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  1. 🏠
  2. Medicare Advantage Plans
  3. Maine
  4. Sagadahoc County

2026 Medicare Advantage Plans in Sagadahoc County, ME

Last update: May 10, 2026. Enrollment data updated: May 2, 2026

For 2026, Sagadahoc County, ME includes 25 Medicare Advantage plans. Enrollment across these plans totals approximately 5,078, with 17 $0 premium options and 46% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Sagadahoc County, ME are provided separately. Or you can discover all Medicare Options in Sagadahoc County, ME.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans
  • PFFS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $17.28/mo
  • $0 Premium Plans: 17
  • Average MOOP: $7,080 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 46% · 3 Stars: 54% · Below 3: 0%
  • Average Part D Deductible: $446.94
  • Total MA/MAPD Enrollment: 5,078
  • Plans with the Highest Enrollment
    (as of May 2, 2026)
    1. Martin's Point Generations Advantage Prime (HMO-POS) — 1,979 enrollees
    2. Aetna Medicare Signature (HMO-POS) — 1,188 enrollees
    3. AARP Medicare Advantage from UHC ME-0002 (PPO) — 544 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
12
Average Monthly Premium
$18.58/mo
Total PPO Enrollment
981
$0 Premium PPO Plans
9
Average MOOP
$7,000
Top PPO by Enrollment
AARP Medicare Advantage from UHC ME-0002 (PPO) — 544 enrollees
PPO Plans Without Drug Coverage
5

2026 PPO Medicare Advantage plans in Sagadahoc County, Maine (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC ME-0002
☆☆☆☆☆
$0 $9,250 $600 H2001-083-2
AARP Medicare Advantage Patriot No Rx ME-MA01
☆☆☆☆☆
$0 $5,900 N/A H2001-021-0
Aetna Medicare Eagle Giveback
☆☆☆☆☆
$0 $5,900 N/A H5521-296-0
Aetna Medicare Premier
☆☆☆☆☆
$84 $6,350 $500 H5521-495-0
HumanaChoice Giveback H7617-046
☆☆☆☆☆
$0 $6,500 $395 H7617-046-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,950 N/A H5216-059-0
HumanaChoice Giveback H5216-138
☆☆☆☆☆
$0 $6,500 $395 H5216-138-0
HumanaChoice H5216-175
☆☆☆☆☆
$0 $6,700 $500 H5216-175-0
Martin's Point Generations Advantage Select
☆☆☆☆☆
$104 $7,000 $300 H1365-001-0
Wellcare Low Premium Open
☆☆☆☆☆
$35 $8,500 $615 H2775-109-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $9,250 N/A H2775-116-0
Anthem I MaineHealth Advantage Veteran
☆☆☆☆☆
$0 $7,200 N/A H9219-004-0

What is the typical premium for PPO plans available in Sagadahoc?

PPO plans in Sagadahoc cost $18.58 per month on average.

Which PPO plan do most beneficiaries choose in Sagadahoc?

The most popular PPO plan in Sagadahoc is AARP Medicare Advantage from UHC ME-0002 (PPO), with 544 enrollees.

How many PPO options are offered without drug coverage in Sagadahoc?

5 PPO plans in Sagadahoc do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 4
  • Average Monthly Premium $6.25/mo
  • Total HMO Enrollment 501
  • $0 Premium HMO Plans 3
  • Average MOOP $6,713
  • Top HMO by Enrollment Martin's Point Generations Advantage Alliance (HMO) — 261 enrollees
  • HMO Plans Without Drug Coverage 1

2026 HMO Medicare Advantage plans in Sagadahoc County, Maine (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Martin's Point Generations Advantage Alliance
☆☆☆☆☆
$0 $5,000 N/A H5591-003-0
Anthem I MaineHealth Advantage Plus
☆☆☆☆☆
$25 $6,800 $235 H9065-008-0
Humana Gold Plus Giveback H5619-066
☆☆☆☆☆
$0 $8,250 $355 H5619-066-0
Humana Gold Plus H5619-001
☆☆☆☆☆
$0 $6,800 $615 H5619-001-0
What is the total number of HMO plans offered in Sagadahoc?

In 2026, Sagadahoc County has 4 HMO plans with 501 enrollees.

How much do HMO plans cost in Sagadahoc?

The typical HMO premium in Sagadahoc is $6.25, and 3 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
8
Average Monthly Premium
$23.00/mo
Total HMO-POS Enrollment
3,596
$0 Premium HMO-POS Plans
4
Average MOOP
$7,731
Top HMO-POS by Enrollment
Martin's Point Generations Advantage Prime (HMO-POS) — 1,979 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Sagadahoc County, Maine (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Aetna Medicare Enhanced
☆☆☆☆☆
$44 $6,350 $615 H3597-017-0
Aetna Medicare Signature
☆☆☆☆☆
$0 $6,750 $500 H3597-001-0
Martin's Point Generations Advantage Essential
☆☆☆☆☆
$0 $9,000 $300 H5591-018-0
Martin's Point Generations Advantage Prime
☆☆☆☆☆
$49 $7,000 $300 H5591-006-2
UHC Northern Light Health ME-0001
☆☆☆☆☆
$36 $6,700 $440 H5253-162-2
Anthem I MaineHealth Advantage Choice
☆☆☆☆☆
$55 $7,550 $150 H9065-003-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,250 $615 H9364-004-0
Wellcare Simple
☆☆☆☆☆
$0 $9,250 $615 H9364-001-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Sagadahoc cost $23.00 per month on average.
Which HMO-POS plan is most popular in Sagadahoc?
The most popular HMO-POS plan in Sagadahoc is Martin's Point Generations Advantage Prime (HMO-POS), with 1,979 enrollees.
How many HMO-POS plans in Sagadahoc do not include drug coverage?
There are 0 HMO-POS plans in Sagadahoc without prescription drug coverage.

Medicare Advantage PFFS Plans

Private Fee-for-Service (PFFS) plans allow members to visit any Medicare-approved provider that accepts the plan’s payment terms. This provides flexibility in choosing doctors and hospitals, but provider acceptance should be confirmed before receiving care.

  • Total PFFS Plans 1
  • Average Monthly Premium $0.00/mo
  • Total PFFS Enrollment 0
  • $0 Premium PFFS Plans 1
  • Average MOOP $4,300
  • Top PFFS by Enrollment — 0 enrollees
  • PFFS Plans Without Drug Coverage 1

2026 PFFS Medicare Advantage plans in Sagadahoc County, Maine (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Wellcare Advantage Simple
☆☆☆☆☆
$0 $4,300 N/A H2816-040-0
What is the total number of PFFS plans in Sagadahoc?

There are 1 PFFS plans in 2026, covering 0 enrollees.

How much do PFFS plans cost in Sagadahoc?

The average PFFS premium in Sagadahoc is $0.00 per month, with 1 plans offering $0 premiums.

What is the top PFFS plan in Sagadahoc?

is the top PFFS in Sagadahoc, with 0 enrollees.

What is the number of PFFS plans without Part D coverage in Sagadahoc?

1 PFFS plans in Sagadahoc do not include prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Sagadahoc County, ME (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Sagadahoc County, ME (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 11 46%
3 Stars 13 54%
Below 3 Stars 0 0%
Not Rated 1 4%
Average Rating 3.75

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

  • CMS.gov, Medicare Advantage Landscape Source Files — Last accessed May 2, 2026
  • CMS.gov, Medicare Part C & D Performance Data — Last accessed May 2, 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed May 2, 2026

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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