- Entity
- county:kentucky-shelby-21211
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/kentucky/shelby/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 33
- PPO Plans
- 23
- HMO Plans
- 1
- HMO-POS Plans
- 9
- PFFS Plans
- 0
- Average Monthly Premium
- 11.78
- Average MOOP
- 6959.09
- Average Part D Deductible
- 461.2
- $0 Premium Plans
- 23
- Plans Without Part D Coverage
- 8
- Average CMS Star Rating
- 3.73
- $0 Premium Plan Share
- 69.7
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 39
- 3-Star Plan Share
- 61
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 6
- PPO Average Monthly Premium
- 13.57
- PPO Average MOOP
- 7304.35
- PPO Enrollment
- 1509
- PPO $0 Premium Plans
- 15
- PPO Plans Without Part D Coverage
- 8
- HMO Average Monthly Premium
- 0
- HMO Average MOOP
- 3350
- HMO Enrollment
- 53
- HMO $0 Premium Plans
- 1
- HMO Plans Without Part D Coverage
- 0
- HMO-POS Average Monthly Premium
- 8.51
- HMO-POS Average MOOP
- 6477.78
- HMO-POS Enrollment
- 939
- HMO-POS $0 Premium Plans
- 7
- HMO-POS Plans Without Part D Coverage
- 0
- Entity
- county:kentucky-shelby-21211
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/kentucky/shelby/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-kentucky-shelby-21211-landscape-stats
- Plans Indexed
- 33
- Standard Medicare Advantage Plans
-
-
Aetna Medicare Eagle Giveback
H5521-488-0 -
Aetna Medicare Value Plus
H5521-490-0 -
Essence Advantage
H2610-021-0 -
Humana USAA Honor Giveback with Rx
H7617-005-0 -
HumanaChoice Giveback H7617-049
H7617-049-0 -
AARP Medicare Advantage Essentials from UHC KY-1
H5253-099-0 -
AARP Medicare Advantage Extras from UHC KY-5
H5253-128-0 -
AARP Medicare Advantage from UHC KY-0002
H5253-100-0 -
AARP Medicare Advantage Giveback from UHC KY-4
H5253-127-0 -
Aetna Medicare Signature
H0628-024-0 -
Anthem Medicare Advantage
H4036-036-0 -
Anthem Medicare Advantage 3
H4036-034-0 -
AARP Medicare Advantage from UHC KY-0003
H8768-013-0 -
AARP Medicare Advantage Patriot No Rx KY-MA01
H8768-020-0 -
Anthem Medicare Advantage
R5941-016-0 -
Anthem Medicare Advantage
H9525-013-1 -
Anthem Veteran
H4909-023-0 -
Humana USAA Honor Giveback
H5216-105-0 -
Humana USAA Honor Giveback
H5216-225-0 -
Humana USAA Honor Giveback
H5216-442-0 -
Humana USAA Honor Giveback with Rx
H5216-396-0 -
HumanaChoice Giveback H5216-322
H5216-322-0 -
HumanaChoice H5216-188
H5216-188-0 -
HumanaChoice R0110-011
R0110-011-0 -
HumanaChoice R0110-012
R0110-012-0 -
Wellcare Assist
H9730-010-0 -
Wellcare Giveback
H9730-007-0 -
Wellcare Simple
H9730-009-0 -
Essence Advantage Choice
H6200-006-0 -
Wellcare Patriot Giveback Open
H3975-002-0 -
Wellcare Simple Open
H3975-001-0 -
DEVOTED CHOICE 001 KY
H5718-001-0 -
DEVOTED CHOICE GIVEBACK 002 KY
H5718-002-0
-
Aetna Medicare Eagle Giveback
- Total Standard Medicare Advantage Enrollment
- 2501
2026 Medicare Advantage Plans in Shelby County, KY
Last update: .
In Shelby County, KY, there are 33 Medicare Advantage plans available for 2026. Of these, 23 offer a $0 monthly premium, and about 39% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Shelby County, KY. Or explore all Medicare Options available in Shelby County, KY.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 23
- Average Monthly Premium $13.57/mo
- Total PPO Enrollment 1,509
- $0 Premium PPO Plans 15
- Average MOOP $7,304
- Top PPO by Enrollment Humana USAA Honor Giveback with Rx (PPO) — 318 enrollees
- PPO Plans Without Drug Coverage 8
What is the total number of PPO plans offered in Shelby?
There are 23 PPO plans in 2026, covering 1,509 beneficiaries.
How much do PPO plans cost in Shelby?
The average PPO premium in Shelby is $13.57 per month, with 15 plans offering $0 premiums.
What is the most popular PPO plan in Shelby?
Humana USAA Honor Giveback with Rx (PPO) is the top PPO in Shelby, with 318 enrollees.
What is the number of PPO plans without Part D coverage in Shelby?
There are 8 PPO plans in Shelby without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 1
- Average Monthly Premium
- $0.00/mo
- Total HMO Enrollment
- 53
- $0 Premium HMO Plans
- 1
- Average MOOP
- $3,350
- Top HMO by Enrollment
- Essence Advantage (HMO) — 53 enrollees
- HMO Plans Without Drug Coverage
- 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Essence Advantage | $0 | $3,350 | $340 | H2610-021-0 |
What is the average monthly premium for HMO plans?
HMO plans in Shelby cost $0.00 per month on average.
Which HMO plan is most popular in Shelby?
The most popular HMO plan in Shelby is Essence Advantage (HMO), with 53 enrollees.
How many HMO plans in Shelby do not include drug coverage?
There are 0 HMO plans in Shelby without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Essentials from UHC KY-1 | $0 | $6,700 | $520 | H5253-099-0 | |
| AARP Medicare Advantage Extras from UHC KY-5 | $0 | $6,700 | $600 | H5253-128-0 | |
| AARP Medicare Advantage from UHC KY-0002 | $45 | $5,400 | $520 | H5253-100-0 | |
| AARP Medicare Advantage Giveback from UHC KY-4 | $0 | $6,700 | $600 | H5253-127-0 | |
| Aetna Medicare Signature | $0 | $5,500 | $615 | H0628-024-0 | |
| Anthem Medicare Advantage | $0 | $6,300 | $230 | H9525-013-1 | |
| Wellcare Assist | $32 | $5,000 | $550 | H9730-010-0 | |
| Wellcare Giveback | $0 | $9,000 | $615 | H9730-007-0 | |
| Wellcare Simple | $0 | $7,000 | $615 | H9730-009-0 |
What is the leading HMO-POS plan in Shelby?
Anthem Medicare Advantage (HMO-POS) is the top HMO-POS in Shelby, with 730 enrollees.
What is the number of HMO-POS plans without Part D coverage in Shelby?
0 HMO-POS plans in Shelby do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Shelby County, KY for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 12 | 39% |
| 3 Stars | 19 | 61% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 2 | 6% |
| Average Rating | 3.73 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
This page follows data provenance practices aligned with the USCDI Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.