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  1. 🏠
  2. Medicare Advantage Plans
  3. Kentucky
  4. Pulaski County

2026 Medicare Advantage Plans in Pulaski County, KY

Last update: May 2, 2026. Enrollment data updated: May 2, 2026

For 2026, Pulaski County, KY includes 30 Medicare Advantage plans. Enrollment across these plans totals approximately 5,732, with 22 $0 premium options and 30% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Pulaski County, KY are provided separately. Or you can discover all Medicare Options in Pulaski County, KY.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $10.80/mo
  • $0 Premium Plans: 22
  • Average MOOP: $7,073 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 30% · 3 Stars: 70% · Below 3: 0%
  • Average Part D Deductible: $440.68
  • Total MA/MAPD Enrollment: 5,732
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. Anthem Medicare Advantage (HMO-POS) — 1,304 enrollees
    2. HumanaChoice H5216-317 (PPO) — 527 enrollees
    3. Humana Gold Plus H5619-071 (HMO) — 370 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
24
Average Monthly Premium
$12.18/mo
Total PPO Enrollment
3,303
$0 Premium PPO Plans
17
Average MOOP
$7,273
Top PPO by Enrollment
HumanaChoice H5216-317 (PPO) — 527 enrollees
PPO Plans Without Drug Coverage
8

2026 PPO Medicare Advantage plans in Pulaski County, Kentucky (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $6,900 N/A H5521-488-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,350 $615 H5521-156-0
Aetna Medicare Value Plus
☆☆☆☆☆
$38 $5,500 $615 H5521-490-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $9,150 $350 H7617-005-0
HumanaChoice Giveback H7617-049
☆☆☆☆☆
$0 $9,150 $615 H7617-049-0
HumanaChoice H7617-050
☆☆☆☆☆
$0 $6,250 $350 H7617-050-0
Anthem Medicare Advantage
☆☆☆☆☆
$15 $8,000 $250 H4036-036-0
Anthem Medicare Advantage 3
☆☆☆☆☆
$44 $5,900 $300 H4036-034-0
AARP Medicare Advantage from UHC KY-0003
☆☆☆☆☆
$46 $6,700 $600 H8768-013-0
AARP Medicare Advantage Patriot No Rx KY-MA01
☆☆☆☆☆
$0 $6,700 N/A H8768-020-0
Anthem Medicare Advantage
☆☆☆☆☆
$97 $9,250 $45 R5941-016-0
Anthem Veteran
☆☆☆☆☆
$0 $9,250 N/A H4909-023-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,000 N/A H5216-105-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,500 N/A H5216-225-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback with Rx
☆☆☆☆☆
$0 $9,150 $350 H5216-396-0
HumanaChoice Giveback H5216-226
☆☆☆☆☆
$0 $6,600 $615 H5216-226-0
HumanaChoice Giveback H5216-322
☆☆☆☆☆
$0 $9,150 $615 H5216-322-0
HumanaChoice H5216-188
☆☆☆☆☆
$32 $6,600 $300 H5216-188-0
HumanaChoice H5216-317
☆☆☆☆☆
$0 $6,250 $350 H5216-317-0
HumanaChoice R0110-011
☆☆☆☆☆
$0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
$20 $9,150 $350 R0110-012-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $6,000 N/A H3975-002-0
Wellcare Simple Open
☆☆☆☆☆
$0 $7,500 $615 H3975-001-0

What is the typical premium for PPO plans available in Pulaski?

PPO plans in Pulaski cost $12.18 per month on average.

Which PPO plan do most beneficiaries choose in Pulaski?

The most popular PPO plan in Pulaski is HumanaChoice H5216-317 (PPO), with 527 enrollees.

How many PPO options are offered without drug coverage in Pulaski?

8 PPO plans in Pulaski do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 1
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 370
  • $0 Premium HMO Plans 1
  • Average MOOP $5,450
  • Top HMO by Enrollment Humana Gold Plus H5619-071 (HMO) — 370 enrollees
  • HMO Plans Without Drug Coverage 0

2026 HMO Medicare Advantage plans in Pulaski County, Kentucky (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Plus H5619-071
☆☆☆☆☆
$0 $5,450 $250 H5619-071-0
What is the total number of HMO plans offered in Pulaski?

In 2026, Pulaski County has 1 HMO plans with 370 enrollees.

How much do HMO plans cost in Pulaski?

The typical HMO premium in Pulaski is $0.00, and 1 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
5
Average Monthly Premium
$6.32/mo
Total HMO-POS Enrollment
2,059
$0 Premium HMO-POS Plans
4
Average MOOP
$6,440
Top HMO-POS by Enrollment
Anthem Medicare Advantage (HMO-POS) — 1,304 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Pulaski County, Kentucky (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Signature
☆☆☆☆☆
$0 $4,900 $500 H0628-008-0
Anthem Medicare Advantage
☆☆☆☆☆
$0 $6,300 $230 H9525-013-1
Wellcare Assist
☆☆☆☆☆
$32 $5,000 $550 H9730-010-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,000 $615 H9730-007-0
Wellcare Simple
☆☆☆☆☆
$0 $7,000 $615 H9730-009-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Pulaski cost $6.32 per month on average.
Which HMO-POS plan is most popular in Pulaski?
The most popular HMO-POS plan in Pulaski is Anthem Medicare Advantage (HMO-POS), with 1,304 enrollees.
How many HMO-POS plans in Pulaski do not include drug coverage?
There are 0 HMO-POS plans in Pulaski without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Pulaski County, KY (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Pulaski County, KY (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 9 30%
3 Stars 21 70%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.7

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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