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  1. 🏠
  2. Medicare Advantage Plans
  3. Louisiana
  4. Franklin Parish

2027 Medicare Advantage Plans in Franklin Parish, LA

Last update: October 6, 2026.

Franklin Parish, LA has 18 Medicare Advantage plans available in 2027. These include 11 plans with no monthly premium, and roughly 61% are rated at least 4 stars based on CMS data.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium: $40.56/mo
$0 Premium Plans: 11
Average MOOP: $5,647 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 61% · 3 Stars: 39% · Below 3: 0%
Average Part D Deductible: $578.57
Total MA/MAPD Enrollment: 831
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Humana Gold Plus H1951-049 (HMO) — 292 enrollees
2. Blue adVantage Classic (HMO-POS) — 250 enrollees
3. Blue adVantage Reliance (HMO-POS) — 95 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Franklin Parish, LA. Or explore all Medicare Options available in Franklin Parish, LA. To understand how local plans fit into the broader market, visit our Louisiana Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 11
  • Average Monthly Premium $43.18/mo
  • Total PPO Enrollment 180
  • $0 Premium PPO Plans 6
  • Average MOOP $6,177
  • Top PPO by Enrollment Blue adVantage Thrive (PPO) — 91 enrollees
  • PPO Plans Without Drug Coverage 2

Comparison table of 2027 PPO Medicare Advantage Plans available in Franklin Parish, Louisiana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Blue adVantage Liberty
☆☆☆☆☆
$0 $7,151 $700 H1248-007-0
Blue adVantage Premier
☆☆☆☆☆
$175 $4,000 $450 H1248-004-0
Blue adVantage Thrive
☆☆☆☆☆
$0 $4,900 $700 H1248-014-0
Humana Value Plus H7617-081
☆☆☆☆☆
$17 $6,850 $700 H7617-081-0
HumanaChoice H7617-080
☆☆☆☆☆
$0 $6,900 $700 H7617-080-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,900 N/A H5216-201-0
Humana Value Plus H5216-161
☆☆☆☆☆
$17 $6,850 $700 H5216-161-0
HumanaChoice H5216-064
☆☆☆☆☆
$54 $6,700 $400 H5216-064-0
HumanaChoice H5216-326
☆☆☆☆☆
$0 $6,900 $700 H5216-326-0
Humana Full Access
☆☆☆☆☆
$212 $3,800 $200 R0110-003-0
HumanaChoice R0110-001
☆☆☆☆☆
$0 $9,000 N/A R0110-001-0
What is the most popular PPO plan in Franklin?

Blue adVantage Thrive (PPO) is the top PPO in Franklin, with 91 enrollees.

What is the number of PPO plans without Part D coverage in Franklin?

There are 2 PPO plans in Franklin without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
2
Average Monthly Premium
$0.00/mo
Total HMO Enrollment
292
$0 Premium HMO Plans
2
Average MOOP
$4,700
Top HMO by Enrollment
Humana Gold Plus H1951-049 (HMO) — 292 enrollees
HMO Plans Without Drug Coverage
1

Comparison table of 2027 HMO Medicare Advantage Plans available in Franklin Parish, Louisiana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Humana Gold Plus H1951-049
☆☆☆☆☆
$0 $4,500 $300 H1951-049-3
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,900 N/A H1951-060-0

What is the typical premium for HMO plans in Franklin?

HMO plans in Franklin cost $0.00 per month on average.

Which HMO plan do most beneficiaries choose in Franklin?

The most popular HMO plan in Franklin is Humana Gold Plus H1951-049 (HMO), with 292 enrollees.

How many HMO options are offered without prescription drug coverage in Franklin?

There are 1 HMO plans in Franklin without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

  • Total HMO-POS Plans 5
  • Average Monthly Premium $51.00/mo
  • Total HMO-POS Enrollment 359
  • $0 Premium HMO-POS Plans 3
  • Average MOOP $4,860
  • Top HMO-POS by Enrollment Blue adVantage Classic (HMO-POS) — 250 enrollees
  • HMO-POS Plans Without Drug Coverage 1

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Franklin Parish, Louisiana
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Blue adVantage Classic
☆☆☆☆☆
$0 $4,500 $700 H6453-013-1
Blue adVantage Giveback
☆☆☆☆☆
$0 $5,500 $700 H6453-021-0
Blue adVantage Platinum
☆☆☆☆☆
$238 $3,500 $450 H6453-018-1
Blue adVantage Reliance
☆☆☆☆☆
$17 $4,100 $700 H6453-017-1
Peoples Health Medicare Advantage Patriot No Rx LA
☆☆☆☆☆
$0 $6,700 N/A H1961-026-0
What is the total number of HMO-POS plans in Franklin?

In 2027, Franklin has 5 HMO-POS plans with 359 enrollees.

How much do HMO-POS plans cost in Franklin?

The typical HMO-POS premium in Franklin is $51.00, and 3 plans have no monthly premium.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Franklin Parish, LA for 2027.

CMS Star Ratings for Medicare Advantage Plans in Franklin Parish, LA (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 11 61%
3 Stars 7 39%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 4

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Franklin County, Louisiana, including communities such as Winnsboro, Gilbert, Wisner, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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