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  1. 🏠
  2. Medicare Advantage Plans
  3. Kentucky
  4. Kenton County

2027 Medicare Advantage Plans in Kenton County, KY

Last update: October 4, 2026.

In Kenton County, KY, there are 43 Medicare Advantage plans available for 2027. Of these, 28 offer a $0 monthly premium, and about 72% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$18.83/mo
Plans with $0 Premium
28
Average MOOP Limit
$7,098 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 72% · 3 Stars: 23% · Below 3: 5%
Average Part D Deductible
$553.41
Total MA/MAPD Enrollment
10,406
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Humana Gold Plus H0292-003 (HMO) — 2,262 enrollees
2. Anthem Medicare Advantage (HMO-POS) — 1,632 enrollees
3. HealthSpring Preferred (HMO) — 1,188 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Kenton County, KY. Or explore all Medicare Options available in Kenton County, KY. To understand how local plans fit into the broader market, visit our Kentucky Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 26
  • Average Monthly Premium $23.29/mo
  • Total PPO Enrollment 1,716
  • $0 Premium PPO Plans 16
  • Average MOOP $7,656
  • Top PPO by Enrollment DEVOTED CHOICE GIVEBACK 002 KY (PPO) — 279 enrollees
  • PPO Plans Without Drug Coverage 6

Comparison table of 2027 PPO Medicare Advantage Plans available in Kenton County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem Medicare Advantage
☆☆☆☆☆
$41 $9,250 $250 H4036-036-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$70 $5,900 $300 H4036-034-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $9,850 $700 H7617-049-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $9,850 $700 H7617-144-2
HumanaChoice H7617-004
☆☆☆☆☆
$0 $6,750 $700 H7617-004-0
AARP Medicare Advantage from UHC OH-23
☆☆☆☆☆
$50 $7,150 $685 H8768-064-0
AARP Medicare Advantage Patriot No Rx OH-MA01
☆☆☆☆☆
$0 $8,900 N/A H8768-021-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,900 N/A H5521-488-0
Aetna Medicare Premier
☆☆☆☆☆
$105 $4,900 $500 H5521-020-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $7,150 $500 H5521-085-0
Aetna Medicare Value Plus
☆☆☆☆☆
$10 $5,500 $500 H5521-490-0
DEVOTED CHOICE 003 KY
☆☆☆☆☆
$0 $6,050 $650 H5718-003-0
DEVOTED CHOICE GIVEBACK 002 KY
☆☆☆☆☆
$0 $9,850 $461 H5718-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 010 KY
☆☆☆☆☆
$0 $7,850 $700 H5718-010-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-225-0
HumanaChoice Giveback H5216-481
☆☆☆☆☆
$0 $9,850 $700 H5216-481-2
HumanaChoice H5216-023
☆☆☆☆☆
$44 $6,000 $450 H5216-023-0
HumanaChoice H5216-285
☆☆☆☆☆
$0 $6,750 $700 H5216-285-0
HumanaChoice H5525-030
☆☆☆☆☆
$86 $4,450 $450 H5525-030-0
Anthem Medicare Advantage
☆☆☆☆☆
$123 $9,250 $45 R5941-016-0
HumanaChoice R0110-011
☆☆☆☆☆
$0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
$68 $9,850 $450 R0110-012-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H4909-023-0
HealthSpring True Choice
☆☆☆☆☆
$9 $9,250 $600 H7849-088-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,500 $700 H3975-001-0
What is the total number of PPO plans offered in Kenton?

There are 26 PPO plans in 2027, covering 1,716 beneficiaries.

How much do PPO plans cost in Kenton?

The average PPO premium in Kenton is $23.29 per month, with 16 plans offering $0 premiums.

What is the most popular PPO plan in Kenton?

DEVOTED CHOICE GIVEBACK 002 KY (PPO) is the top PPO in Kenton, with 279 enrollees.

What is the number of PPO plans without Part D coverage in Kenton?

