2026 Medicare Advantage Plans in Letcher County, KY
Last update: . Enrollment data updated: May 2, 2026
In Letcher County, KY, there are 34 Medicare Advantage plans available for 2026. Of these, 25 offer a $0 monthly premium, and about 38% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Letcher County, KY. Or explore all Medicare Options available in Letcher County, KY.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 24
- Average Monthly Premium $12.18/mo
- Total PPO Enrollment 883
- $0 Premium PPO Plans 17
- Average MOOP $7,381
- Top PPO by Enrollment HumanaChoice H5216-188 (PPO) — 165 enrollees
- PPO Plans Without Drug Coverage 8
What is the total number of PPO plans offered in Letcher?
There are 24 PPO plans in 2026, covering 883 beneficiaries.
How much do PPO plans cost in Letcher?
The average PPO premium in Letcher is $12.18 per month, with 17 plans offering $0 premiums.
What is the most popular PPO plan in Letcher?
HumanaChoice H5216-188 (PPO) is the top PPO in Letcher, with 165 enrollees.
What is the number of PPO plans without Part D coverage in Letcher?
There are 8 PPO plans in Letcher without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 1
- Average Monthly Premium
- $0.00/mo
- Total HMO Enrollment
- 216
- $0 Premium HMO Plans
- 1
- Average MOOP
- $5,450
- Top HMO by Enrollment
- Humana Gold Plus H5619-071 (HMO) — 216 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Plus H5619-071 | $0 | $5,450 | $250 | H5619-071-0 |
What is the average monthly premium for HMO plans?
HMO plans in Letcher cost $0.00 per month on average.
Which HMO plan is most popular in Letcher?
The most popular HMO plan in Letcher is Humana Gold Plus H5619-071 (HMO), with 216 enrollees.
How many HMO plans in Letcher do not include drug coverage?
There are 0 HMO plans in Letcher without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC KY-1 | $0 | $6,700 | $520 | H5253-099-0 | |
| AARP Medicare Advantage Extras from UHC KY-5 | $0 | $6,700 | $600 | H5253-128-0 | |
| AARP Medicare Advantage from UHC KY-0002 | $45 | $5,400 | $520 | H5253-100-0 | |
| AARP Medicare Advantage Giveback from UHC KY-4 | $0 | $6,700 | $600 | H5253-127-0 | |
| Aetna Medicare Signature | $0 | $4,500 | $500 | H0628-010-0 | |
| Anthem Medicare Advantage | $0 | $6,300 | $230 | H9525-013-1 | |
| Wellcare Assist | $32 | $5,000 | $550 | H9730-010-0 | |
| Wellcare Giveback | $0 | $9,000 | $615 | H9730-007-0 | |
| Wellcare Simple | $0 | $7,000 | $615 | H9730-009-0 |
What is the leading HMO-POS plan in Letcher?
Anthem Medicare Advantage (HMO-POS) is the top HMO-POS in Letcher, with 622 enrollees.
What is the number of HMO-POS plans without Part D coverage in Letcher?
0 HMO-POS plans in Letcher do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Letcher County, KY for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 12 | 38% |
| 3 Stars | 20 | 63% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 2 | 6% |
| Average Rating | 3.72 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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