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2027 Medicare Advantage Plans in Allegany County, MD

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Allegany County, MD has 8 Medicare Advantage plans available in 2027. These include 5 plans with no monthly premium, and roughly 50% are rated at least 4 stars based on CMS data.

At a Glance

Average Monthly Premium: $20.63/mo
$0 Premium Plans: 5
Average MOOP: $7,113 ($9,250 max. in 2027)
Star Ratings (Plan Mix): 4+ Stars: 50% · 3 Stars: 0% · Below 3: 50%
Average Part D Deductible: $616.67
Total MA/MAPD Enrollment: 1,995
Plans with the Highest Enrollment
(as of October 5, 2026)
1. HumanaChoice H5216-376 (PPO) — 653 enrollees
2. CareFirst BlueCross BlueShield Advantage Essential (PPO) — 484 enrollees
3. HumanaChoice H7617-044 (PPO) — 296 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Allegany County, MD. Or explore all Medicare Options available in Allegany County, MD. To understand how local plans fit into the broader market, visit our Maryland Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 8
  • Average Monthly Premium $20.63/mo
  • Total PPO Enrollment 1,995
  • $0 Premium PPO Plans 5
  • Average MOOP $7,113
  • Top PPO by Enrollment HumanaChoice H5216-376 (PPO) — 653 enrollees
  • PPO Plans Without Drug Coverage 2

Comparison table of 2027 PPO Medicare Advantage Plans available in Allegany County, Maryland
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
HumanaChoice H7617-044
☆☆☆☆☆
 $0 $8,050 $700 H7617-044-0
Humana USAA Honor Giveback
☆☆☆☆☆
 $0 $6,750 N/A H5216-379-0
HumanaChoice H5216-376
☆☆☆☆☆
 $0 $8,050 $700 H5216-376-0
HumanaChoice H5216-387
☆☆☆☆☆
 $73 $7,550 $600 H5216-387-1
CareFirst BlueCross BlueShield Advantage Complete
☆☆☆☆☆
 $45 $6,300 $400 H7379-002-0
CareFirst BlueCross BlueShield Advantage Essential
☆☆☆☆☆
 $0 $7,151 $700 H7379-001-0
CareFirst BlueCross BlueShield Advantage Salute
☆☆☆☆☆
 $0 $5,900 N/A H7379-003-0
CareFirst BlueCross BlueShield Advantage Signature
☆☆☆☆☆
 $47 $7,151 $600 H7379-004-1
What is the most popular PPO plan in Allegany?

HumanaChoice H5216-376 (PPO) is the top PPO in Allegany, with 653 enrollees.

What is the number of PPO plans without Part D coverage in Allegany?

There are 2 PPO plans in Allegany without prescription drug coverage.

Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Allegany County, MD for 2027.

CMS Star Ratings for Medicare Advantage Plans in Allegany County, MD (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 4 50%
3 Stars 0 0%
Below 3 Stars 4 50%
Not Rated 0 0%
Average Rating 3.31

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Allegany County, Maryland, including communities such as Cumberland, Flintstone, Frostburg, Lonaconing, Mount Savage, Oldtown, Rawlings, Westernport, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .