- Entity
- county:maine-penobscot-23019
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/maine/penobscot/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 21
- PPO Plans
- 9
- HMO Plans
- 5
- HMO-POS Plans
- 6
- PFFS Plans
- 1
- Average Monthly Premium
- 15.38
- Average MOOP
- 7311.9
- Average Part D Deductible
- 451.67
- $0 Premium Plans
- 14
- Plans Without Part D Coverage
- 6
- Average CMS Star Rating
- 3.58
- $0 Premium Plan Share
- 66.67
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 30
- 3-Star Plan Share
- 70
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 5
- PPO Average Monthly Premium
- 9.33
- PPO Average MOOP
- 7472.22
- PPO Enrollment
- 5384
- PPO $0 Premium Plans
- 7
- PPO Plans Without Part D Coverage
- 4
- HMO Average Monthly Premium
- 7.8
- HMO Average MOOP
- 6650
- HMO Enrollment
- 1493
- HMO $0 Premium Plans
- 3
- HMO Plans Without Part D Coverage
- 1
- HMO-POS Average Monthly Premium
- 33.33
- HMO-POS Average MOOP
- 8125
- HMO-POS Enrollment
- 6860
- HMO-POS $0 Premium Plans
- 3
- HMO-POS Plans Without Part D Coverage
- 0
- PFFS Average Monthly Premium
- 0
- PFFS Average MOOP
- 4300
- PFFS Enrollment
- 26
- PFFS $0 Premium Plans
- 1
- PFFS Plans Without Part D Coverage
- 1
- Entity
- county:maine-penobscot-23019
- Digest
- 2026-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/maine/penobscot/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-maine-penobscot-23019-landscape-stats
- Plans Indexed
- 21
- Standard Medicare Advantage Plans
-
-
AARP Medicare Advantage from UHC ME-0002
H2001-083-2 -
AARP Medicare Advantage Patriot No Rx ME-MA01
H2001-021-0 -
Martin's Point Generations Advantage Alliance
H5591-003-0 -
Martin's Point Generations Advantage Essential
H5591-018-0 -
Martin's Point Generations Advantage Prime
H5591-017-0 -
UHC Northern Light Health ME-0001
H5253-162-2 -
Anthem I MaineHealth Advantage Choice
H9065-003-0 -
Anthem I MaineHealth Advantage Plus
H9065-008-0 -
Humana USAA Honor Giveback
H5216-059-0 -
HumanaChoice Giveback H5216-138
H5216-138-0 -
HumanaChoice H5216-175
H5216-175-0 -
Martin's Point Generations Advantage Select
H1365-005-0 -
Wellcare Advantage Simple
H2816-040-0 -
Wellcare Giveback
H9364-004-0 -
Wellcare Simple
H9364-001-0 -
Humana Gold Plus Giveback H5619-066
H5619-066-0 -
Humana Gold Plus H5619-001
H5619-001-0 -
Humana Gold Plus H5619-137
H5619-137-0 -
Wellcare Low Premium Open
H2775-109-0 -
Wellcare Patriot Giveback Open
H2775-116-0 -
Anthem I MaineHealth Advantage Veteran
H9219-004-0
-
AARP Medicare Advantage from UHC ME-0002
- Total Standard Medicare Advantage Enrollment
- 13763
2026 Medicare Advantage Plans in Penobscot County, ME
Last update: .
Penobscot County, ME has 21 Medicare Advantage plans available in 2026. These include 14 plans with no monthly premium, and roughly 30% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Penobscot County, ME. Or explore all Medicare Options available in Penobscot County, ME.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 9
- Average Monthly Premium $9.33/mo
- Total PPO Enrollment 5,384
- $0 Premium PPO Plans 7
- Average MOOP $7,472
- Top PPO by Enrollment AARP Medicare Advantage from UHC ME-0002 (PPO) — 2,752 enrollees
- PPO Plans Without Drug Coverage 4
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC ME-0002 | $0 | $9,250 | $600 | H2001-083-2 | |
| AARP Medicare Advantage Patriot No Rx ME-MA01 | $0 | $5,900 | N/A | H2001-021-0 | |
| Humana USAA Honor Giveback | $0 | $4,950 | N/A | H5216-059-0 | |
| HumanaChoice Giveback H5216-138 | $0 | $6,500 | $395 | H5216-138-0 | |
| HumanaChoice H5216-175 | $0 | $6,700 | $500 | H5216-175-0 | |
| Martin's Point Generations Advantage Select | $49 | $9,000 | $450 | H1365-005-0 | |
| Wellcare Low Premium Open | $35 | $8,500 | $615 | H2775-109-0 | |
| Wellcare Patriot Giveback Open | $0 | $9,250 | N/A | H2775-116-0 | |
| Anthem I MaineHealth Advantage Veteran | $0 | $7,200 | N/A | H9219-004-0 |
What is the most popular PPO plan in Penobscot?
AARP Medicare Advantage from UHC ME-0002 (PPO) is the top PPO in Penobscot, with 2,752 enrollees.
What is the number of PPO plans without Part D coverage in Penobscot?
There are 4 PPO plans in Penobscot without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 5
- Average Monthly Premium
- $7.80/mo
- Total HMO Enrollment
- 1,493
- $0 Premium HMO Plans
- 3
- Average MOOP
- $6,650
- Top HMO by Enrollment
- Martin's Point Generations Advantage Alliance (HMO) — 869 enrollees
- HMO Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Martin's Point Generations Advantage Alliance | $0 | $5,000 | N/A | H5591-003-0 | |
| Anthem I MaineHealth Advantage Plus | $25 | $6,800 | $235 | H9065-008-0 | |
| Humana Gold Plus Giveback H5619-066 | $0 | $8,250 | $355 | H5619-066-0 | |
| Humana Gold Plus H5619-001 | $0 | $6,800 | $615 | H5619-001-0 | |
| Humana Gold Plus H5619-137 | $14 | $6,400 | $615 | H5619-137-0 |
What is the typical premium for HMO plans in Penobscot?
HMO plans in Penobscot cost $7.80 per month on average.
Which HMO plan do most beneficiaries choose in Penobscot?
The most popular HMO plan in Penobscot is Martin's Point Generations Advantage Alliance (HMO), with 869 enrollees.
How many HMO options are offered without prescription drug coverage in Penobscot?
There are 1 HMO plans in Penobscot without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 6
- Average Monthly Premium $33.33/mo
- Total HMO-POS Enrollment 6,860
- $0 Premium HMO-POS Plans 3
- Average MOOP $8,125
- Top HMO-POS by Enrollment Martin's Point Generations Advantage Essential (HMO-POS) — 3,357 enrollees
- HMO-POS Plans Without Drug Coverage 0
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Martin's Point Generations Advantage Essential | $0 | $9,000 | $300 | H5591-018-0 | |
| Martin's Point Generations Advantage Prime | $109 | $7,000 | $275 | H5591-017-0 | |
| UHC Northern Light Health ME-0001 | $36 | $6,700 | $440 | H5253-162-2 | |
| Anthem I MaineHealth Advantage Choice | $55 | $7,550 | $150 | H9065-003-0 | |
| Wellcare Giveback | $0 | $9,250 | $615 | H9364-004-0 | |
| Wellcare Simple | $0 | $9,250 | $615 | H9364-001-0 |
What is the total number of HMO-POS plans in Penobscot?
In 2026, Penobscot has 6 HMO-POS plans with 6,860 enrollees.
How much do HMO-POS plans cost in Penobscot?
The typical HMO-POS premium in Penobscot is $33.33, and 3 plans have no monthly premium.
Medicare Advantage PFFS Plans
PFFS plans allow members to visit any Medicare-approved provider who accepts the plan’s payment terms. This offers broader choice than network-based plans, but coverage depends on provider participation, so acceptance should be confirmed in advance.
- Total PFFS Plans
- 1
- Average Monthly Premium
- $0.00/mo
- Total PFFS Enrollment
- 26
- $0 Premium PFFS Plans
- 1
- Average MOOP
- $4,300
- Top PFFS by Enrollment
- Wellcare Advantage Simple (PFFS) — 26 enrollees
- PFFS Plans Without Drug Coverage
- 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Wellcare Advantage Simple | $0 | $4,300 | N/A | H2816-040-0 |
- What is the average monthly premium for PFFS plans?
- PFFS plans in Penobscot cost $0.00 per month on average.
- Which PFFS plan is most popular in Penobscot?
- The most popular PFFS plan in Penobscot is Wellcare Advantage Simple (PFFS), with 26 enrollees.
- How many PFFS plans in Penobscot do not include drug coverage?
- There are 1 PFFS plans in Penobscot without prescription drug coverage.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Penobscot County, ME for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 6 | 30% |
| 3 Stars | 14 | 70% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 1 | 5% |
| Average Rating | 3.58 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.