- Entity
- county:maine-penobscot-23019
- Digest
- 2027-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/maine/penobscot/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-county-plan-index
- Total Standard Medicare Advantage Plans
- 18
- PPO Plans
- 8
- HMO Plans
- 8
- HMO-POS Plans
- 2
- PFFS Plans
- 0
- Average Monthly Premium
- 22.97
- Average MOOP
- 7750
- Average Part D Deductible
- 591.92
- $0 Premium Plans
- 10
- Plans Without Part D Coverage
- 5
- Average CMS Star Rating
- 3.72
- $0 Premium Plan Share
- 55.56
- 5-Star Plan Share
- 0
- 4+ Star Plan Share
- 56
- 3-Star Plan Share
- 44
- Below 3-Star Plan Share
- 0
- Not-Rated Plan Share
- 0
- PPO Average Monthly Premium
- 19.31
- PPO Average MOOP
- 7781.25
- PPO Enrollment
- 1684
- PPO $0 Premium Plans
- 6
- PPO Plans Without Part D Coverage
- 3
- HMO Average Monthly Premium
- 26.13
- HMO Average MOOP
- 7531.25
- HMO Enrollment
- 2247
- HMO $0 Premium Plans
- 3
- HMO Plans Without Part D Coverage
- 1
- HMO-POS Average Monthly Premium
- 25
- HMO-POS Average MOOP
- 8500
- HMO-POS Enrollment
- 1188
- HMO-POS $0 Premium Plans
- 1
- HMO-POS Plans Without Part D Coverage
- 1
- Entity
- county:maine-penobscot-23019
- Digest
- 2027-county-ma-aggregate
- Population Scope
- Standard Medicare Advantage plans only; Special Needs Plans (SNPs) excluded
- Source URL
- https://www.medicareplans.com/medicare-advantage/maine/penobscot/
- Glossary Scope
- cms_landscape
- Fragment Scope
- semantic-digest
- Method
- https://webmem.com/protocol/serialization/html/
- fragment-maine-penobscot-23019-landscape-stats
- Plans Indexed
- 18
- Standard Medicare Advantage Plans
-
-
AARP Medicare Advantage Patriot No Rx ME-MA01
H2001-021-0 -
AARP Medicare Advantage from UHC ME-0001
H5253-162-2 -
Humana Gold Plus Giveback H5619-066
H5619-066-0 -
Humana Gold Plus H5619-001
H5619-001-0 -
Humana Gold Plus H5619-137
H5619-137-0 -
Humana Gold Plus H5619-186
H5619-186-0 -
Humana USAA Honor Giveback
H5216-059-0 -
HumanaChoice Giveback H5216-138
H5216-138-0 -
HumanaChoice Giveback H5216-478
H5216-478-0 -
HumanaChoice H5216-175
H5216-175-0 -
Anthem I MaineHealth Advantage Plus
H9065-008-0 -
Anthem I MaineHealth Advantage Veteran
H9065-015-0 -
Martin's Point Generations Advantage Alliance
H5591-003-0 -
Martin's Point Generations Advantage Essential
H5591-019-0 -
Martin's Point Generations Advantage Prime
H5591-017-0 -
Martin's Point Generations Advantage Select
H1365-006-0 -
Wellcare Low Premium Open
H2775-109-0 -
Wellcare Patriot Giveback Open
H2775-116-0
-
AARP Medicare Advantage Patriot No Rx ME-MA01
- Total Standard Medicare Advantage Enrollment
- 5119
2027 Medicare Advantage Plans in Penobscot County, ME
Last update: .
For 2027, Penobscot County, ME includes 18 Medicare Advantage plans. Enrollment across these plans totals approximately 5,119, with 10 $0 premium options and 56% rated 4 stars or higher.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.
- Total PPO Plans
- 8
- Average Monthly Premium
- $19.31/mo
- Total PPO Enrollment
- 1,684
- $0 Premium PPO Plans
- 6
- Average MOOP
- $7,781
- Top PPO by Enrollment
- Wellcare Low Premium Open (PPO) — 884 enrollees
- PPO Plans Without Drug Coverage
- 3
| PPO Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage Patriot No Rx ME-MA01 | $0 | $7,150 | N/A | H2001-021-0 | |
| Humana USAA Honor Giveback | $0 | $4,950 | N/A | H5216-059-0 | |
| HumanaChoice Giveback H5216-138 | $0 | $7,150 | $700 | H5216-138-0 | |
| HumanaChoice Giveback H5216-478 | $0 | $7,150 | $700 | H5216-478-0 | |
| HumanaChoice H5216-175 | $0 | $7,150 | $600 | H5216-175-0 | |
| Martin's Point Generations Advantage Select | $110 | $9,000 | $600 | H1365-006-0 | |
| Wellcare Low Premium Open | $45 | $9,850 | $700 | H2775-109-0 | |
| Wellcare Patriot Giveback Open | $0 | $9,850 | N/A | H2775-116-0 |
What is the typical premium for PPO plans available in Penobscot?
PPO plans in Penobscot cost $19.31 per month on average.
Which PPO plan do most beneficiaries choose in Penobscot?
The most popular PPO plan in Penobscot is Wellcare Low Premium Open (PPO), with 884 enrollees.
How many PPO options are offered without drug coverage in Penobscot?
3 PPO plans in Penobscot do not include prescription drug coverage.
Medicare Advantage HMO Plans
Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.
- Total HMO Plans 8
- Average Monthly Premium $26.13/mo
- Total HMO Enrollment 2,247
- $0 Premium HMO Plans 3
- Average MOOP $7,531
- Top HMO by Enrollment Martin's Point Generations Advantage Alliance (HMO) — 861 enrollees
- HMO Plans Without Drug Coverage 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| Humana Gold Plus Giveback H5619-066 | $0 | $9,850 | $700 | H5619-066-0 | |
| Humana Gold Plus H5619-001 | $0 | $7,150 | $700 | H5619-001-0 | |
| Humana Gold Plus H5619-137 | $14 | $6,900 | $700 | H5619-137-0 | |
| Humana Gold Plus H5619-186 | $37 | $6,900 | $700 | H5619-186-0 | |
| Anthem I MaineHealth Advantage Plus | $33 | $6,800 | $235 | H9065-008-0 | |
| Martin's Point Generations Advantage Alliance | $0 | $5,000 | N/A | H5591-003-0 | |
| Martin's Point Generations Advantage Essential | $40 | $9,500 | $175 | H5591-019-0 | |
| Martin's Point Generations Advantage Prime | $85 | $8,150 | $500 | H5591-017-0 |
What is the total number of HMO plans offered in Penobscot?
In 2027, Penobscot County has 8 HMO plans with 2,247 enrollees.
How much do HMO plans cost in Penobscot?
The typical HMO premium in Penobscot is $26.13, and 3 plans have no monthly premium.
Medicare Advantage HMO-POS Plans
HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.
- Total HMO-POS Plans
- 2
- Average Monthly Premium
- $25.00/mo
- Total HMO-POS Enrollment
- 1,188
- $0 Premium HMO-POS Plans
- 1
- Average MOOP
- $8,500
- Top HMO-POS by Enrollment
- AARP Medicare Advantage from UHC ME-0001 (HMO-POS) — 1,188 enrollees
- HMO-POS Plans Without Drug Coverage
- 1
| Plan Name | Rating* | Premium | MOOP | Rx Ded. | Plan-ID |
|---|---|---|---|---|---|
| AARP Medicare Advantage from UHC ME-0001 | $50 | $7,150 | $685 | H5253-162-2 | |
| Anthem I MaineHealth Advantage Veteran | $0 | $9,850 | N/A | H9065-015-0 |
- What is the average monthly premium for HMO-POS plans?
- HMO-POS plans in Penobscot cost $25.00 per month on average.
- Which HMO-POS plan is most popular in Penobscot?
- The most popular HMO-POS plan in Penobscot is AARP Medicare Advantage from UHC ME-0001 (HMO-POS), with 1,188 enrollees.
- How many HMO-POS plans in Penobscot do not include drug coverage?
- There are 1 HMO-POS plans in Penobscot without prescription drug coverage.
CMS quality ratings for Medicare Advantage plans in Penobscot County, ME (2027) are summarized below.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | No 5-star plans available. | 0% |
| 4 Stars (includes 5 Stars) | 10 | 56% |
| 3 Stars | 8 | 44% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.72 | |
* Star ratings are based on CMS quality measures and reflect plan performance for the 2027 rating period.
Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Penobscot County, Maine, including communities such as Bangor, Brewer, Greenbush, Carmel, Corinth, Eddington, Holden, East Millinocket, Hampden, Levant, Lincoln, Milford, Millinocket, Old Town, Orono, Orrington, West Enfield, Corinna, Dexter, Newport, and other areas throughout the county. Plan availability is determined by county of residence, not by city.
- CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
- CMS.gov, Medicare Part C & D Performance Data — Version: 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-10
All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.
Data sources and methodology documentation .
- Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
- Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
- NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025
MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.
Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.