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2027 Medicare Advantage Plans in Hardin County, KY

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In Hardin County, KY, there are 19 Medicare Advantage plans available for 2027. Of these, 11 offer a $0 monthly premium, and about 47% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Hardin County, KY. Or explore all Medicare Options available in Hardin County, KY.

At a Glance

Average Monthly Premium
$22.39/mo
Plans with $0 Premium
11
Average MOOP Limit
$7,468 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 47% · 3 Stars: 53% · Below 3: 0%
Average Part D Deductible
$523.93
Total MA/MAPD Enrollment
4,266
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Anthem Medicare Advantage (HMO-POS) — 1,812 enrollees
2. Aetna Medicare Signature Extra (HMO-POS) — 510 enrollees
3. Humana USAA Honor Giveback (PPO) — 349 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
14
Average Monthly Premium
$27.89/mo
Total PPO Enrollment
1,658
$0 Premium PPO Plans
7
Average MOOP
$7,732
Top PPO by Enrollment
Humana USAA Honor Giveback (PPO) — 349 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Hardin County, Kentucky, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem Medicare Advantage
☆☆☆☆☆
 $41 $9,250 $250 H4036-036-0
Anthem Medicare Advantage 3
☆☆☆☆☆
 $70 $5,900 $300 H4036-034-0
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $9,850 $700 H7617-049-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $6,900 N/A H5521-488-0
Aetna Medicare Value Plus
☆☆☆☆☆
 $10 $5,500 $500 H5521-490-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,150 N/A H5216-442-0
HumanaChoice H5216-019
☆☆☆☆☆
 $34 $6,800 $700 H5216-019-0
HumanaChoice H5216-188
☆☆☆☆☆
 $45 $7,150 $700 H5216-188-0
Anthem Medicare Advantage
☆☆☆☆☆
 $123 $9,250 $45 R5941-016-0
HumanaChoice R0110-011
☆☆☆☆☆
 $0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
 $68 $9,850 $450 R0110-012-0
Anthem Veteran
☆☆☆☆☆
 $0 $9,250 N/A H4909-023-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $7,500 $700 H3975-001-0
What is the total number of PPO plans offered in Hardin?

Hardin County has 14 PPO plans for 2027, with 1,658 enrolled.

How much do PPO plans cost in Hardin?

The typical PPO premium in Hardin is $27.89, and 7 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 5
  • Average Monthly Premium $7.00/mo
  • Total HMO-POS Enrollment 2,608
  • $0 Premium HMO-POS Plans 4
  • Average MOOP $6,730
  • Top HMO-POS by Enrollment Anthem Medicare Advantage (HMO-POS) — 1,812 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Hardin County, Kentucky, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Signature Extra
☆☆☆☆☆
 $0 $5,200 $400 H0628-007-0
Anthem Medicare Advantage
☆☆☆☆☆
 $0 $7,150 $595 H9525-013-1
Anthem Medicare Advantage 2
☆☆☆☆☆
 $35 $4,450 $595 H9525-021-1
Wellcare Giveback
☆☆☆☆☆
 $0 $9,850 $700 H9730-007-0
Wellcare Simple
☆☆☆☆☆
 $0 $7,000 $700 H9730-009-0
What is the total number of HMO-POS plans in Hardin?

There are 5 HMO-POS plans in 2027, covering 2,608 enrollees.

How much do HMO-POS plans cost in Hardin?

The average HMO-POS premium in Hardin is $7.00 per month, with 4 plans offering $0 premiums.

What is the leading HMO-POS plan in Hardin?

Anthem Medicare Advantage (HMO-POS) is the top HMO-POS in Hardin, with 1,812 enrollees.

What is the number of HMO-POS plans without Part D coverage in Hardin?

0 HMO-POS plans in Hardin do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Hardin County, KY for 2027.

CMS Star Ratings for Medicare Advantage Plans in Hardin County, KY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 9 47%
3 Stars 10 53%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.71

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Compare types of Medicare Advantage Plans 25 May, 2025
Medicare.gov Your coverage options 25 May, 2025
AARP.org The Big Choice: Original Medicare vs. Medicare Advantage 25 May, 2025

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .