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2027 Medicare Advantage Plans in Clinton County, KY

Last update: .

Clinton County, KY has 31 Medicare Advantage plans available in 2027. These include 22 plans with no monthly premium, and roughly 71% are rated at least 4 stars based on CMS data.

At a Glance

Average Monthly Premium: $16.84/mo
$0 Premium Plans: 22
Average MOOP: $7,595 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 71% · 3 Stars: 29% · Below 3: 0%
Average Part D Deductible: $578.84
Total MA/MAPD Enrollment: 402
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Anthem Medicare Advantage (HMO-POS) — 127 enrollees
2. HumanaChoice H5216-317 (PPO) — 44 enrollees
3. Humana Essentials Plus Giveback (PPO) — 40 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Clinton County, KY. Or explore all Medicare Options available in Clinton County, KY. To understand how local plans fit into the broader market, visit our Kentucky Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 21
  • Average Monthly Premium $19.24/mo
  • Total PPO Enrollment 233
  • $0 Premium PPO Plans 15
  • Average MOOP $7,857
  • Top PPO by Enrollment HumanaChoice H5216-317 (PPO) — 44 enrollees
  • PPO Plans Without Drug Coverage 5

Comparison table of 2027 PPO Medicare Advantage Plans available in Clinton County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem Medicare Advantage
☆☆☆☆☆
 $41 $9,250 $250 H4036-036-0
Anthem Medicare Advantage 3
☆☆☆☆☆
 $70 $5,900 $300 H4036-034-0
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $9,850 $700 H7617-049-0
Humana Value Choice
☆☆☆☆☆
 $0 $7,150 $700 H7617-050-0
AARP Medicare Advantage from UHC KY-0003
☆☆☆☆☆
 $57 $7,150 $685 H8768-013-0
AARP Medicare Advantage Patriot No Rx KY-MA01
☆☆☆☆☆
 $0 $7,150 N/A H8768-020-0
DEVOTED CHOICE 001 KY
☆☆☆☆☆
 $0 $6,050 $650 H5718-001-0
DEVOTED CHOICE GIVEBACK 002 KY
☆☆☆☆☆
 $0 $9,850 $461 H5718-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 011 KY
☆☆☆☆☆
 $0 $7,850 $700 H5718-011-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,500 N/A H5216-225-0
HumanaChoice Giveback H5216-322
☆☆☆☆☆
 $0 $9,850 $700 H5216-322-0
HumanaChoice H5216-188
☆☆☆☆☆
 $45 $7,150 $700 H5216-188-0
HumanaChoice H5216-226
☆☆☆☆☆
 $0 $6,600 $700 H5216-226-0
HumanaChoice H5216-317
☆☆☆☆☆
 $0 $7,150 $700 H5216-317-0
HumanaChoice H5525-008
☆☆☆☆☆
 $0 $7,150 $700 H5525-008-0
Anthem Medicare Advantage
☆☆☆☆☆
 $123 $9,250 $45 R5941-016-0
HumanaChoice R0110-011
☆☆☆☆☆
 $0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
 $68 $9,850 $450 R0110-012-0
Anthem Veteran
☆☆☆☆☆
 $0 $9,250 N/A H4909-023-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $7,500 $700 H3975-001-0
What is the most popular PPO plan in Clinton?

HumanaChoice H5216-317 (PPO) is the top PPO in Clinton, with 44 enrollees.

What is the number of PPO plans without Part D coverage in Clinton?

There are 5 PPO plans in Clinton without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
1
Average MOOP
$6,700
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2027 HMO Medicare Advantage Plans available in Clinton County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H5619-188
☆☆☆☆☆
 $0 $6,700 $0 H5619-188-2

What is the typical premium for HMO plans in Clinton?

HMO plans in Clinton cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Clinton?

The most popular HMO plan in Clinton is , with 0 enrollees.

How many HMO options are offered without prescription drug coverage in Clinton?

There are 0 HMO plans in Clinton without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 9
  • Average Monthly Premium $13.11/mo
  • Total HMO-POS Enrollment 169
  • $0 Premium HMO-POS Plans 6
  • Average MOOP $7,083
  • Top HMO-POS by Enrollment Anthem Medicare Advantage (HMO-POS) — 127 enrollees
  • HMO-POS Plans Without Drug Coverage 1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Clinton County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC KY-0002
☆☆☆☆☆
 $64 $6,700 $685 H5253-100-0
AARP Medicare Advantage from UHC KY-1
☆☆☆☆☆
 $0 $7,150 $685 H5253-099-0
AARP Medicare Advantage from UHC KY-5
☆☆☆☆☆
 $19 $7,150 $685 H5253-128-0
AARP Medicare Advantage Giveback from UHC KY-4
☆☆☆☆☆
 $0 $7,150 $685 H5253-127-0
AARP Medicare Advantage Patriot No Rx KY-MA2
☆☆☆☆☆
 $0 $7,150 N/A H5253-235-0
Anthem Medicare Advantage
☆☆☆☆☆
 $0 $7,150 $595 H9525-013-1
Anthem Medicare Advantage 2
☆☆☆☆☆
 $35 $4,450 $595 H9525-021-1
Wellcare Giveback
☆☆☆☆☆
 $0 $9,850 $700 H9730-007-0
Wellcare Simple
☆☆☆☆☆
 $0 $7,000 $700 H9730-009-0
What is the total number of HMO-POS plans in Clinton?

In 2027, Clinton has 9 HMO-POS plans with 169 enrollees.

How much do HMO-POS plans cost in Clinton?

The typical HMO-POS premium in Clinton is $13.11, and 6 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Clinton County, KY for 2027.

CMS Star Ratings for Medicare Advantage Plans in Clinton County, KY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 22 71%
3 Stars 9 29%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.85

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Clinton County, Kentucky, including communities such as Albany, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .