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  1. 🏠
  2. Medicare Advantage Plans
  3. Maryland
  4. Baltimore County

2027 Medicare Advantage Plans in Baltimore County, MD

Last update: October 4, 2026.

In Baltimore County, MD, there are 17 Medicare Advantage plans available for 2027. Of these, 7 offer a $0 monthly premium, and about 41% are rated 4 stars or higher based on CMS quality ratings.

  • PPO Plans
  • HMO Plans
  • HMO-POS Plans

At a Glance

County-level summary of Medicare Advantage plan availability and enrollment based on CMS data.

Average Monthly Premium
$39.65/mo
Plans with $0 Premium
7
Average MOOP Limit
$7,394 ($9,250 max. in 2027)
Star Ratings (Plan Mix)
4+ Stars: 41% · 3 Stars: 41% · Below 3: 18%
Average Part D Deductible
$374.09
Total MA/MAPD Enrollment
21,561
Plans with the Highest Enrollment
(as of October 5, 2026)
1. Kaiser Permanente Medicare Advantage Standard 2 MD (HMO-POS) — 5,906 enrollees
2. CareFirst BlueCross BlueShield Advantage Complete (PPO) — 3,552 enrollees
3. Humana Gold Plus H6622-081 (HMO) — 3,150 enrollees

Medicare Advantage Special Needs Plans (SNPs) are not included in the figures shown above. View Special Needs Plans in Baltimore County, MD. Or explore all Medicare Options available in Baltimore County, MD. To understand how local plans fit into the broader market, visit our Maryland Medicare Advantage plan directory for statewide plan counts, premiums, out-of-pocket limits, CMS ratings, and enrollment data.

Medicare Advantage PPO Plans

Preferred Provider Organization (PPO) plans allow access to both in-network and out-of-network providers. Out-of-network care usually costs more, but PPOs offer greater flexibility in choosing doctors and hospitals.

  • Total PPO Plans 5
  • Average Monthly Premium $70.40/mo
  • Total PPO Enrollment 5,610
  • $0 Premium PPO Plans 1
  • Average MOOP $6,970
  • Top PPO by Enrollment CareFirst BlueCross BlueShield Advantage Complete (PPO) — 3,552 enrollees
  • PPO Plans Without Drug Coverage 1

Comparison table of 2027 PPO Medicare Advantage Plans available in Baltimore County, Maryland
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Johns Hopkins Advantage MD
☆☆☆☆☆
$95 $7,950 $615 H3890-001-0
Johns Hopkins Advantage MD Plus
☆☆☆☆☆
$165 $7,550 $615 H3890-002-0
CareFirst BlueCross BlueShield Advantage Complete
☆☆☆☆☆
$45 $6,300 $400 H7379-002-0
CareFirst BlueCross BlueShield Advantage Salute
☆☆☆☆☆
$0 $5,900 N/A H7379-003-0
CareFirst BlueCross BlueShield Advantage Signature
☆☆☆☆☆
$47 $7,151 $600 H7379-004-1
What is the total number of PPO plans offered in Baltimore?

There are 5 PPO plans in 2027, covering 5,610 beneficiaries.

How much do PPO plans cost in Baltimore?

The average PPO premium in Baltimore is $70.40 per month, with 1 plans offering $0 premiums.

What is the most popular PPO plan in Baltimore?

CareFirst BlueCross BlueShield Advantage Complete (PPO) is the top PPO in Baltimore, with 3,552 enrollees.

What is the number of PPO plans without Part D coverage in Baltimore?

There are 1 PPO plans in Baltimore without prescription drug coverage.

Medicare Advantage HMO Plans

HMO plans typically require members to use in-network providers and facilities, except in emergencies. In return, HMOs often offer lower monthly premiums and reduced cost-sharing.

Total HMO Plans
10
Average Monthly Premium
$17.00/mo
Total HMO Enrollment
9,182
$0 Premium HMO Plans
6
Average MOOP
$7,625
Top HMO by Enrollment
Humana Gold Plus H6622-081 (HMO) — 3,150 enrollees
HMO Plans Without Drug Coverage
5

Comparison table of 2027 HMO Medicare Advantage Plans available in Baltimore County, Maryland
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Kaiser Permanente Medicare Advantage Liberty
☆☆☆☆☆
$0 $5,900 N/A H2172-005-0
Humana Gold Plus H6622-081
☆☆☆☆☆
$48 $8,950 $700 H6622-081-0
Humana USAA Honor Giveback
☆☆☆☆☆
$0 $6,750 N/A H6622-094-0
Alterwood Advantage Choice
☆☆☆☆☆
$35 $7,500 $0 H9306-008-1
Alterwood Advantage Freedom
☆☆☆☆☆
$0 $6,500 N/A H9306-003-0
Alterwood Advantage Select
☆☆☆☆☆
$0 $7,500 $295 H9306-009-1
Johns Hopkins Advantage MD
☆☆☆☆☆
$49 $8,950 $590 H1225-001-0
Johns Hopkins Advantage MD Tribute
☆☆☆☆☆
$0 $7,200 N/A H1225-004-0
HealthSpring Courage
☆☆☆☆☆
$0 $7,150 N/A H2108-045-0
HealthSpring Preferred Plus
☆☆☆☆☆
$38 $9,850 $300 H2108-022-0

What is the average monthly premium for HMO plans?

