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  1. 🏠
  2. Medicare Advantage Plans
  3. Kentucky
  4. Harrison County

2026 Medicare Advantage Plans in Harrison County, KY

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Harrison County, KY, there are 34 Medicare Advantage plans available for 2026. Of these, 24 offer a $0 monthly premium, and about 38% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Harrison County, KY. Or explore all Medicare Options available in Harrison County, KY.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$11.44/mo
Plans with $0 Premium
24
Average MOOP Limit
$6,985 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 38% · 3 Stars: 63% · Below 3: 0%
Average Part D Deductible
$467.12
Total MA/MAPD Enrollment
1,331
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Humana USAA Honor Giveback with Rx (PPO) — 291 enrollees
2. Anthem Medicare Advantage (HMO-POS) — 265 enrollees
3. Humana USAA Honor Giveback with Rx (PPO) — 131 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 25
  • Average Monthly Premium $12.49/mo
  • Total PPO Enrollment 989
  • $0 Premium PPO Plans 17
  • Average MOOP $7,254
  • Top PPO by Enrollment Humana USAA Honor Giveback with Rx (PPO) — 291 enrollees
  • PPO Plans Without Drug Coverage 8

Comparison table of 2026 PPO Medicare Advantage Plans available in Harrison County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,900 N/A H5521-488-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $615 H5521-085-0
Aetna Medicare Value Plus
☆☆☆☆☆
$38 $5,500 $615 H5521-490-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $9,150 $350 H7617-005-0
HumanaChoice Giveback H7617-049
☆☆☆☆☆
$0 $9,150 $615 H7617-049-0
Anthem Medicare Advantage
☆☆☆☆☆
$15 $8,000 $250 H4036-036-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$44 $5,900 $300 H4036-034-0
AARP Medicare Advantage from UHC KY-0003
☆☆☆☆☆
$46 $6,700 $600 H8768-013-0
AARP Medicare Advantage Patriot No Rx KY-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-020-0
Anthem Medicare Advantage
☆☆☆☆☆
$97 $9,250 $45 R5941-016-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H4909-023-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,000 N/A H5216-105-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $9,150 $350 H5216-396-0
HumanaChoice Giveback H5216-226
☆☆☆☆☆
$0 $6,600 $615 H5216-226-0
HumanaChoice Giveback H5216-322
☆☆☆☆☆
$0 $9,150 $615 H5216-322-0
HumanaChoice H5216-188
☆☆☆☆☆
$32 $6,600 $300 H5216-188-0
HumanaChoice R0110-011
☆☆☆☆☆
$0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
$20 $9,150 $350 R0110-012-0
Essence Advantage Choice
☆☆☆☆☆
$20 $4,150 $340 H6200-006-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $6,000 N/A H3975-002-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,500 $615 H3975-001-0
DEVOTED CHOICE 001 KY
☆☆☆☆☆
$0 $5,500 $375 H5718-001-0
DEVOTED CHOICE GIVEBACK 002 KY
☆☆☆☆☆
$0 $9,250 $605 H5718-002-0
What is the total number of PPO plans offered in Harrison?

There are 25 PPO plans in 2026, covering 989 beneficiaries.

How much do PPO plans cost in Harrison?

The average PPO premium in Harrison is $12.49 per month, with 17 plans offering $0 premiums.

What is the most popular PPO plan in Harrison?

Humana USAA Honor Giveback with Rx (PPO) is the top PPO in Harrison, with 291 enrollees.

What is the number of PPO plans without Part D coverage in Harrison?

There are 8 PPO plans in Harrison without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
1
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
1
Average MOOP
$3,350
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2026 HMO Medicare Advantage Plans available in Harrison County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Essence Advantage
☆☆☆☆☆
$0 $3,350 $340 H2610-021-0

What is the average monthly premium for HMO plans?

HMO plans in Harrison cost $0.00 per month on average.

Which HMO plan is most popular in Harrison?

The most popular HMO plan in Harrison is , with 0 enrollees.

How many HMO plans in Harrison do not include drug coverage?

There are 0 HMO plans in Harrison without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
8
Average Monthly Premium
$9.58/mo
Total HMO-POS Enrollment
342
$0 Premium HMO-POS Plans
6
Average MOOP
$6,600
Top HMO-POS by Enrollment
Anthem Medicare Advantage (HMO-POS) — 265 enrollees
HMO-POS Plans Without Drug Coverage
0

Comparison table of 2026 HMO-POS Medicare Advantage Plans available in Harrison County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC KY-1
☆☆☆☆☆
$0 $6,700 $520 H5253-099-0
AARP Medicare Advantage Extras from UHC KY-5
☆☆☆☆☆
$0 $6,700 $600 H5253-128-0
AARP Medicare Advantage from UHC KY-0002
☆☆☆☆☆
$45 $5,400 $520 H5253-100-0
AARP Medicare Advantage Giveback from UHC KY-4
☆☆☆☆☆
$0 $6,700 $600 H5253-127-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $6,300 $230 H9525-013-1
Wellcare Assist
☆☆☆☆☆
$32 $5,000 $550 H9730-010-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,000 $615 H9730-007-0
Wellcare Simple
☆☆☆☆☆
$0 $7,000 $615 H9730-009-0
What is the leading HMO-POS plan in Harrison?

Anthem Medicare Advantage (HMO-POS) is the top HMO-POS in Harrison, with 265 enrollees.

What is the number of HMO-POS plans without Part D coverage in Harrison?

0 HMO-POS plans in Harrison do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Harrison County, KY for 2026.

CMS Star Ratings for Medicare Advantage Plans in Harrison County, KY (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 12 38%
3 Stars 20 63%
Below 3 Stars 0 0%
Not Rated 2 6%
Average Rating 3.73

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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