 $5,500 $250 H5216-285-0
HumanaChoice H5525-030
☆☆☆☆☆
$85 $3,950 $350 H5525-030-0
HumanaChoice R0110-011
☆☆☆☆☆
$0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
$20 $9,150 $350 R0110-012-0
HealthSpring True Choice
☆☆☆☆☆
$0 $9,250 $200 H7849-088-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $6,000 N/A H3975-002-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,500 $615 H3975-001-0
DEVOTED CHOICE 003 KY
☆☆☆☆☆
$0 $5,700 $375 H5718-003-0
DEVOTED CHOICE GIVEBACK 002 KY
☆☆☆☆☆
$0 $9,250 $605 H5718-002-0

What is the typical premium for PPO plans available in Campbell?

PPO plans in Campbell cost $16.44 per month on average.

Which PPO plan do most beneficiaries choose in Campbell?

The most popular PPO plan in Campbell is HumanaChoice Giveback H7617-003 (PPO), with 344 enrollees.

How many PPO options are offered without drug coverage in Campbell?

8 PPO plans in Campbell do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 6
  • Average Monthly Premium $5.00/mo
  • Total HMO Enrollment 2,922
  • $0 Premium HMO Plans 4
  • Average MOOP $4,725
  • Top HMO by Enrollment Humana Gold Plus H0292-003 (HMO) — 1,436 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Campbell County, Kentucky (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Community
☆☆☆☆☆
$0 $4,350 $150 H0292-001-0
Humana Gold Plus H0292-002
☆☆☆☆☆
$14 $4,300 $250 H0292-002-0
Humana Gold Plus H0292-003
☆☆☆☆☆
$0 $4,450 $250 H0292-003-0
Humana Gold Plus H6622-055
☆☆☆☆☆
$16 $6,550 $200 H6622-055-0
HealthSpring Preferred
☆☆☆☆☆
$0 $2,875 $200 H0672-013-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $5,825 $0 H0672-017-0
What is the total number of HMO plans offered in Campbell?

In 2026, Campbell County has 6 HMO plans with 2,922 enrollees.

How much do HMO plans cost in Campbell?

The typical HMO premium in Campbell is $5.00, and 4 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
10
Average Monthly Premium
$15.66/mo
Total HMO-POS Enrollment
2,394
$0 Premium HMO-POS Plans
7
Average MOOP
$6,070
Top HMO-POS by Enrollment
Anthem Medicare Advantage (HMO-POS) — 1,087 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Campbell County, Kentucky (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Essentials from UHC OH-7
☆☆☆☆☆
$0 $5,400 $520 H5253-125-1
AARP Medicare Advantage Extras from UHC OH-13
☆☆☆☆☆
$0 $6,700 $520 H5253-134-0
AARP Medicare Advantage from UHC OH-0001
☆☆☆☆☆
$76 $3,900 $270 H5253-051-0
AARP Medicare Advantage from UHC OH-0003
☆☆☆☆☆
$49 $4,200 $440 H5253-109-2
AARP Medicare Advantage Giveback from UHC KY-4
☆☆☆☆☆
$0 $6,700 $600 H5253-127-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $6,700 $230 H9525-013-4
Humana Gold Plus H6622-021
☆☆☆☆☆
$0 $6,100 $250 H6622-021-1
Wellcare Assist
☆☆☆☆☆
$32 $5,000 $550 H9730-010-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,000 $615 H9730-007-0
Wellcare Simple
☆☆☆☆☆
$0 $7,000 $615 H9730-009-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Campbell cost $15.66 per month on average.
Which HMO-POS plan is most popular in Campbell?
The most popular HMO-POS plan in Campbell is Anthem Medicare Advantage (HMO-POS), with 1,087 enrollees.
How many HMO-POS plans in Campbell do not include drug coverage?
There are 0 HMO-POS plans in Campbell without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $0.00/mo
  • Total PFFS Enrollment 24
  • $0 Premium PFFS Plans 1
  • Average MOOP $7,100
  • Top PFFS by Enrollment Humana Gold Choice H8145-052 (PFFS) — 24 enrollees
  • PFFS Plans Without Drug Coverage 0

2026 PFFS Medicare Advantage plans in Campbell County, Kentucky (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-052
☆☆☆☆☆
$0 $7,100 $615 H8145-052-0
What is the total number of PFFS plans in Campbell?

There are 1 PFFS plans in 2026, covering 24 enrollees.

How much do PFFS plans cost in Campbell?

The average PFFS premium in Campbell is $0.00 per month, with 1 plans offering $0 premiums.

What is the top PFFS plan in Campbell?

Humana Gold Choice H8145-052 (PFFS) is the top PFFS in Campbell, with 24 enrollees.

What is the number of PFFS plans without Part D coverage in Campbell?

0 PFFS plans in Campbell do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Campbell County, KY (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Campbell County, KY (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 17 40%
3 Stars 26 60%
Below 3 Stars 0 0%
Not Rated 2 4%
Average Rating 3.72

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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