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  1. 🏠
  2. Medicare Advantage Plans
  3. Maine
  4. Washington County

2026 Medicare Advantage Plans in Washington County, ME

Last update: September 2, 2026.

For 2026, Washington County, ME includes 18 Medicare Advantage plans. Enrollment across these plans totals approximately 2,635, with 13 $0 premium options and 35% rated 4 stars or higher.

Totals on this page exclude Medicare Advantage Special Needs Plans (SNPs). SNP plans for Washington County, ME are provided separately. Or you can discover all Medicare Options in Washington County, ME.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

  • Average Monthly Premium: $15.78/mo
  • $0 Premium Plans: 13
  • Average MOOP: $7,558 ($9,250 max. in 2026)
  • Star Ratings (Plan Mix): 4+ Stars: 35% · 3 Stars: 65% · Below 3: 0%
  • Average Part D Deductible: $455.77
  • Total MA/MAPD Enrollment: 2,635
  • Plans with the Highest Enrollment
    (as of September 8, 2026)
    1. AARP Medicare Advantage from UHC ME-0002 (PPO) — 581 enrollees
    2. Martin's Point Generations Advantage Essential (HMO-POS) — 577 enrollees
    3. UHC Northern Light Health ME-0001 (HMO-POS) — 220 enrollees

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow members to choose care from both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in how members access care.

Total PPO Plans
9
Average Monthly Premium
$9.33/mo
Total PPO Enrollment
1,082
$0 Premium PPO Plans
7
Average MOOP
$7,472
Top PPO by Enrollment
AARP Medicare Advantage from UHC ME-0002 (PPO) — 581 enrollees
PPO Plans Without Drug Coverage
4

2026 PPO Medicare Advantage plans in Washington County, Maine (comparison chart)
PPO Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
AARP Medicare Advantage from UHC ME-0002
☆☆☆☆☆
$0 $9,250 $600 H2001-083-2
AARP Medicare Advantage Patriot No Rx ME-MA01
☆☆☆☆☆
$0 $5,900 N/A H2001-021-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $4,950 N/A H5216-059-0
HumanaChoice Giveback H5216-138
☆☆☆☆☆
$0 $6,500 $395 H5216-138-0
HumanaChoice H5216-175
☆☆☆☆☆
$0 $6,700 $500 H5216-175-0
Martin's Point Generations Advantage Select
☆☆☆☆☆
$49 $9,000 $450 H1365-005-0
Wellcare Low Premium Open
☆☆☆☆☆
$35 $8,500 $615 H2775-109-0
Wellcare Patriot Giveback Open
☆☆☆☆☆
$0 $9,250 N/A H2775-116-0
Anthem I MaineHealth Advantage Veteran
☆☆☆☆☆
$0 $7,200 N/A H9219-004-0

What is the typical premium for PPO plans available in Washington?

PPO plans in Washington cost $9.33 per month on average.

Which PPO plan do most beneficiaries choose in Washington?

The most popular PPO plan in Washington is AARP Medicare Advantage from UHC ME-0002 (PPO), with 581 enrollees.

How many PPO options are offered without drug coverage in Washington?

4 PPO plans in Washington do not include prescription drug coverage.

Medicare Advantage HMO Plans

Health Maintenance Organization (HMO) plans generally require members to use in-network doctors, hospitals, and other providers, except in emergencies. Because of this structure, HMOs often have lower premiums and out-of-pocket costs than other plan types.

  • Total HMO Plans 3
  • Average Monthly Premium $0.00/mo
  • Total HMO Enrollment 288
  • $0 Premium HMO Plans 3
  • Average MOOP $6,683
  • Top HMO by Enrollment Martin's Point Generations Advantage Alliance (HMO) — 180 enrollees
  • HMO Plans Without Drug Coverage 1

2026 HMO Medicare Advantage plans in Washington County, Maine (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Martin's Point Generations Advantage Alliance
☆☆☆☆☆
$0 $5,000 N/A H5591-003-0
Humana Gold Plus Giveback H5619-066
☆☆☆☆☆
$0 $8,250 $355 H5619-066-0
Humana Gold Plus H5619-001
☆☆☆☆☆
$0 $6,800 $615 H5619-001-0
What is the total number of HMO plans offered in Washington?

In 2026, Washington County has 3 HMO plans with 288 enrollees.

How much do HMO plans cost in Washington?

The typical HMO premium in Washington is $0.00, and 3 plans have no monthly premium.

Medicare Advantage HMO-POS Plans

HMO-POS plans are structured like HMOs, requiring in-network care for the lowest costs, while allowing limited out-of-network access at higher cost. This provides added flexibility compared with standard HMO plans.

Total HMO-POS Plans
6
Average Monthly Premium
$33.33/mo
Total HMO-POS Enrollment
1,265
$0 Premium HMO-POS Plans
3
Average MOOP
$8,125
Top HMO-POS by Enrollment
Martin's Point Generations Advantage Essential (HMO-POS) — 577 enrollees
HMO-POS Plans Without Drug Coverage
0

2026 HMO-POS Medicare Advantage plans in Washington County, Maine (comparison chart)
Plan Name Rating* Premium MOOP Rx Ded. Plan-ID
Martin's Point Generations Advantage Essential
☆☆☆☆☆
$0 $9,000 $300 H5591-018-0
Martin's Point Generations Advantage Prime
☆☆☆☆☆
$109 $7,000 $275 H5591-017-0
UHC Northern Light Health ME-0001
☆☆☆☆☆
$36 $6,700 $440 H5253-162-2
Anthem I MaineHealth Advantage Choice
☆☆☆☆☆
$55 $7,550 $150 H9065-003-0
Wellcare Giveback
☆☆☆☆☆
$0 $9,250 $615 H9364-004-0
Wellcare Simple
☆☆☆☆☆
$0 $9,250 $615 H9364-001-0
What is the average monthly premium for HMO-POS plans?
HMO-POS plans in Washington cost $33.33 per month on average.
Which HMO-POS plan is most popular in Washington?
The most popular HMO-POS plan in Washington is Martin's Point Generations Advantage Essential (HMO-POS), with 577 enrollees.
How many HMO-POS plans in Washington do not include drug coverage?
There are 0 HMO-POS plans in Washington without prescription drug coverage.

CMS quality ratings for Medicare Advantage plans in Washington County, ME (2026) are summarized below.

Quality Ratings for Medicare Advantage Plans in Washington County, ME (2026)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 6 35%
3 Stars 11 65%
Below 3 Stars 0 0%
Not Rated 1 6%
Average Rating 3.62

* Star ratings are based on CMS quality measures and reflect plan performance for the 2026 rating period.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202608
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-08

All plan counts, enrollment totals, averages, and percentage distributions are calculated at the county level using CMS data and include standard Medicare Advantage (MA/MAPD) plans only, based on a consistent aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Understanding Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Explore your Medicare coverage options" — Last accessed 25 May, 2025
  • NCOA.org, "5 Steps to Choosing the Right Medicare Plan for You" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

Data provenance is documented in accordance with the U.S. Core Data for Interoperability (USCDI) Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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