2026 Medicare Advantage Plans in Estill County, KY
Last update: . Enrollment data updated: May 2, 2026
In Estill County, KY, there are 27 Medicare Advantage plans available for 2026. Of these, 19 offer a $0 monthly premium, and about 28% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Estill County, KY. Or explore all Medicare Options available in Estill County, KY.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.
What is the total number of PPO plans offered in Estill?
Estill County has 19 PPO plans for 2026, with 586 enrolled.
How much do PPO plans cost in Estill?
The typical PPO premium in Estill is $13.37, and 13 plans have no monthly premium.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 8
- Average Monthly Premium $9.58/mo
- Total HMO-POS Enrollment 584
- $0 Premium HMO-POS Plans 6
- Average MOOP $6,600
- Top HMO-POS by Enrollment Anthem Medicare Advantage (HMO-POS) — 462 enrollees
- HMO-POS Plans Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC KY-1 | $0 | $6,700 | $520 | H5253-099-0 | |
| AARP Medicare Advantage Extras from UHC KY-5 | $0 | $6,700 | $600 | H5253-128-0 | |
| AARP Medicare Advantage from UHC KY-0002 | $45 | $5,400 | $520 | H5253-100-0 | |
| AARP Medicare Advantage Giveback from UHC KY-4 | $0 | $6,700 | $600 | H5253-127-0 | |
| Anthem Medicare Advantage | $0 | $6,300 | $230 | H9525-013-1 | |
| Wellcare Assist | $32 | $5,000 | $550 | H9730-010-0 | |
| Wellcare Giveback | $0 | $9,000 | $615 | H9730-007-0 | |
| Wellcare Simple | $0 | $7,000 | $615 | H9730-009-0 |
What is the total number of HMO-POS plans in Estill?
There are 8 HMO-POS plans in 2026, covering 584 enrollees.
How much do HMO-POS plans cost in Estill?
The average HMO-POS premium in Estill is $9.58 per month, with 6 plans offering $0 premiums.
What is the leading HMO-POS plan in Estill?
Anthem Medicare Advantage (HMO-POS) is the top HMO-POS in Estill, with 462 enrollees.
What is the number of HMO-POS plans without Part D coverage in Estill?
0 HMO-POS plans in Estill do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Estill County, KY for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 7 | 28% |
| 3 Stars | 18 | 72% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 2 | 7% |
| Average Rating | 3.62 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.