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  1. 🏠
  2. Medicare Advantage Plans
  3. Kentucky
  4. Christian County

2026 Medicare Advantage Plans in Christian County, KY

Last update: June 12, 2026. Enrollment data updated: June 13, 2026

For 2026, Christian County, KY includes 29 Medicare Advantage plans. Enrollment across these plans totals approximately 3,111, with 22 $0 premium options and 21% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Christian County, KY are summarized separately. Visit Medicare Options in Christian County, KY to see more options.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $9.85/mo
  • $0 Premium Plans: 22
  • Average MOOP: $7,141 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 21% · 3 Stars: 79% · Below 3: 0%
  • Average Part D Deductible: $422.73
  • Total MA/MAPD Enrollment: 3,111
  • Plans with the Highest Enrollment
    (as of June 13, 2026)
    1. HumanaChoice H5216-317 (PPO) — 303 enrollees
    2. Anthem Medicare Advantage (HMO-POS) — 296 enrollees
    3. HumanaChoice Giveback H7617-049 (PPO) — 269 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
22
Average Monthly Premium
$11.55/mo
Total PPO Enrollment
2,026
$0 Premium PPO Plans
16
Average MOOP
$7,380
Top PPO by Enrollment
HumanaChoice H5216-317 (PPO) — 303 enrollees
PPO Plans Without Drug Coverage
7

2026 PPO Medicare Advantage plans in Christian County, Kentucky (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $9,150 $350 H7617-005-0
HumanaChoice Giveback H7617-049
☆☆☆☆☆
$0 $9,150 $615 H7617-049-0
HumanaChoice H7617-050
☆☆☆☆☆
$0 $6,250 $350 H7617-050-0
Anthem Medicare Advantage
☆☆☆☆☆
$15 $8,000 $250 H4036-036-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$44 $5,900 $300 H4036-034-0
AARP Medicare Advantage from UHC KY-0003
☆☆☆☆☆
$46 $6,700 $600 H8768-013-0
AARP Medicare Advantage Patriot No Rx KY-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-020-0
Anthem Medicare Advantage
☆☆☆☆☆
$97 $9,250 $45 R5941-016-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H4909-023-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,000 N/A H5216-105-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $9,150 $350 H5216-396-0
HumanaChoice Giveback H5216-226
☆☆☆☆☆
$0 $6,600 $615 H5216-226-0
HumanaChoice Giveback H5216-322
☆☆☆☆☆
$0 $9,150 $615 H5216-322-0
HumanaChoice H5216-188
☆☆☆☆☆
$32 $6,600 $300 H5216-188-0
HumanaChoice H5216-317
☆☆☆☆☆
$0 $6,250 $350 H5216-317-0
HumanaChoice H5525-008
☆☆☆☆☆
$0 $6,550 $220 H5525-008-0
HumanaChoice R0110-011
☆☆☆☆☆
$0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
$20 $9,150 $350 R0110-012-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $6,000 N/A H3975-002-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,500 $615 H3975-001-0

What is the average monthly premium for PPO plans in Christian?

PPO plans in Christian cost $11.55 per month on average.

Which PPO plan has the highest enrollment in Christian?

The most popular PPO plan in Christian is HumanaChoice H5216-317 (PPO), with 303 enrollees.

How many PPO plans in Christian do not include prescription drug coverage?

7 PPO plans in Christian do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 1
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 207
  • $0 Premium HMO Plans 1
  • Average MOOP $5,450
  • Top HMO by Enrollment Humana Gold Plus H5619-071 (HMO) — 207 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Christian County, Kentucky (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Plus H5619-071
☆☆☆☆☆
$0 $5,450 $250 H5619-071-0
What is the top HMO by enrollment in Christian?

Humana Gold Plus H5619-071 (HMO) is the top HMO in Christian, with 207 enrollees.

What is the number of HMO plans without Part D coverage in Christian?

0 HMO plans in Christian do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$6.32/mo
Total HMO-POS Enrollment
827
$0 Premium HMO-POS Plans
4
Average MOOP
$6,440
Top HMO-POS by Enrollment
Anthem Medicare Advantage (HMO-POS) — 296 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Christian County, Kentucky (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $4,900 $500 H0628-007-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $6,300 $230 H9525-013-1
Wellcare Assist
☆☆☆☆☆
$32 $5,000 $550 H9730-010-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,000 $615 H9730-007-0
Wellcare Simple
☆☆☆☆☆
$0 $7,000 $615 H9730-009-0

What is the typical premium for HMO-POS plans in Christian?

HMO-POS plans in Christian cost $6.32 per month on average.

Which HMO-POS plan has the most members in Christian?

The most popular HMO-POS plan in Christian is Anthem Medicare Advantage (HMO-POS), with 296 enrollees.

How many HMO-POS options are offered without prescription drug coverage in Christian?

There are 0 HMO-POS plans in Christian without prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS, or Private Fee-for-Service plans, allow access to any Medicare-approved doctor or hospital that accepts the plan’s terms. They provide wide flexibility in choosing providers, but it’s essential to verify that your preferred healthcare professionals agree to the plan’s payment rules before scheduling care.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Beneficiaries Enrolled
51
$0 Premium PFFS
1
Average MOOP
$7,100
PFFS with the Highest Enrollment
Humana Gold Choice H8145-052 (PFFS) with 51 enrollees
PFFS Without Drug Coverage
0

2026 PFFS Medicare Advantage plans in Christian County, Kentucky (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Choice H8145-052
☆☆☆☆☆
$0 $7,100 $615 H8145-052-0
What is the total number of PFFS plans in Christian?

In 2026, Christian has 1 PFFS plans with 51 enrollees.

How much do PFFS plans cost in Christian?

The typical PFFS premium in Christian is $0.00, and 1 plans have no monthly premium.

CMS quality ratings for Medicare Advantage plans in Christian County, KY (2026) are summarized below.

Medicare Advantage Plan Ratings in Christian County, KY (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 6 21%
3 Stars 23 79%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.6

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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