Medicare Plans

Open Medicare Plan Data.

2027 Medicare Advantage Plans in Harlan County, KY

Last update: .

For 2027, Harlan County, KY includes 35 Medicare Advantage plans. Enrollment across these plans totals approximately 1,968, with 25 $0 premium options and 71% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Harlan County, KY are provided separately. Or you can discover all Medicare Options in Harlan County, KY.

At a Glance

  • Average Monthly Premium: $15.19/mo
  • $0 Premium Plans: 25
  • Average MOOP: $7,471 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 71% · 3 Stars: 29% · Below 3: 0%
  • Average Part D Deductible: $566.82
  • Total MA/MAPD Enrollment: 1,968
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Anthem Medicare Advantage (HMO-POS) — 492 enrollees
    2. Wellcare Simple (HMO-POS) — 219 enrollees
    3. HumanaChoice H5216-317 (PPO) — 152 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
24
Average Monthly Premium
$17.23/mo
Total PPO Enrollment
938
$0 Premium PPO Plans
17
Average MOOP
$7,690
Top PPO by Enrollment
HumanaChoice H5216-317 (PPO) — 152 enrollees
PPO Plans Without Drug Coverage
6

2027 PPO Medicare Advantage plans in Harlan County, Kentucky (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Anthem Medicare Advantage
☆☆☆☆☆
 $41 $9,250 $250 H4036-036-0
Anthem Medicare Advantage 3
☆☆☆☆☆
 $70 $5,900 $300 H4036-034-0
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $9,850 $700 H7617-049-0
Humana Value Choice
☆☆☆☆☆
 $0 $7,150 $700 H7617-050-0
AARP Medicare Advantage from UHC KY-0003
☆☆☆☆☆
 $57 $7,150 $685 H8768-013-0
AARP Medicare Advantage Patriot No Rx KY-MA01
☆☆☆☆☆
 $0 $7,150 N/A H8768-020-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $6,900 N/A H5521-488-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $7,150 $500 H5521-085-0
Aetna Medicare Value Plus
☆☆☆☆☆
 $10 $5,500 $500 H5521-490-0
DEVOTED CHOICE 001 KY
☆☆☆☆☆
 $0 $6,050 $650 H5718-001-0
DEVOTED CHOICE GIVEBACK 002 KY
☆☆☆☆☆
 $0 $9,850 $461 H5718-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 011 KY
☆☆☆☆☆
 $0 $7,850 $700 H5718-011-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,500 N/A H5216-225-0
HumanaChoice Giveback H5216-322
☆☆☆☆☆
 $0 $9,850 $700 H5216-322-0
HumanaChoice H5216-188
☆☆☆☆☆
 $45 $7,150 $700 H5216-188-0
HumanaChoice H5216-226
☆☆☆☆☆
 $0 $6,600 $700 H5216-226-0
HumanaChoice H5216-317
☆☆☆☆☆
 $0 $7,150 $700 H5216-317-0
HumanaChoice H5525-008
☆☆☆☆☆
 $0 $7,150 $700 H5525-008-0
Anthem Medicare Advantage
☆☆☆☆☆
 $123 $9,250 $45 R5941-016-0
HumanaChoice R0110-011
☆☆☆☆☆
 $0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
 $68 $9,850 $450 R0110-012-0
Anthem Veteran
☆☆☆☆☆
 $0 $9,250 N/A H4909-023-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $7,500 $700 H3975-001-0

What is the typical premium for PPO plans available in Harlan?

PPO plans in Harlan cost $17.23 per month on average.

Which PPO plan do most beneficiaries choose in Harlan?

The most popular PPO plan in Harlan is HumanaChoice H5216-317 (PPO), with 152 enrollees.

How many PPO options are offered without drug coverage in Harlan?

6 PPO plans in Harlan do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 1
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 0
  • $0 Premium HMO Plans 1
  • Average MOOP $6,700
  • Top HMO by Enrollment — 0 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Harlan County, Kentucky (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Plus H5619-188
☆☆☆☆☆
 $0 $6,700 $0 H5619-188-2
What is the total number of HMO plans offered in Harlan?

In 2027, Harlan County has 1 HMO plans with 0 enrollees.

How much do HMO plans cost in Harlan?

The typical HMO premium in Harlan is $0.00, and 1 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
10
Average Monthly Premium
$11.80/mo
Total HMO-POS Enrollment
1,030
$0 Premium HMO-POS Plans
7
Average MOOP
$7,025
Top HMO-POS by Enrollment
Anthem Medicare Advantage (HMO-POS) — 492 enrollees
HMO-POS Plans Without Drug Coverage
1

2027 HMO-POS Medicare Advantage plans in Harlan County, Kentucky (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC KY-0002
☆☆☆☆☆
 $64 $6,700 $685 H5253-100-0
AARP Medicare Advantage from UHC KY-1
☆☆☆☆☆
 $0 $7,150 $685 H5253-099-0
AARP Medicare Advantage from UHC KY-5
☆☆☆☆☆
 $19 $7,150 $685 H5253-128-0
AARP Medicare Advantage Giveback from UHC KY-4
☆☆☆☆☆
 $0 $7,150 $685 H5253-127-0
AARP Medicare Advantage Patriot No Rx KY-MA2
☆☆☆☆☆
 $0 $7,150 N/A H5253-235-0
Aetna Medicare Signature
☆☆☆☆☆
 $0 $6,500 $400 H0628-010-0
Anthem Medicare Advantage
☆☆☆☆☆
 $0 $7,150 $595 H9525-013-1
Anthem Medicare Advantage 2
☆☆☆☆☆
 $35 $4,450 $595 H9525-021-1
Wellcare Giveback
☆☆☆☆☆
 $0 $9,850 $700 H9730-007-0
Wellcare Simple
☆☆☆☆☆
 $0 $7,000 $700 H9730-009-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Harlan cost $11.80 per month on average.
Which HMO-POS plan is most popular in Harlan?
The most popular HMO-POS plan in Harlan is Anthem Medicare Advantage (HMO-POS), with 492 enrollees.
How many HMO-POS plans in Harlan do not include drug coverage?
There are 1 HMO-POS plans in Harlan without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Harlan County, KY (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Harlan County, KY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 25 71%
3 Stars 10 29%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.86

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
Medicare.gov Explore your Medicare coverage options 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .