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  1. 🏠
  2. Medicare Advantage Plans
  3. Kentucky
  4. Grant County

2026 Medicare Advantage Plans in Grant County, KY

Last update: June 13, 2026. Enrollment data updated: June 13, 2026

Grant County, KY has 37 Medicare Advantage plans available in 2026. These include 27 plans with no monthly premium, and roughly 37% are rated at least 4 stars based on CMS data.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Grant County, KY. Or explore all Medicare Options available in Grant County, KY.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $11.70/mo
$0 Premium Plans: 27
Average MOOP: $6,661 ($9,250 max. in 2026)
Star Ratings (Plan Mix): 4+ Stars: 37% · 3 Stars: 63% · Below 3: 0%
Average Part D Deductible: $375.86
Total MA/MAPD Enrollment: 2,174
Plans with the Highest Enrollment
(as of June 13, 2026)
1. Humana Gold Plus H0292-003 (HMO) — 551 enrollees
2. Humana Community (HMO) — 390 enrollees
3. Anthem Medicare Advantage (HMO-POS) — 337 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 22
  • Average Monthly Premium $11.84/mo
  • Total PPO Enrollment 445
  • $0 Premium PPO Plans 16
  • Average MOOP $7,350
  • Top PPO by Enrollment Humana USAA Honor Giveback with Rx (PPO) — 130 enrollees
  • PPO Plans Without Drug Coverage 8

Comparison table of 2026 PPO Medicare Advantage Plans available in Grant County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,900 N/A H5521-488-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H5521-085-0
Aetna Medicare Value Plus
☆☆☆☆☆
$38 $5,500 $615 H5521-490-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $9,150 $350 H7617-005-0
Anthem Medicare Advantage
☆☆☆☆☆
$15 $8,000 $250 H4036-036-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$44 $5,900 $300 H4036-034-0
AARP Medicare Advantage from UHC KY-0003
☆☆☆☆☆
$46 $6,700 $600 H8768-013-0
AARP Medicare Advantage Patriot No Rx KY-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-020-0
Anthem Medicare Advantage
☆☆☆☆☆
$97 $9,250 $45 R5941-016-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H4909-023-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,000 N/A H5216-105-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $9,150 $350 H5216-396-0
HumanaChoice H5525-008
☆☆☆☆☆
$0 $6,550 $220 H5525-008-0
HumanaChoice R0110-011
☆☆☆☆☆
$0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
$20 $9,150 $350 R0110-012-0
HealthSpring True Choice
☆☆☆☆☆
$0 $9,250 $200 H7849-088-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $6,000 N/A H3975-002-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,500 $615 H3975-001-0
DEVOTED CHOICE 003 KY
☆☆☆☆☆
$0 $5,700 $375 H5718-003-0
DEVOTED CHOICE GIVEBACK 002 KY
☆☆☆☆☆
$0 $9,250 $605 H5718-002-0
What is the most popular PPO plan in Grant?

Humana USAA Honor Giveback with Rx (PPO) is the top PPO in Grant, with 130 enrollees.

What is the number of PPO plans without Part D coverage in Grant?

There are 8 PPO plans in Grant without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
5
Average Monthly Premium
$3.20/mo
Total HMO Enrollment
1,106
$0 Premium HMO Plans
4
Average MOOP
$4,810
Top HMO by Enrollment
Humana Gold Plus H0292-003 (HMO) — 551 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Grant County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Community
☆☆☆☆☆
$0 $4,350 $150 H0292-001-0
Humana Gold Plus H0292-003
☆☆☆☆☆
$0 $4,450 $250 H0292-003-0
Humana Gold Plus H6622-055
☆☆☆☆☆
$16 $6,550 $200 H6622-055-0
HealthSpring Preferred
☆☆☆☆☆
$0 $2,875 $200 H0672-013-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $5,825 $0 H0672-017-0

What is the typical premium for HMO plans in Grant?

HMO plans in Grant cost $3.20 per month on average.

Which HMO plan do most beneficiaries choose in Grant?

The most popular HMO plan in Grant is Humana Gold Plus H0292-003 (HMO), with 551 enrollees.

How many HMO options are offered without prescription drug coverage in Grant?

There are 0 HMO plans in Grant without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 10
  • Average Monthly Premium $15.66/mo
  • Total HMO-POS Enrollment 623
  • $0 Premium HMO-POS Plans 7
  • Average MOOP $6,070
  • Top HMO-POS by Enrollment Anthem Medicare Advantage (HMO-POS) — 337 enrollees
  • HMO-POS Plans Without Drug Coverage 0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Grant County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC OH-7
☆☆☆☆☆
$0 $5,400 $520 H5253-125-1
AARP Medicare Advantage Extras from UHC OH-13
☆☆☆☆☆
$0 $6,700 $520 H5253-134-0
AARP Medicare Advantage from UHC OH-0001
☆☆☆☆☆
$76 $3,900 $270 H5253-051-0
AARP Medicare Advantage from UHC OH-0003
☆☆☆☆☆
$49 $4,200 $440 H5253-109-2
AARP Medicare Advantage Giveback from UHC KY-4
☆☆☆☆☆
$0 $6,700 $600 H5253-127-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $6,700 $230 H9525-013-4
Humana Gold Plus H6622-021
☆☆☆☆☆
$0 $6,100 $250 H6622-021-1
Wellcare Assist
☆☆☆☆☆
$32 $5,000 $550 H9730-010-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,000 $615 H9730-007-0
Wellcare Simple
☆☆☆☆☆
$0 $7,000 $615 H9730-009-0
What is the total number of HMO-POS plans in Grant?

In 2026, Grant has 10 HMO-POS plans with 623 enrollees.

How much do HMO-POS plans cost in Grant?

The typical HMO-POS premium in Grant is $15.66, and 7 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Grant County, KY for 2026.

CMS Star Ratings for Medicare Advantage Plans in Grant County, KY (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 13 37%
3 Stars 22 63%
Below 3 Stars 0 0%
Not Rated 2 5%
Average Rating 3.67

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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