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  1. 🏠
  2. Medicare Advantage Plans
  3. Kentucky
  4. Pendleton County

2027 Medicare Advantage Plans in Pendleton County, KY

Last update: October 5, 2026.

For 2027, Pendleton County, KY includes 40 Medicare Advantage plans. Enrollment across these plans totals approximately 1,123, with 28 $0 premium options and 70% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Pendleton County, KY are provided separately. Or you can discover all Medicare Options in Pendleton County, KY.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $14.54/mo
  • $0 Premium Plans: 28
  • Average MOOP: $7,136 ($9,250 max. in 2027)
  • Star Ratings (Plan Mix): 4+ Stars: 70% · 3 Stars: 25% · Below 3: 5%
  • Average Part D Deductible: $561.06
  • Total MA/MAPD Enrollment: 1,123
  • Plans with the Highest Enrollment
    (as of October 5, 2026)
    1. Humana Gold Plus H0292-003 (HMO) — 252 enrollees
    2. Anthem Medicare Advantage (HMO-POS) — 225 enrollees
    3. Humana Community (HMO) — 169 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
24
Average Monthly Premium
$15.73/mo
Total PPO Enrollment
202
$0 Premium PPO Plans
17
Average MOOP
$7,879
Top PPO by Enrollment
DEVOTED CHOICE GIVEBACK 002 KY (PPO) — 42 enrollees
PPO Plans Without Drug Coverage
6

2027 PPO Medicare Advantage plans in Pendleton County, Kentucky (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Anthem Medicare Advantage
☆☆☆☆☆
$41 $9,250 $250 H4036-036-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$70 $5,900 $300 H4036-034-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $9,850 $700 H7617-049-0
Humana Essentials Plus Giveback
☆☆☆☆☆
$0 $9,850 $700 H7617-144-2
HumanaChoice H7617-004
☆☆☆☆☆
$0 $6,750 $700 H7617-004-0
AARP Medicare Advantage from UHC KY-0003
☆☆☆☆☆
$57 $7,150 $685 H8768-013-0
AARP Medicare Advantage Patriot No Rx KY-MA01
☆☆☆☆☆
$0 $7,150 N/A H8768-020-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,900 N/A H5521-488-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $7,150 $500 H5521-085-0
Aetna Medicare Value Plus
☆☆☆☆☆
$10 $5,500 $500 H5521-490-0
DEVOTED CHOICE 003 KY
☆☆☆☆☆
$0 $6,050 $650 H5718-003-0
DEVOTED CHOICE GIVEBACK 002 KY
☆☆☆☆☆
$0 $9,850 $461 H5718-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 010 KY
☆☆☆☆☆
$0 $7,850 $700 H5718-010-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-225-0
HumanaChoice Giveback H5216-481
☆☆☆☆☆
$0 $9,850 $700 H5216-481-2
HumanaChoice H5216-285
☆☆☆☆☆
$0 $6,750 $700 H5216-285-0
HumanaChoice H5525-008
☆☆☆☆☆
$0 $7,150 $700 H5525-008-0
Anthem Medicare Advantage
☆☆☆☆☆
$123 $9,250 $45 R5941-016-0
HumanaChoice R0110-011
☆☆☆☆☆
$0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
$68 $9,850 $450 R0110-012-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H4909-023-0
HealthSpring True Choice
☆☆☆☆☆
$9 $9,250 $600 H7849-088-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,500 $700 H3975-001-0

What is the typical premium for PPO plans available in Pendleton?

PPO plans in Pendleton cost $15.73 per month on average.

Which PPO plan do most beneficiaries choose in Pendleton?

The most popular PPO plan in Pendleton is DEVOTED CHOICE GIVEBACK 002 KY (PPO), with 42 enrollees.

How many PPO options are offered without drug coverage in Pendleton?