There are 6 PPO plans in Kenton without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
6
Average Monthly Premium
$8.83/mo
Total HMO Enrollment
5,153
$0 Premium HMO Plans
4
Average MOOP
$5,413
Top HMO by Enrollment
Humana Gold Plus H0292-003 (HMO) — 2,262 enrollees
HMO Plans Without Drug Coverage
0

Comparison table of 2027 HMO Medicare Advantage Plans available in Kenton County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Community
☆☆☆☆☆
$0 $4,350 $700 H0292-001-0
Humana Gold Plus H0292-002
☆☆☆☆☆
$26 $4,300 $350 H0292-002-0
Humana Gold Plus H0292-003
☆☆☆☆☆
$0 $4,450 $450 H0292-003-0
Humana Gold Plus H6622-055
☆☆☆☆☆
$27 $6,550 $300 H6622-055-0
HealthSpring Preferred
☆☆☆☆☆
$0 $5,875 $400 H0672-013-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,950 $400 H0672-017-0

What is the average monthly premium for HMO plans?

HMO plans in Kenton cost $8.83 per month on average.

Which HMO plan is most popular in Kenton?

The most popular HMO plan in Kenton is Humana Gold Plus H0292-003 (HMO), with 2,262 enrollees.

How many HMO plans in Kenton do not include drug coverage?

There are 0 HMO plans in Kenton without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
10
Average Monthly Premium
$15.10/mo
Total HMO-POS Enrollment
3,513
$0 Premium HMO-POS Plans
7
Average MOOP
$6,385
Top HMO-POS by Enrollment
Anthem Medicare Advantage (HMO-POS) — 1,632 enrollees
HMO-POS Plans Without Drug Coverage
0

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Kenton County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage Essentials from UHC OH-7
☆☆☆☆☆
$0 $5,900 $685 H5253-125-1
AARP Medicare Advantage Extras from UHC OH-13
☆☆☆☆☆
$0 $7,150 $685 H5253-134-0
AARP Medicare Advantage from UHC OH-0001
☆☆☆☆☆
$85 $4,200 $505 H5253-051-0
AARP Medicare Advantage from UHC OH-19
☆☆☆☆☆
$35 $3,900 $685 H5253-260-0
AARP Medicare Advantage Giveback from UHC KY-4
☆☆☆☆☆
$0 $7,150 $685 H5253-127-0
Humana Gold Plus H6622-021
☆☆☆☆☆
$0 $7,100 $600 H6622-021-1
Anthem Medicare Advantage
☆☆☆☆☆
$0 $7,150 $595 H9525-013-4
Anthem Medicare Advantage 2
☆☆☆☆☆
$31 $4,450 $595 H9525-021-4
Wellcare Giveback
☆☆☆☆☆
$0 $9,850 $700 H9730-007-0
Wellcare Simple
☆☆☆☆☆
$0 $7,000 $700 H9730-009-0
What is the leading HMO-POS plan in Kenton?

Anthem Medicare Advantage (HMO-POS) is the top HMO-POS in Kenton, with 1,632 enrollees.

What is the number of HMO-POS plans without Part D coverage in Kenton?

0 HMO-POS plans in Kenton do not include prescription drug coverage.

Medicare Advantage PFFS Plans

PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.

Total PFFS Plans
1
Average Monthly Premium
$0.00/mo
Total PFFS Enrollment
24
$0 Premium PFFS Plans
1
Average MOOP
$9,850
Top PFFS by Enrollment
Humana Gold Choice H8145-052 (PFFS) — 24 enrollees
PFFS Plans Without Drug Coverage
0

Comparison table of 2027 PFFS Medicare Advantage Plans available in Kenton County, Kentucky
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Choice H8145-052
☆☆☆☆☆
$0 $9,850 $700 H8145-052-0

What is the typical premium for PFFS plans in Kenton?

PFFS plans in Kenton cost $0.00 per month on average.

Which PFFS plan has the most enrollment in Kenton?

The most popular PFFS plan in Kenton is Humana Gold Choice H8145-052 (PFFS), with 24 enrollees.

How many PFFS options are available without prescription drug coverage in Kenton?

There are 0 PFFS plans in Kenton without prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Kenton County, KY for 2027.

CMS Star Ratings for Medicare Advantage Plans in Kenton County, KY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 31 72%
3 Stars 10 23%
Below 3 Stars 2 5%
Not Rated 0 0%
Average Rating 3.85

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Kenton County, Kentucky, including communities such as Covington, Latonia, Ft Mitchell, Erlanger, Independence, Morning View, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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