2026 Medicare Advantage Plans in Baltimore County, MD
Last update: . Enrollment data updated: June 13, 2026
Baltimore County, MD has 23 Medicare Advantage plans available in 2026. These include 8 plans with no monthly premium, and roughly 30% are rated at least 4 stars based on CMS data.
Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Baltimore County, MD. Or explore all Medicare Options available in Baltimore County, MD.
Medicare Advantage PPO Plans
Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.
- Total PPO Plans 5
- Average Monthly Premium $59.40/mo
- Total PPO Enrollment 6,028
- $0 Premium PPO Plans 1
- Average MOOP $7,170
- Top PPO by Enrollment CareFirst BlueCross BlueShield Advantage Complete (PPO) — 3,459 enrollees
- PPO Plans Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| CareFirst BlueCross BlueShield Advantage Complete | $42 | $7,300 | $0 | H7379-002-0 | |
| CareFirst BlueCross BlueShield Advantage Salute | $0 | $5,900 | N/A | H7379-003-0 | |
| Johns Hopkins Advantage MD | $95 | $7,550 | $615 | H3890-001-0 | |
| Johns Hopkins Advantage MD Plus | $155 | $7,550 | $615 | H3890-002-0 | |
| Johns Hopkins Advantage MD Primary | $5 | $7,550 | $590 | H3890-005-0 |
What is the most popular PPO plan in Baltimore?
CareFirst BlueCross BlueShield Advantage Complete (PPO) is the top PPO in Baltimore, with 3,459 enrollees.
What is the number of PPO plans without Part D coverage in Baltimore?
There are 1 PPO plans in Baltimore without prescription drug coverage.
Medicare Advantage HMO Plans
HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.
- Total HMO Plans
- 12
- Average Monthly Premium
- $24.83/mo
- Total HMO Enrollment
- 10,800
- $0 Premium HMO Plans
- 6
- Average MOOP
- $7,754
- Top HMO by Enrollment
- Humana Gold Plus H6622-081 (HMO) — 3,183 enrollees
- HMO Plans Without Drug Coverage
- 5
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Kaiser Permanente Medicare Advantage Liberty | $0 | $5,900 | N/A | H2172-005-0 | |
| Alterwood Advantage Choice | $30 | $7,500 | $0 | H9306-008-1 | |
| Alterwood Advantage Choice Plus | $122 | $6,500 | $0 | H9306-002-0 | |
| Alterwood Advantage Freedom | $0 | $9,250 | N/A | H9306-003-0 | |
| Alterwood Advantage Select | $0 | $7,500 | $295 | H9306-009-1 | |
| Humana Gold Plus H6622-081 | $35 | $8,950 | $615 | H6622-081-0 | |
| Humana USAA Honor Giveback | $0 | $6,750 | N/A | H6622-094-0 | |
| Johns Hopkins Advantage MD | $45 | $8,950 | $590 | H1225-001-0 | |
| Johns Hopkins Advantage MD Tribute | $0 | $6,800 | N/A | H1225-004-0 | |
| HealthSpring Alliance | $28 | $9,200 | $250 | H2108-036-0 | |
| HealthSpring Courage | $0 | $6,750 | N/A | H2108-045-0 | |
| HealthSpring Preferred Plus | $38 | $9,000 | $0 | H2108-022-0 |
What is the typical premium for HMO plans in Baltimore?
HMO plans in Baltimore cost $24.83 per month on average.
Which HMO plan do most beneficiaries choose in Baltimore?
The most popular HMO plan in Baltimore is Humana Gold Plus H6622-081 (HMO), with 3,183 enrollees.
How many HMO options are offered without prescription drug coverage in Baltimore?
There are 5 HMO plans in Baltimore without prescription drug coverage.
Medicare Advantage HMO-POS Plans
HMO Point-of-Service (HMO-POS) plans combine HMO network requirements with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.
- Total HMO-POS Plans 6
- Average Monthly Premium $71.17/mo
- Total HMO-POS Enrollment 7,554
- $0 Premium HMO-POS Plans 1
- Average MOOP $5,983
- Top HMO-POS by Enrollment Kaiser Permanente Medicare Advantage Standard 2 MD (HMO-POS) — 5,876 enrollees
- HMO-POS Plans Without Drug Coverage 1
| Health Plan Name | CMS Rating* | Premium Per Mo | MOOP | PDP Ded. | CMS Plan ID |
|---|---|---|---|---|---|
| Erickson Advantage Freedom | $89 | $4,900 | $355 | H5652-006-0 | |
| Erickson Advantage Liberty | $14 | $6,750 | $600 | H5652-008-0 | |
| Erickson Advantage Liberty no Rx | $0 | $6,750 | N/A | H5652-002-0 | |
| Erickson Advantage Signature | $182 | $2,900 | $270 | H5652-001-0 | |
| Kaiser Permanente Medicare Advantage High MD | $104 | $5,700 | $0 | H2172-002-0 | |
| Kaiser Permanente Medicare Advantage Standard 2 MD | $38 | $8,900 | $0 | H2172-022-0 |
What is the total number of HMO-POS plans in Baltimore?
In 2026, Baltimore has 6 HMO-POS plans with 7,554 enrollees.
How much do HMO-POS plans cost in Baltimore?
The typical HMO-POS premium in Baltimore is $71.17, and 1 plans have no monthly premium.
Below is a breakdown of CMS star ratings for Medicare Advantage plans available in Baltimore County, MD for 2026.
| Rating Category | Number of Plans | Percent of Plans |
|---|---|---|
| 5 Stars | 4 | 17% |
| 4 Stars (includes 5 Stars) | 7 | 30% |
| 3 Stars | 16 | 70% |
| Below 3 Stars | 0 | 0% |
| Not Rated | 0 | 0% |
| Average Rating | 3.76 | |
* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.
- CMS.gov, Medicare Advantage Landscape Source Files — Last accessed June 13, 2026
- CMS.gov, Medicare Part C & D Performance Data — Last accessed June 13, 2026
- CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Last accessed June 13, 2026
County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.
Data sources and methodology documentation .
- CMS.gov, "Medicare Advantage Plan Fact Sheet" — Last accessed 25 May, 2025
- Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
- Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025
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Data provenance documentation is maintained in alignment with the U.S. Core Data for Interoperability (USCDI) Provenance standard .
Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.