6 PPO plans in Pendleton do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 6
  • Average Monthly Premium $8.83/mo
  • Total HMO Enrollment 540
  • $0 Premium HMO Plans 4
  • Average MOOP $5,413
  • Top HMO by Enrollment Humana Gold Plus H0292-003 (HMO) — 252 enrollees
  • HMO Plans Without Drug Coverage 0

2027 HMO Medicare Advantage plans in Pendleton County, Kentucky (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Community
☆☆☆☆☆
$0 $4,350 $700 H0292-001-0
Humana Gold Plus H0292-002
☆☆☆☆☆
$26 $4,300 $350 H0292-002-0
Humana Gold Plus H0292-003
☆☆☆☆☆
$0 $4,450 $450 H0292-003-0
Humana Gold Plus H6622-055
☆☆☆☆☆
$27 $6,550 $300 H6622-055-0
HealthSpring Preferred
☆☆☆☆☆
$0 $5,875 $400 H0672-013-0
HealthSpring Preferred Savings
☆☆☆☆☆
$0 $6,950 $400 H0672-017-0
What is the total number of HMO plans offered in Pendleton?

In 2027, Pendleton County has 6 HMO plans with 540 enrollees.

How much do HMO plans cost in Pendleton?

The typical HMO premium in Pendleton is $8.83, and 4 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
10
Average Monthly Premium
$15.10/mo
Total HMO-POS Enrollment
381
$0 Premium HMO-POS Plans
7
Average MOOP
$6,385
Top HMO-POS by Enrollment
Anthem Medicare Advantage (HMO-POS) — 225 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Pendleton County, Kentucky (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Essentials from UHC OH-7
☆☆☆☆☆
$0 $5,900 $685 H5253-125-1
AARP Medicare Advantage Extras from UHC OH-13
☆☆☆☆☆
$0 $7,150 $685 H5253-134-0
AARP Medicare Advantage from UHC OH-0001
☆☆☆☆☆
$85 $4,200 $505 H5253-051-0
AARP Medicare Advantage from UHC OH-19
☆☆☆☆☆
$35 $3,900 $685 H5253-260-0
AARP Medicare Advantage Giveback from UHC KY-4
☆☆☆☆☆
$0 $7,150 $685 H5253-127-0
Humana Gold Plus H6622-021
☆☆☆☆☆
$0 $7,100 $600 H6622-021-1
Anthem Medicare Advantage
☆☆☆☆☆
$0 $7,150 $595 H9525-013-4
Anthem Medicare Advantage 2
☆☆☆☆☆
$31 $4,450 $595 H9525-021-4
Wellcare Giveback
☆☆☆☆☆
$0 $9,850 $700 H9730-007-0
Wellcare Simple
☆☆☆☆☆
$0 $7,000 $700 H9730-009-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Pendleton cost $15.10 per month on average.
Which HMO-POS plan is most popular in Pendleton?
The most popular HMO-POS plan in Pendleton is Anthem Medicare Advantage (HMO-POS), with 225 enrollees.
How many HMO-POS plans in Pendleton do not include drug coverage?
There are 0 HMO-POS plans in Pendleton without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Pendleton County, KY (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Pendleton County, KY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 28 70%
3 Stars 10 25%
Below 3 Stars 2 5%
Not Rated 0 0%
Average Rating 3.84

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Primary CMS datasets used for this Medicare Advantage Plan county resource.
Data Source Publisher CMS Version
Landscape Source Files Centers for Medicare & Medicaid Services CY2027 Landscape (202609.1)
Medicare Part C & D Performance Centers for Medicare & Medicaid Services 2027 Star Ratings Data Tables
Plan Benefits Package Centers for Medicare & Medicaid Services PBP Benefits-2027
Monthly Enrollment by Contract/Plan/State/County Centers for Medicare & Medicaid Services 2026-09

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation.

Secondary Medicare references and explanatory resources.
Publisher Reference Last Accessed
Medicare.gov Understanding Medicare Advantage Plans 25 May, 2025
Medicare.gov Explore your Medicare coverage options 25 May, 2025
NCOA.org 5 Steps to Choosing the Right Medicare Plan for You 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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