Medicare Plans

Open Medicare Plan Data.

2027 Medicare Advantage Plans in Fayette County, KY

Last update: .

For 2027, Fayette County, KY includes 38 Medicare Advantage plans. Enrollment across these plans totals approximately 11,524, with 26 $0 premium options and 73% rated 4 stars or higher.

This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Fayette County, KY are summarized separately. Visit Medicare Options in Fayette County, KY to see more options.

At a Glance

  • Average Monthly Premium: $15.86/mo
  • $0 Premium Plans: 26
  • Average MOOP: $7,370 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 73% · 3 Stars: 27% · Below 3: 0%
  • Average Part D Deductible: $568.10
  • Total MA/MAPD Enrollment: 11,524
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Anthem Medicare Advantage (HMO-POS) — 3,230 enrollees
    2. Aetna Medicare Signature (HMO-POS) — 765 enrollees
    3. HumanaChoice H5216-317 (PPO) — 755 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
25
Average Monthly Premium
$19.46/mo
Total PPO Enrollment
5,920
$0 Premium PPO Plans
16
Average MOOP
$7,730
Top PPO by Enrollment
HumanaChoice H5216-317 (PPO) — 755 enrollees
PPO Plans Without Drug Coverage
6

2027 PPO Medicare Advantage plans in Fayette County, Kentucky (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Anthem Medicare Advantage
☆☆☆☆☆
 $41 $9,250 $250 H4036-036-0
Anthem Medicare Advantage 3
☆☆☆☆☆
 $70 $5,900 $300 H4036-034-0
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $9,850 $700 H7617-049-0
Humana Value Choice
☆☆☆☆☆
 $0 $7,150 $700 H7617-050-0
AARP Medicare Advantage from UHC KY-0003
☆☆☆☆☆
 $57 $7,150 $685 H8768-013-0
AARP Medicare Advantage Patriot No Rx KY-MA01
☆☆☆☆☆
 $0 $7,150 N/A H8768-020-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $6,900 N/A H5521-488-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $6,350 $500 H5521-156-0
Aetna Medicare Value Plus
☆☆☆☆☆
 $10 $5,500 $500 H5521-490-0
DEVOTED CHOICE 001 KY
☆☆☆☆☆
 $0 $6,050 $650 H5718-001-0
DEVOTED CHOICE GIVEBACK 002 KY
☆☆☆☆☆
 $0 $9,850 $461 H5718-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 011 KY
☆☆☆☆☆
 $0 $7,850 $700 H5718-011-0
Essence Advantage Choice
☆☆☆☆☆
 $39 $9,850 $700 H6200-006-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,500 N/A H5216-225-0
HumanaChoice Giveback H5216-322
☆☆☆☆☆
 $0 $9,850 $700 H5216-322-0
HumanaChoice H5216-019
☆☆☆☆☆
 $34 $6,800 $700 H5216-019-0
HumanaChoice H5216-188
☆☆☆☆☆
 $45 $7,150 $700 H5216-188-0
HumanaChoice H5216-226
☆☆☆☆☆
 $0 $6,600 $700 H5216-226-0
HumanaChoice H5216-317
☆☆☆☆☆
 $0 $7,150 $700 H5216-317-0
Anthem Medicare Advantage
☆☆☆☆☆
 $123 $9,250 $45 R5941-016-0
HumanaChoice R0110-011
☆☆☆☆☆
 $0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
 $68 $9,850 $450 R0110-012-0
Anthem Veteran
☆☆☆☆☆
 $0 $9,250 N/A H4909-023-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $7,500 $700 H3975-001-0
What is the average monthly premium for PPO plans in Fayette?
PPO plans in Fayette cost $19.46 per month on average.
Which PPO plan has the highest enrollment in Fayette?
The most popular PPO plan in Fayette is HumanaChoice H5216-317 (PPO), with 755 enrollees.
How many PPO plans in Fayette do not include prescription drug coverage?
6 PPO plans in Fayette do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.

Total HMO Plans
3
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
461
$0 Premium HMO Plans
3
Average MOOP
$5,517
Top HMO by Enrollment
Humana Community (HMO) — 432 enrollees
HMO Plans Without Drug Coverage
0

2027 HMO Medicare Advantage plans in Fayette County, Kentucky (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
Essence Advantage
☆☆☆☆☆
 $0 $5,400 $340 H2610-021-0
Humana Gold Plus H5619-188
☆☆☆☆☆
 $0 $6,700 $0 H5619-188-1
Humana Community
☆☆☆☆☆
 $0 $4,450 $700 H5178-002-0
What is the total number of HMO plans offered in Fayette?

There are 3 HMO plans in 2027, covering 461 enrollees.

How much do HMO plans cost in Fayette?

The average HMO premium in Fayette is $0.00 per month, with 3 plans offering $0 premiums.

What is the top HMO by enrollment in Fayette?

Humana Community (HMO) is the top HMO in Fayette, with 432 enrollees.

What is the number of HMO plans without Part D coverage in Fayette?

0 HMO plans in Fayette do not include prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
10
Average Monthly Premium
$11.60/mo
Total HMO-POS Enrollment
5,143
$0 Premium HMO-POS Plans
7
Average MOOP
$7,025
Top HMO-POS by Enrollment
Anthem Medicare Advantage (HMO-POS) — 3,230 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Fayette County, Kentucky (comparison chart)
Plan Name CMS Stars* Premium/Mo MOOP Rx Ded. CMS ID
AARP Medicare Advantage from UHC KY-0002
☆☆☆☆☆
 $64 $6,700 $685 H5253-100-0
AARP Medicare Advantage from UHC KY-1
☆☆☆☆☆
 $0 $7,150 $685 H5253-099-0
AARP Medicare Advantage from UHC KY-5
☆☆☆☆☆
 $19 $7,150 $685 H5253-128-0
AARP Medicare Advantage Giveback from UHC KY-4
☆☆☆☆☆
 $0 $7,150 $685 H5253-127-0
AARP Medicare Advantage Patriot No Rx KY-MA2
☆☆☆☆☆
 $0 $7,150 N/A H5253-235-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $6,500 $400 H0628-008-0
Anthem Medicare Advantage
☆☆☆☆☆
 $0 $7,150 $595 H9525-013-3
Anthem Medicare Advantage 2
☆☆☆☆☆
 $33 $4,450 $595 H9525-021-3
Wellcare Giveback
☆☆☆☆☆
 $0 $9,850 $700 H9730-007-0
Wellcare Simple
☆☆☆☆☆
 $0 $7,000 $700 H9730-009-0

What is the average monthly premium for HMO-POS plans?

HMO-POS plans in Fayette cost $11.60 per month on average.

Which HMO-POS plan is most popular in Fayette?

The most popular HMO-POS plan in Fayette is Anthem Medicare Advantage (HMO-POS), with 3,230 enrollees.

How many HMO-POS plans in Fayette do not include drug coverage?

There are 1 HMO-POS plans in Fayette without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Fayette County, KY (2027) are summarized below.

Medicare Advantage Plan Ratings in Fayette County, KY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 27 73%
3 Stars 10 27%
Below 3 Stars 0 0%
Not Rated 1 3%
Average Rating 3.86

* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
Medicare.gov Compare Original Medicare & Medicare Advantage 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025

MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .