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  1. 🏠
  2. Medicare Advantage Plans
  3. Kentucky
  4. Henderson County

2027 Medicare Advantage Plans in Henderson County, KY

Last update: October 6, 2026.

Henderson County, KY has 30 Medicare Advantage plans available in 2027. These include 19 plans with no monthly premium, and roughly 67% are rated at least 4 stars based on CMS data.

  • PPO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $18.85/mo
$0 Premium Plans: 19
Average MOOP: $7,418 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 67% · 3 Stars: 33% · Below 3: 0%
Average Part D Deductible: $585.22
Total MA/MAPD Enrollment: 1,875
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Anthem Medicare Advantage (HMO-POS) — 617 enrollees
2. Humana Value Choice (PPO) — 295 enrollees
3. AARP Medicare Advantage from UHC KY-1 (HMO-POS) — 193 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Henderson County, KY. Or explore all Medicare Options available in Henderson County, KY. To understand how local plans fit into the broader market, visit our Kentucky Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 19
  • Average Monthly Premium $23.55/mo
  • Total PPO Enrollment 828
  • $0 Premium PPO Plans 11
  • Average MOOP $7,855
  • Top PPO by Enrollment Humana Value Choice (PPO) — 295 enrollees
  • PPO Plans Without Drug Coverage 6

Comparison table of 2027 PPO Medicare Advantage Plans available in Henderson County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem Medicare Advantage
☆☆☆☆☆
$41 $9,250 $250 H4036-036-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$70 $5,900 $300 H4036-034-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $9,850 $700 H7617-049-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $9,850 $700 H7617-144-2
AARP Medicare Advantage from UHC KY-0003
☆☆☆☆☆
$57 $7,150 $685 H8768-013-0
AARP Medicare Advantage Patriot No Rx KY-MA01
☆☆☆☆☆
$0 $7,150 N/A H8768-020-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,900 N/A H5521-488-0
Aetna Medicare Value Plus
☆☆☆☆☆
$10 $5,500 $500 H5521-490-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-225-0
Humana Value Choice
☆☆☆☆☆
$0 $7,000 $700 H5216-229-0
HumanaChoice Giveback H5216-481
☆☆☆☆☆
$0 $9,850 $700 H5216-481-2
HumanaChoice H5216-019
☆☆☆☆☆
$34 $6,800 $700 H5216-019-0
HumanaChoice H5216-188
☆☆☆☆☆
$45 $7,150 $700 H5216-188-0
Anthem Medicare Advantage
☆☆☆☆☆
$123 $9,250 $45 R5941-016-0
HumanaChoice R0110-011
☆☆☆☆☆
$0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
$68 $9,850 $450 R0110-012-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H4909-023-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,500 $700 H3975-001-0
What is the most popular PPO plan in Henderson?

Humana Value Choice (PPO) is the top PPO in Henderson, with 295 enrollees.

What is the number of PPO plans without Part D coverage in Henderson?

There are 6 PPO plans in Henderson without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 11
  • Average Monthly Premium $10.73/mo
  • Total HMO-POS Enrollment 1,047
  • $0 Premium HMO-POS Plans 8
  • Average MOOP $6,664
  • Top HMO-POS by Enrollment Anthem Medicare Advantage (HMO-POS) — 617 enrollees
  • HMO-POS Plans Without Drug Coverage 1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Henderson County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC KY-0002
☆☆☆☆☆
$64 $6,700 $685 H5253-100-0
AARP Medicare Advantage from UHC KY-1
☆☆☆☆☆
$0 $7,150 $685 H5253-099-0
AARP Medicare Advantage from UHC KY-5
☆☆☆☆☆
$19 $7,150 $685 H5253-128-0
AARP Medicare Advantage Giveback from UHC KY-4
☆☆☆☆☆
$0 $7,150 $685 H5253-127-0
AARP Medicare Advantage Patriot No Rx KY-MA2
☆☆☆☆☆
$0 $7,150 N/A H5253-235-0
Humana Gold Plus H5619-189
☆☆☆☆☆
$0 $4,350 $600 H5619-189-2
Aetna Medicare Signature Extra
☆☆☆☆☆
$0 $5,200 $400 H0628-007-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $7,150 $595 H9525-013-1
Anthem Medicare Advantage 2
☆☆☆☆☆
$35 $4,450 $595 H9525-021-1
Wellcare Giveback
☆☆☆☆☆
$0 $9,850 $700 H9730-007-0
Wellcare Simple
☆☆☆☆☆
$0 $7,000 $700 H9730-009-0
What is the total number of HMO-POS plans in Henderson?

In 2027, Henderson has 11 HMO-POS plans with 1,047 enrollees.

How much do HMO-POS plans cost in Henderson?

The typical HMO-POS premium in Henderson is $10.73, and 8 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Henderson County, KY for 2027.

CMS Star Ratings for Medicare Advantage Plans in Henderson County, KY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 20 67%
3 Stars 10 33%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.83

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Henderson County, Kentucky, including communities such as Corydon, Henderson, Robards, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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