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2027 Medicare Advantage Plans in Franklin County, ME

Last update: .

For 2027, Franklin County, ME includes 17 Medicare Advantage plans. Enrollment across these plans totals approximately 1,939, with 10 $0 premium options and 59% rated 4 stars or higher.

At a Glance

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Franklin County, ME are provided separately. Or you can discover all Medicare Options in Franklin County, ME. For a statewide view, browse Medicare Advantage plans in Maine to examine available plan types, average premiums, out-of-pocket limits, CMS star ratings, and the most-enrolled plans across the state.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
9
Average Monthly Premium
$17.17/mo
Total PPO Enrollment
828
$0 Premium PPO Plans
7
Average MOOP
$7,711
Top PPO by Enrollment
HumanaChoice Giveback H7617-046 (PPO) — 452 enrollees
PPO Plans Without Drug Coverage
4

2027 PPO Medicare Advantage plans in Franklin County, Maine (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage Patriot No Rx ME-MA01
☆☆☆☆☆
 $0 $7,150 N/A H2001-021-0
HumanaChoice Giveback H7617-046
☆☆☆☆☆
 $0 $7,150 $700 H7617-046-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
 $0 $7,150 N/A H5521-296-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $4,950 N/A H5216-059-0
HumanaChoice Giveback H5216-138
☆☆☆☆☆
 $0 $7,150 $700 H5216-138-0
HumanaChoice Giveback H5216-478
☆☆☆☆☆
 $0 $7,150 $700 H5216-478-0
Martin's Point Generations Advantage Select
☆☆☆☆☆
 $110 $9,000 $600 H1365-006-0
Wellcare Low Premium Open
☆☆☆☆☆
 $45 $9,850 $700 H2775-109-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
 $0 $9,850 N/A H2775-116-0

What is the typical premium for PPO plans available in Franklin?

PPO plans in Franklin cost $17.17 per month on average.

Which PPO plan do most beneficiaries choose in Franklin?

The most popular PPO plan in Franklin is HumanaChoice Giveback H7617-046 (PPO), with 452 enrollees.

How many PPO options are offered without drug coverage in Franklin?

4 PPO plans in Franklin do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

2027 HMO Medicare Advantage plans in Franklin County, Maine (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Humana Gold Plus Giveback H5619-066
☆☆☆☆☆
 $0 $9,850 $700 H5619-066-0
Humana Gold Plus H5619-001
☆☆☆☆☆
 $0 $7,150 $700 H5619-001-0
Anthem I MaineHealth Advantage Plus
☆☆☆☆☆
 $33 $6,800 $235 H9065-008-0
Martin's Point Generations Advantage Alliance
☆☆☆☆☆
 $0 $5,000 N/A H5591-003-0
Martin's Point Generations Advantage Essential
☆☆☆☆☆
 $40 $9,500 $175 H5591-019-0
Martin's Point Generations Advantage Prime
☆☆☆☆☆
 $85 $8,150 $500 H5591-017-0
What is the total number of HMO plans offered in Franklin?

In 2027, Franklin County has 6 HMO plans with 999 enrollees.

How much do HMO plans cost in Franklin?

The typical HMO premium in Franklin is $26.33, and 3 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
2
Average Monthly Premium
$77.50/mo
Total HMO-POS Enrollment
112
$0 Premium HMO-POS Plans
0
Average MOOP
$7,150
Top HMO-POS by Enrollment
AARP Medicare Advantage from UHC ME-0001 (HMO-POS) — 92 enrollees
HMO-POS Plans Without Drug Coverage
0

2027 HMO-POS Medicare Advantage plans in Franklin County, Maine (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC ME-0001
☆☆☆☆☆
 $50 $7,150 $685 H5253-162-2
Aetna Medicare Signature
☆☆☆☆☆
 $105 $7,150 $400 H3597-018-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Franklin cost $77.50 per month on average.
Which HMO-POS plan is most popular in Franklin?
The most popular HMO-POS plan in Franklin is AARP Medicare Advantage from UHC ME-0001 (HMO-POS), with 92 enrollees.
How many HMO-POS plans in Franklin do not include drug coverage?
There are 0 HMO-POS plans in Franklin without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Franklin County, ME (2027) are summarized below.

Quality Ratings for Medicare Advantage Plans in Franklin County, ME (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 10 59%
3 Stars 7 41%
Below 3 Stars 0 0%
Not Rated 0 0%
Average Rating 3.76

* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Franklin County, Maine, including communities such as Jay, Wilton, Farmington, Kingfield, Phillips, Rangeley, Strong, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

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Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .