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  1. 🏠
  2. Medicare Advantage Plans
  3. Kentucky
  4. Henderson County

2026 Medicare Advantage Plans in Henderson County, KY

Last update: May 1, 2026. Enrollment data updated: May 2, 2026

In Henderson County, KY, there are 34 Medicare Advantage plans available for 2026. Of these, 24 offer a $0 monthly premium, and about 35% are rated 4 stars or higher based on CMS quality ratings.

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Henderson County, KY. Or explore all Medicare Options available in Henderson County, KY.

  • PPO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$11.56/mo
Plans with $0 Premium
24
Average MOOP Limit
$6,887 ($9,250 max. in 2026)
Star Ratings (Plan Mix)
4+ Stars: 35% · 3 Stars: 65% · Below 3: 0%
Average Part D Deductible
$388.08
Total MA/MAPD Enrollment
3,254
Plans with the Highest Enrollment
(as of May 2, 2026)
1. Anthem Medicare Advantage (HMO-POS) — 657 enrollees
2. Humana Gold Plus H5619-049 (HMO-POS) — 448 enrollees
3. HumanaChoice H5216-229 (PPO) — 302 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
23
Average Monthly Premium
$13.76/mo
Total PPO Enrollment
1,630
$0 Premium PPO Plans
15
Average MOOP
$7,276
Top PPO by Enrollment
HumanaChoice H5216-229 (PPO) — 302 enrollees
PPO Plans Without Drug Coverage
8

PPO Medicare Advantage plan comparison – Henderson County, Kentucky, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,900 N/A H5521-488-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $5,500 $615 H5521-260-0
Aetna Medicare Value Plus
☆☆☆☆☆
$38 $5,500 $615 H5521-490-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $9,150 $350 H7617-005-0
HumanaChoice Giveback H7617-003
☆☆☆☆☆
$0 $9,150 $0 H7617-003-0
Anthem Medicare Advantage
☆☆☆☆☆
$15 $8,000 $250 H4036-036-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$44 $5,900 $300 H4036-034-0
AARP Medicare Advantage from UHC KY-0003
☆☆☆☆☆
$46 $6,700 $600 H8768-013-0
AARP Medicare Advantage Patriot No Rx KY-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-020-0
Anthem Medicare Advantage
☆☆☆☆☆
$97 $9,250 $45 R5941-016-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H4909-023-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,000 N/A H5216-105-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $9,150 $350 H5216-396-0
HumanaChoice Giveback H5216-309
☆☆☆☆☆
$0 $9,150 $0 H5216-309-0
HumanaChoice H5216-019
☆☆☆☆☆
$24 $6,550 $200 H5216-019-0
HumanaChoice H5216-188
☆☆☆☆☆
$32 $6,600 $300 H5216-188-0
HumanaChoice H5216-229
☆☆☆☆☆
$0 $6,200 $250 H5216-229-0
HumanaChoice R0110-011
☆☆☆☆☆
$0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
$20 $9,150 $350 R0110-012-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $6,000 N/A H3975-002-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,500 $615 H3975-001-0
What is the total number of PPO plans offered in Henderson?

Henderson County has 23 PPO plans for 2026, with 1,630 enrolled.

How much do PPO plans cost in Henderson?

The typical PPO premium in Henderson is $13.76, and 15 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 11
  • Average Monthly Premium $6.96/mo
  • Total HMO-POS Enrollment 1,624
  • $0 Premium HMO-POS Plans 9
  • Average MOOP $6,073
  • Top HMO-POS by Enrollment Anthem Medicare Advantage (HMO-POS) — 657 enrollees
  • HMO-POS Plans Without Drug Coverage 0

HMO-POS Medicare Advantage plan comparison – Henderson County, Kentucky, 2026
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC KY-1
☆☆☆☆☆
$0 $6,700 $520 H5253-099-0
AARP Medicare Advantage Extras from UHC KY-5
☆☆☆☆☆
$0 $6,700 $600 H5253-128-0
AARP Medicare Advantage from UHC KY-0002
☆☆☆☆☆
$45 $5,400 $520 H5253-100-0
AARP Medicare Advantage Giveback from UHC KY-4
☆☆☆☆☆
$0 $6,700 $600 H5253-127-0
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $4,900 $500 H0628-007-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $6,300 $230 H9525-013-1
Wellcare Assist
☆☆☆☆☆
$32 $5,000 $550 H9730-010-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,000 $615 H9730-007-0
Wellcare Simple
☆☆☆☆☆
$0 $7,000 $615 H9730-009-0
Humana Gold Plus H5619-049
☆☆☆☆☆
$0 $4,250 $250 H5619-049-0
Humana Gold Plus H5619-053
☆☆☆☆☆
$0 $4,850 $250 H5619-053-0
What is the total number of HMO-POS plans in Henderson?

There are 11 HMO-POS plans in 2026, covering 1,624 enrollees.

How much do HMO-POS plans cost in Henderson?

The average HMO-POS premium in Henderson is $6.96 per month, with 9 plans offering $0 premiums.

What is the leading HMO-POS plan in Henderson?

Anthem Medicare Advantage (HMO-POS) is the top HMO-POS in Henderson, with 657 enrollees.

What is the number of HMO-POS plans without Part D coverage in Henderson?

0 HMO-POS plans in Henderson do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Henderson County, KY for 2026.

CMS Star Ratings for Medicare Advantage Plans in Henderson County, KY (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 12 35%
3 Stars 22 65%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.69

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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