2026 Medicare Advantage Plans in Saint James Parish, LA
Last update: . Enrollment data updated: May 2, 2026
Saint James Parish, LA has 28 Medicare Advantage plans available in 2026. These include 20 plans with no monthly premium, and roughly 58% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Saint James Parish, LA. Or explore all Medicare Options available in Saint James Parish, LA.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 16
- Average Monthly Premium $27.12/mo
- Total PPO Enrollment 148
- $0 Premium PPO Plans 11
- Average MOOP $6,719
- Top PPO by Enrollment Aetna Medicare Signature Plus (PPO) — 30 enrollees
- PPO Plans Without Drug Coverage 4
What is the most popular PPO plan in Saint James?
Aetna Medicare Signature Plus (PPO) is the top PPO in Saint James, with 30 enrollees.
What is the number of PPO plans without Part D coverage in Saint James?
There are 4 PPO plans in Saint James without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 3
- Average Monthly Premium
- $0.00/mo
- Total HMO Enrollment
- 384
- $0 Premium HMO Plans
- 3
- Average MOOP
- $5,850
- Top HMO by Enrollment
- Humana Gold Plus H1951-047 (HMO) — 384 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Humana Gold Plus H1951-047 | $0 | $5,900 | $350 | H1951-047-2 | |
| Humana USAA Honor Giveback | $0 | $4,900 | N/A | H1951-060-0 | |
| Aetna Medicare Signature Care | $0 | $6,750 | $615 | H3239-022-0 |
What is the typical premium for HMO plans in Saint James?
HMO plans in Saint James cost $0.00 per month on average.
Which HMO plan do most beneficiaries choose in Saint James?
The most popular HMO plan in Saint James is Humana Gold Plus H1951-047 (HMO), with 384 enrollees.
How many HMO options are offered without prescription drug coverage in Saint James?
There are 1 HMO plans in Saint James without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 9
- Average Monthly Premium $31.87/mo
- Total HMO-POS Enrollment 1,047
- $0 Premium HMO-POS Plans 6
- Average MOOP $5,706
- Top HMO-POS by Enrollment Peoples Health Choices 65 (HMO-POS) — 847 enrollees
- HMO-POS Plans Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Blue adVantage Classic | $0 | $5,900 | $300 | H6453-013-4 | |
| Blue adVantage Giveback | $0 | $6,500 | $300 | H6453-020-1 | |
| Blue adVantage Platinum | $222 | $3,500 | $300 | H6453-018-2 | |
| Blue adVantage Reliance | $33 | $4,100 | $300 | H6453-017-2 | |
| Peoples Health Choices 65 | $0 | $5,900 | $355 | H1961-014-4 | |
| Wellcare Assist | $32 | $4,200 | $455 | H2491-010-0 | |
| Wellcare Giveback | $0 | $9,250 | $615 | H2491-031-0 | |
| Wellcare Patriot Giveback | $0 | $7,000 | N/A | H2491-030-0 | |
| Wellcare Simple | $0 | $5,000 | $615 | H2491-029-0 |
What is the total number of HMO-POS plans in Saint James?
In 2026, Saint James has 9 HMO-POS plans with 1,047 enrollees.
How much do HMO-POS plans cost in Saint James?
The typical HMO-POS premium in Saint James is $31.87, and 6 plans have no monthly premium.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Saint James Parish, LA for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 15 | 58% |
| 3 Stars | 9 | 35% |
| Below 3 Stars | 2 | 8% |
| Not Rated | 2 | 7% |
| Average Rating | 3.87 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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