2026 Medicare Advantage Plans in Saint Charles Parish, LA
Last update: . Enrollment data updated: May 2, 2026
In Saint Charles Parish, LA, there are 33 Medicare Advantage plans available for 2026. Of these, 24 offer a $0 monthly premium, and about 65% are rated 4 stars or higher based on CMS quality ratings.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Saint Charles Parish, LA. Or explore all Medicare Options available in Saint Charles Parish, LA.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to use both in-network and out-of-network providers. Out-of-network care typically costs more, but PPOs offer greater flexibility in how care is accessed.
What is the total number of PPO plans offered in Saint Charles?
Saint Charles Parish has 16 PPO plans for 2026, with 292 enrolled.
How much do PPO plans cost in Saint Charles?
The typical PPO premium in Saint Charles is $27.12, and 11 plans have no monthly premium.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 6
- Average Monthly Premium
- $4.17/mo
- Total HMO Enrollment
- 2,880
- $0 Premium HMO Plans
- 5
- Average MOOP
- $4,067
- Top HMO by Enrollment
- Humana Gold Plus H1951-047 (HMO) — 1,638 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Plus H1951-047 | $0 | $3,700 | $350 | H1951-047-1 | |
| Humana Gold Plus H1951-059 | $25 | $3,250 | $615 | H1951-059-0 | |
| Humana LCMC Advantage H1951-051 | $0 | $2,900 | $0 | H1951-051-0 | |
| Humana Select Partner Plan | $0 | $2,900 | $0 | H1951-038-0 | |
| Humana USAA Honor Giveback | $0 | $4,900 | N/A | H1951-060-0 | |
| Aetna Medicare Signature Care | $0 | $6,750 | $615 | H3239-022-0 |
- What is the average monthly premium for HMO plans?
- HMO plans in Saint Charles cost $4.17 per month on average.
- Which HMO plan is most popular in Saint Charles?
- The most popular HMO plan in Saint Charles is Humana Gold Plus H1951-047 (HMO), with 1,638 enrollees.
- How many HMO plans in Saint Charles do not include drug coverage?
- There are 1 HMO plans in Saint Charles without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 11
- Average Monthly Premium $26.07/mo
- Total HMO-POS Enrollment 1,445
- $0 Premium HMO-POS Plans 8
- Average MOOP $5,559
- Top HMO-POS by Enrollment Peoples Health Choices 65 (HMO-POS) — 1,205 enrollees
- HMO-POS Plans Without Drug Coverage 2
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Blue adVantage Classic | $0 | $5,900 | $300 | H6453-013-4 | |
| Blue adVantage Giveback | $0 | $6,500 | $300 | H6453-020-1 | |
| Blue adVantage Platinum | $222 | $3,500 | $300 | H6453-018-2 | |
| Blue adVantage Reliance | $33 | $4,100 | $300 | H6453-017-2 | |
| Peoples Health Choices 65 | $0 | $3,900 | $355 | H1961-014-1 | |
| Peoples Health Medicare Advantage Giveback LA-4 | $0 | $6,700 | $440 | H1961-020-0 | |
| Peoples Health Medicare Advantage Patriot No Rx LA | $0 | $6,700 | N/A | H1961-026-0 | |
| Wellcare Assist | $32 | $4,200 | $455 | H2491-010-0 | |
| Wellcare Giveback | $0 | $9,250 | $615 | H2491-031-0 | |
| Wellcare Patriot Giveback | $0 | $7,000 | N/A | H2491-030-0 | |
| Wellcare Simple | $0 | $3,400 | $615 | H2491-028-0 |
What is the total number of HMO-POS plans in Saint Charles?
There are 11 HMO-POS plans in 2026, covering 1,445 enrollees.
How much do HMO-POS plans cost in Saint Charles?
The average HMO-POS premium in Saint Charles is $26.07 per month, with 8 plans offering $0 premiums.
What is the leading HMO-POS plan in Saint Charles?
Peoples Health Choices 65 (HMO-POS) is the top HMO-POS in Saint Charles, with 1,205 enrollees.
What is the number of HMO-POS plans without Part D coverage in Saint Charles?
2 HMO-POS plans in Saint Charles do not include prescription drug coverage.
The table below shows CMS star ratings for Medicare Advantage plans in Saint Charles Parish, LA for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 20 | 65% |
| 3 Stars | 9 | 29% |
| Below 3 Stars | 2 | 6% |
| Not Rated | 2 | 6% |
| Average Rating | 3.89 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
This page presents county-level Medicare Advantage (MA/MAPD) data, including plan counts, enrollment totals, averages, and percentage distributions, derived from CMS datasets using a standardized aggregation approach.
Data sources and methodology documentation .
- Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- AARP.org, "The Big Choice: Original Medicare vs. Medicare Advantage" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.