2026 Medicare Advantage Plans in Franklin County, ME
Last update: . Enrollment data updated: May 2, 2026
For 2026, Franklin County, ME includes 22 Medicare Advantage plans. Enrollment across these plans totals approximately 3,615, with 15 $0 premium options and 43% rated 4 stars or higher.
This page and its statistics exclude Medicare Advantage Special Needs Plans (SNPs). Special Needs Plans in Franklin County, ME are summarized separately. Visit Medicare Options in Franklin County, ME to see more options.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 10
- Average Monthly Premium
- $8.40/mo
- Total PPO Enrollment
- 1,431
- $0 Premium PPO Plans
- 8
- Average MOOP
- $7,295
- Top PPO by Enrollment
- HumanaChoice Giveback H7617-046 (PPO) — 440 enrollees
- PPO Plans Without Drug Coverage
- 5
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC ME-0002 | $0 | $9,250 | $600 | H2001-083-2 | |
| AARP Medicare Advantage Patriot No Rx ME-MA01 | $0 | $5,900 | N/A | H2001-021-0 | |
| Aetna Medicare Eagle Giveback | $0 | $5,900 | N/A | H5521-296-0 | |
| HumanaChoice Giveback H7617-046 | $0 | $6,500 | $395 | H7617-046-0 | |
| Humana USAA Honor Giveback | $0 | $4,950 | N/A | H5216-059-0 | |
| HumanaChoice Giveback H5216-138 | $0 | $6,500 | $395 | H5216-138-0 | |
| Martin's Point Generations Advantage Select | $49 | $9,000 | $450 | H1365-005-0 | |
| Wellcare Low Premium Open | $35 | $8,500 | $615 | H2775-109-0 | |
| Wellcare Patriot Giveback Open | $0 | $9,250 | N/A | H2775-116-0 | |
| Anthem I MaineHealth Advantage Veteran | $0 | $7,200 | N/A | H9219-004-0 |
- What is the average monthly premium for PPO plans in Franklin?
- PPO plans in Franklin cost $8.40 per month on average.
- Which PPO plan has the highest enrollment in Franklin?
- The most popular PPO plan in Franklin is HumanaChoice Giveback H7617-046 (PPO), with 440 enrollees.
- How many PPO plans in Franklin do not include prescription drug coverage?
- 5 PPO plans in Franklin do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans are built around a defined network of doctors and hospitals. Care is generally covered only within the network, except in emergencies, but this structure often results in lower premiums and out-of-pocket costs.
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Martin's Point Generations Advantage Alliance | $0 | $5,000 | N/A | H5591-003-0 | |
| Anthem I MaineHealth Advantage Plus | $25 | $6,800 | $235 | H9065-008-0 | |
| Humana Gold Plus Giveback H5619-066 | $0 | $8,250 | $355 | H5619-066-0 | |
| Humana Gold Plus H5619-001 | $0 | $6,800 | $615 | H5619-001-0 |
What is the total number of HMO plans offered in Franklin?
There are 4 HMO plans in 2026, covering 873 enrollees.
How much do HMO plans cost in Franklin?
The average HMO premium in Franklin is $6.25 per month, with 3 plans offering $0 premiums.
What is the top HMO by enrollment in Franklin?
Martin's Point Generations Advantage Alliance (HMO) is the top HMO in Franklin, with 245 enrollees.
What is the number of HMO plans without Part D coverage in Franklin?
1 HMO plans in Franklin do not include prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 7
- Average Monthly Premium
- $39.14/mo
- Total HMO-POS Enrollment
- 1,298
- $0 Premium HMO-POS Plans
- 3
- Average MOOP
- $7,871
- Top HMO-POS by Enrollment
- Martin's Point Generations Advantage Essential (HMO-POS) — 670 enrollees
- HMO-POS Plans Without Drug Coverage
- 0
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Aetna Medicare Signature | $74 | $6,350 | $615 | H3597-018-0 | |
| Martin's Point Generations Advantage Essential | $0 | $9,000 | $300 | H5591-018-0 | |
| Martin's Point Generations Advantage Prime | $109 | $7,000 | $275 | H5591-017-0 | |
| UHC Northern Light Health ME-0001 | $36 | $6,700 | $440 | H5253-162-2 | |
| Anthem I MaineHealth Advantage Choice | $55 | $7,550 | $150 | H9065-003-0 | |
| Wellcare Giveback | $0 | $9,250 | $615 | H9364-004-0 | |
| Wellcare Simple | $0 | $9,250 | $615 | H9364-001-0 |
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Franklin cost $39.14 per month on average.
Which HMO-POS plan is most popular in Franklin?
The most popular HMO-POS plan in Franklin is Martin's Point Generations Advantage Essential (HMO-POS), with 670 enrollees.
How many HMO-POS plans in Franklin do not include drug coverage?
There are 0 HMO-POS plans in Franklin without prescription drug coverage.
Medicare Advantage PFFS Plans
Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.
- Total PFFS Plans 1
- Average Monthly Premium $0.00/mo
- Total PFFS Enrollment 13
- $0 Premium PFFS Plans 1
- Average MOOP $4,300
- Top PFFS by Enrollment Wellcare Advantage Simple (PFFS) — 13 enrollees
- PFFS Plans Without Drug Coverage 1
| Plan Name | CMS Stars* | Premium/Mo | MOOP | Rx Ded. | CMS ID |
|---|---|---|---|---|---|
| Wellcare Advantage Simple | $0 | $4,300 | N/A | H2816-040-0 |
What is the top PFFS plan in Franklin?
Wellcare Advantage Simple (PFFS) is the top PFFS in Franklin, with 13 enrollees.
What is the number of PFFS plans without Part D coverage in Franklin?
1 PFFS plans in Franklin do not include prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Franklin County, ME (2026) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 9 | 43% |
| 3 Stars | 12 | 57% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 1 | 5% |
| Average Rating | 3.71 | |
* CMS assigns Medicare Advantage star ratings annually based on plan quality and performance measures.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Compare Original Medicare & Medicare Advantage" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent informational resource and has no affiliation with, or endorsement from, the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.