HMO plans in Baltimore cost $17.00 per month on average.

Which HMO plan is most popular in Baltimore?

The most popular HMO plan in Baltimore is Humana Gold Plus H6622-081 (HMO), with 3,150 enrollees.

How many HMO plans in Baltimore do not include drug coverage?

There are 5 HMO plans in Baltimore without prescription drug coverage.

Medicare Advantage HMO-POS Plans

HMO Point-of-Service (HMO-POS) plans combine HMO network rules with limited out-of-network access. Care outside the network typically costs more, but HMO-POS plans provide added flexibility compared with standard HMOs.

Total HMO-POS Plans
2
Average Monthly Premium
$76.00/mo
Total HMO-POS Enrollment
6,769
$0 Premium HMO-POS Plans
0
Average MOOP
$7,300
Top HMO-POS by Enrollment
Kaiser Permanente Medicare Advantage Standard 2 MD (HMO-POS) — 5,906 enrollees
HMO-POS Plans Without Drug Coverage
0

Comparison table of 2027 HMO-POS Medicare Advantage Plans available in Baltimore County, Maryland
Health Plan Name CMS Rating* Premium Per Mo MOOP PDP Ded. CMS Plan ID
Kaiser Permanente Medicare Advantage High MD
☆☆☆☆☆
$114 $5,700 $0 H2172-002-0
Kaiser Permanente Medicare Advantage Standard 2 MD
☆☆☆☆☆
$38 $8,900 $0 H2172-022-0
What is the leading HMO-POS plan in Baltimore?

Kaiser Permanente Medicare Advantage Standard 2 MD (HMO-POS) is the top HMO-POS in Baltimore, with 5,906 enrollees.

What is the number of HMO-POS plans without Part D coverage in Baltimore?

0 HMO-POS plans in Baltimore do not include prescription drug coverage.

The table below shows CMS star ratings for Medicare Advantage plans in Baltimore County, MD for 2027.

CMS Star Ratings for Medicare Advantage Plans in Baltimore County, MD (2027)
Rating Category Number of Plans Percent of Plans
5 Stars No 5-star plans available. 0%
4 Stars (includes 5 Stars) 7 41%
3 Stars 7 41%
Below 3 Stars 3 18%
Not Rated 0 0%
Average Rating 3.56

* Medicare Advantage star ratings are determined by CMS each year using a standardized 5-star rating system.

Medicare Advantage plans listed on this page are available to eligible beneficiaries residing in Baltimore County, Maryland, including communities such as Baldwin, Cockeysville, Freeland, Glen Arm, Kingsville, Lutherville Timonium, Monkton, Owings Mills, Parkton, Perry Hall, Phoenix, Randallstown, Reisterstown, Sparks Glencoe, Upperco, White Marsh, Towson, Gwynn Oak, Pikesville, Sparrows Point, Middle River, Essex, Dundalk, Halethorpe, Catonsville, Parkville, Nottingham, Rosedale, Windsor Mill, Baltimore, and other areas throughout the county. Plan availability is determined by county of residence, not by city.

  • CMS.gov, Medicare Advantage & Special Needs Plan Landscape Source Files — Version: 202609
  • CMS.gov, Medicare Part C & D Performance Data — Version: 2026
  • CMS.gov, Medicare Advantage & Part D Contract and Enrollment Data — Version: 2026-09

County-level figures shown on this page, including plan counts, enrollment totals, averages, and percentage distributions, reflect standard Medicare Advantage (MA/MAPD) plans only and are derived from CMS datasets using a standardized aggregation methodology.

Data sources and methodology documentation .

  • Medicare.gov, "Compare types of Medicare Advantage Plans" — Last accessed 25 May, 2025
  • Medicare.gov, "Your coverage options" — Last accessed 25 May, 2025
  • Medicare.gov, "Joining a plan" — Last accessed 25 May, 2025

MedicarePlans.com is an independent, non-government informational resource and is not affiliated with or endorsed by the U.S. Government or the federal Medicare program.

This page follows data provenance practices aligned with the USCDI Provenance standard .

Page content independently curated and maintained by David W. Bynon, Editorial Steward, using a standardized, data-driven methodology for accurate, non-commercial Medicare plan interpretation and resolution.

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