- Entity
- county:kentucky-clark-21049
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/kentucky/clark/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 39
- PPO Plans
- 28
- HMO Plans
- 2
- HMO-POS Plans
- 9
- PFFS Plans
- 0
- Average Monthly Premium
- 10.58
- Average MOOP
- 6844.87
- Average Part D Deductible
- 445
- $0 Premium Plans
- 28
- Plans Without Part D Coverage
- 8
- Average CMS Star Rating
- 3.73
- $0 Premium Plan Share
- 71.79
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 38
- 3-Star Plan Share
- 62
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 5
- PPO Average Monthly Premium
- 12.01
- PPO Average MOOP
- 7142.86
- PPO Enrollment
- 1295
- PPO $0 Premium Plans
- 19
- PPO Plans Without Part D Coverage
- 8
- HMO Average Monthly Premium
- 0
- HMO Average MOOP
- 4400
- HMO Enrollment
- 608
- HMO $0 Premium Plans
- 2
- HMO Plans Without Part D Coverage
- 0
- HMO-POS Average Monthly Premium
- 8.51
- HMO-POS Average MOOP
- 6461.11
- HMO-POS Enrollment
- 1064
- HMO-POS $0 Premium Plans
- 7
- HMO-POS Plans Without Part D Coverage
- 0
- Entity
- county:kentucky-clark-21049
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/kentucky/clark/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-kentucky-clark-21049-landscape-stats
- Plans Indexed
- 39
- Standard Medicare Advantage Plans
-
-
Aetna Medicare Eagle Giveback
H5521-488-0 -
Aetna Medicare Signature
H5521-156-0 -
Aetna Medicare Value Plus
H5521-490-0 -
Essence Advantage
H2610-021-0 -
Humana USAA Honor Giveback with Rx
H7617-005-0 -
HumanaChoice Giveback H7617-049
H7617-049-0 -
HumanaChoice H7617-050
H7617-050-0 -
AARP Medicare Advantage Essentials from UHC KY-1
H5253-099-0 -
AARP Medicare Advantage Extras from UHC KY-5
H5253-128-0 -
AARP Medicare Advantage from UHC KY-0002
H5253-100-0 -
AARP Medicare Advantage Giveback from UHC KY-4
H5253-127-0 -
Aetna Medicare Signature
H0628-008-0 -
Anthem Medicare Advantage
H4036-036-0 -
Anthem Medicare Advantage 3
H4036-034-0 -
AARP Medicare Advantage from UHC KY-0003
H8768-013-0 -
AARP Medicare Advantage Patriot No Rx KY-MA01
H8768-020-0 -
Anthem Medicare Advantage
R5941-016-0 -
Anthem Medicare Advantage
H9525-013-3 -
Anthem Veteran
H4909-023-0 -
Humana USAA Honor Giveback
H5216-442-0 -
Humana USAA Honor Giveback
H5216-105-0 -
Humana USAA Honor Giveback
H5216-225-0 -
Humana USAA Honor Giveback with Rx
H5216-396-0 -
HumanaChoice Giveback H5216-226
H5216-226-0 -
HumanaChoice Giveback H5216-322
H5216-322-0 -
HumanaChoice H5216-019
H5216-019-0 -
HumanaChoice H5216-188
H5216-188-0 -
HumanaChoice H5216-317
H5216-317-0 -
HumanaChoice R0110-011
R0110-011-0 -
HumanaChoice R0110-012
R0110-012-0 -
Wellcare Assist
H9730-010-0 -
Wellcare Giveback
H9730-007-0 -
Wellcare Simple
H9730-009-0 -
Essence Advantage Choice
H6200-006-0 -
Humana Gold Plus H5619-071
H5619-071-0 -
Wellcare Patriot Giveback Open
H3975-002-0 -
Wellcare Simple Open
H3975-001-0 -
DEVOTED CHOICE 001 KY
H5718-001-0 -
DEVOTED CHOICE GIVEBACK 002 KY
H5718-002-0
-
Aetna Medicare Eagle Giveback
- Total Standard Medicare Advantage Enrollment
- 2967
2026 Medicare Advantage Plans in Clark County, KY
Last update: .
For 2026, Clark County, KY includes 39 Medicare Advantage plans. Enrollment across these plans totals approximately 2,967, with 28 $0 premium options and 38% rated 4 stars or higher.
Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Clark County, KY are provided separately. Or you can discover all Medicare Options in Clark County, KY.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 28
- Average Monthly Premium
- $12.01/mo
- Total PPO Enrollment
- 1,295
- $0 Premium PPO Plans
- 19
- Average MOOP
- $7,143
- Top PPO by Enrollment
- HumanaChoice H5216-317 (PPO) — 145 enrollees
- PPO Plans Without Drug Coverage
- 8
What is the typical premium for PPO plans available in Clark?
PPO plans in Clark cost $12.01 per month on average.
Which PPO plan do most beneficiaries choose in Clark?
The most popular PPO plan in Clark is HumanaChoice H5216-317 (PPO), with 145 enrollees.
How many PPO options are offered without drug coverage in Clark?
8 PPO plans in Clark do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 2
- Average Monthly Premium $0.00/mo
- Total HMO Enrollment 608
- $0 Premium HMO Plans 2
- Average MOOP $4,400
- Top HMO by Enrollment Humana Gold Plus H5619-071 (HMO) — 608 enrollees
- HMO Plans Without Drug Coverage 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Essence Advantage | $0 | $3,350 | $340 | H2610-021-0 | |
| Humana Gold Plus H5619-071 | $0 | $5,450 | $250 | H5619-071-0 |
What is the total number of HMO plans offered in Clark?
In 2026, Clark County has 2 HMO plans with 608 enrollees.
How much do HMO plans cost in Clark?
The typical HMO premium in Clark is $0.00, and 2 plans have no monthly premium.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 9
- Average Monthly Premium
- $8.51/mo
- Total HMO-POS Enrollment
- 1,064
- $0 Premium HMO-POS Plans
- 7
- Average MOOP
- $6,461
- Top HMO-POS by Enrollment
- Anthem Medicare Advantage (HMO-POS) — 673 enrollees
- HMO-POS Plans Without Drug Coverage
- 0
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC KY-1 | $0 | $6,700 | $520 | H5253-099-0 | |
| AARP Medicare Advantage Extras from UHC KY-5 | $0 | $6,700 | $600 | H5253-128-0 | |
| AARP Medicare Advantage from UHC KY-0002 | $45 | $5,400 | $520 | H5253-100-0 | |
| AARP Medicare Advantage Giveback from UHC KY-4 | $0 | $6,700 | $600 | H5253-127-0 | |
| Aetna Medicare Signature | $0 | $4,900 | $500 | H0628-008-0 | |
| Anthem Medicare Advantage | $0 | $6,750 | $230 | H9525-013-3 | |
| Wellcare Assist | $32 | $5,000 | $550 | H9730-010-0 | |
| Wellcare Giveback | $0 | $9,000 | $615 | H9730-007-0 | |
| Wellcare Simple | $0 | $7,000 | $615 | H9730-009-0 |
- What is the average monthly premium for HMO-POS plans?
- HMO-POS plans in Clark cost $8.51 per month on average.
- Which HMO-POS plan is most popular in Clark?
- The most popular HMO-POS plan in Clark is Anthem Medicare Advantage (HMO-POS), with 673 enrollees.
- How many HMO-POS plans in Clark do not include drug coverage?
- There are 0 HMO-POS plans in Clark without prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Clark County, KY (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 14 | 38% |
| 3 Stars | 23 | 62% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 2 | 5% |
| Average Rating | 3.73 | |
* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.