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2027 Medicare Advantage Plans in Washington County, KY

Last update: .

In Washington County, KY, there are 30 Medicare Advantage plans available for 2027. Of these, 21 offer a $0 monthly premium, and about 77% are rated 4 stars or higher based on CMS quality ratings.

At a Glance

Average Monthly Premium
$17.53/mo
Plans with $0 Premium
21
Average MOOP Limit
$7,732 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 77% · 3 Stars: 23% · Below 3: 0%
Average Part D Deductible
$567.54
Total MA/MAPD Enrollment
454
Plans with the Highest Enrollment
(as of October 5, 2026)
1. HumanaChoice H5216-317 (PPO) — 105 enrollees
2. Humana Essentials Plus Giveback (PPO) — 69 enrollees
3. Humana Value Choice (PPO) — 54 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Washington County, KY. Or explore all Medicare Options available in Washington County, KY. To understand how local plans fit into the broader market, visit our Kentucky Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.

Total PPO Plans
21
Average Monthly Premium
$21.10/mo
Total PPO Enrollment
366
$0 Premium PPO Plans
14
Average MOOP
$7,986
Top PPO by Enrollment
HumanaChoice H5216-317 (PPO) — 105 enrollees
PPO Plans Without Drug Coverage
5

PPO Medicare Advantage plan comparison – Washington County, Kentucky, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Anthem Medicare Advantage
☆☆☆☆☆
 $41 $9,250 $250 H4036-036-0
Anthem Medicare Advantage 3
☆☆☆☆☆
 $70 $5,900 $300 H4036-034-0
Humana Essentials Plus Giveback
☆☆☆☆☆
 $0 $9,850 $700 H7617-049-0
Humana Value Choice
☆☆☆☆☆
 $0 $7,150 $700 H7617-050-0
AARP Medicare Advantage from UHC KY-0003
☆☆☆☆☆
 $57 $7,150 $685 H8768-013-0
AARP Medicare Advantage Patriot No Rx KY-MA01
☆☆☆☆☆
 $0 $7,150 N/A H8768-020-0
DEVOTED CHOICE 001 KY
☆☆☆☆☆
 $0 $6,050 $650 H5718-001-0
DEVOTED CHOICE GIVEBACK 002 KY
☆☆☆☆☆
 $0 $9,850 $461 H5718-002-0
DEVOTED CHOICE GIVEBACK EXTRAS 011 KY
☆☆☆☆☆
 $0 $7,850 $700 H5718-011-0
Essence Advantage Choice
☆☆☆☆☆
 $39 $9,850 $700 H6200-006-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $9,150 N/A H5216-442-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,500 N/A H5216-225-0
HumanaChoice Giveback H5216-322
☆☆☆☆☆
 $0 $9,850 $700 H5216-322-0
HumanaChoice H5216-188
☆☆☆☆☆
 $45 $7,150 $700 H5216-188-0
HumanaChoice H5216-226
☆☆☆☆☆
 $0 $6,600 $700 H5216-226-0
HumanaChoice H5216-317
☆☆☆☆☆
 $0 $7,150 $700 H5216-317-0
Anthem Medicare Advantage
☆☆☆☆☆
 $123 $9,250 $45 R5941-016-0
HumanaChoice R0110-011
☆☆☆☆☆
 $0 $5,400 N/A R0110-011-0
HumanaChoice R0110-012
☆☆☆☆☆
 $68 $9,850 $450 R0110-012-0
Anthem Veteran
☆☆☆☆☆
 $0 $9,250 N/A H4909-023-0
Wellcare Simple Open
☆☆☆☆☆
 $0 $7,500 $700 H3975-001-0
What is the total number of PPO plans offered in Washington?

Washington County has 21 PPO plans for 2027, with 366 enrolled.

How much do PPO plans cost in Washington?

The typical PPO premium in Washington is $21.10, and 14 plans have no monthly premium.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
0
$0 Premium HMO Plans
2
Average MOOP
$6,050
Top HMO by Enrollment
— 0 enrollees
HMO Plans Without Drug Coverage
0

HMO Medicare Advantage plan comparison – Washington County, Kentucky, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Essence Advantage
☆☆☆☆☆
 $0 $5,400 $340 H2610-021-0
Humana Gold Plus H5619-188
☆☆☆☆☆
 $0 $6,700 $0 H5619-188-1
What is the average monthly premium for HMO plans?
HMO plans in Washington cost $0.00 per month on average.
Which HMO plan is most popular in Washington?
The most popular HMO plan in Washington is , with 0 enrollees.
How many HMO plans in Washington do not include drug coverage?
There are 0 HMO plans in Washington without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 7
  • Average Monthly Premium $11.86/mo
  • Total HMO-POS Enrollment 88
  • $0 Premium HMO-POS Plans 5
  • Average MOOP $7,450
  • Top HMO-POS by Enrollment Wellcare Simple (HMO-POS) — 51 enrollees
  • HMO-POS Plans Without Drug Coverage 1

HMO-POS Medicare Advantage plan comparison – Washington County, Kentucky, 2027
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
AARP Medicare Advantage from UHC KY-0002
☆☆☆☆☆
 $64 $6,700 $685 H5253-100-0
AARP Medicare Advantage from UHC KY-1
☆☆☆☆☆
 $0 $7,150 $685 H5253-099-0
AARP Medicare Advantage from UHC KY-5
☆☆☆☆☆
 $19 $7,150 $685 H5253-128-0
AARP Medicare Advantage Giveback from UHC KY-4
☆☆☆☆☆
 $0 $7,150 $685 H5253-127-0
AARP Medicare Advantage Patriot No Rx KY-MA2
☆☆☆☆☆
 $0 $7,150 N/A H5253-235-0
Wellcare Giveback
☆☆☆☆☆
 $0 $9,850 $700 H9730-007-0
Wellcare Simple
☆☆☆☆☆
 $0 $7,000 $700 H9730-009-0
What is the total number of HMO-POS plans in Washington?

There are 7 HMO-POS plans in 2027, covering 88 enrollees.

How much do HMO-POS plans cost in Washington?

The average HMO-POS premium in Washington is $11.86 per month, with 5 plans offering $0 premiums.

What is the leading HMO-POS plan in Washington?

Wellcare Simple (HMO-POS) is the top HMO-POS in Washington, with 51 enrollees.

What is the number of HMO-POS plans without Part D coverage in Washington?

1 HMO-POS plans in Washington do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Washington County, KY for 2027.

CMS Star Ratings for Medicare Advantage Plans in Washington County, KY (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 23 77%
3 Stars 7 23%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.88

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Washington County, Kentucky, including communities such as Springfield, Willisburg, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .